相信不少朋友对花呗都不会陌生，因为大多数人都或多或少的在使用花呗，我也不例外。但根据我去年学习的理财知识来看，花呗这种东西是属于负债，并不会成为自己的资产，也不会让自己富有，所以对于这样一个累赘，我选择彻底关闭。 我目前还欠花呗2159元人民币，虽然这并非巨债，但对于我来说，有一丁点负债都会拖慢我前进的脚步。至于我为何会使用花呗，还是因为我花了明天的钱买了今天想要的东西——摩托车装备。  虽然我还没有买车，但提前购买了相应的摩托车装备，可以推着我前进，最后把摩托车给买了。直到今天我开始存钱后才发现“计划赶不上变化”... ... 最近的月收入真的有点惨淡... ...每月除了要交网费之外，我还需要存一定的钱，其次就是还两百多的花呗。 假设我不还花呗了，没有一丁点负债了，那么我就可以通过每次存入余额宝的钱成为资产了。只有这样我才能一步步变得富有，虽然最后不一定会成为资本大佬，但在怎么也可以实现财富自由。 所以在实现第一个目标“考取摩托车驾驶证”后，还清花呗，彻底关闭花呗成为了我的第二个目标。其实第二个目标在前段时间已经在逐步实现中了，就在昨日，我已经提前还了两百多，这是6月份的。 提前还的好处在于，我中间可以拥有大量的时间继续赚钱，然后存钱，最后不用太担心没钱换花呗。当然，我更愿意一次性还清，这样我就没有负债了。 虽然花呗的存在刺激了消费，但请谨慎使用，小心哪天还不起了被支付宝拉入“征信黑名单”... ...那个时候就只有呵呵了。 ----- <center>  </center>
| author | abcallen | ||||||
|---|---|---|---|---|---|---|---|
| permlink | thrt8-or | ||||||
| category | hive-105017 | ||||||
| json_metadata | {"tags":["cn","cn-reader","cn-curation","whalepower","lifestyle","steem2hive","palnet","zzan","dblog","diamondtoken","marlians","neoxian","lassecash","upfundme","actnearn"],"image":["https://cdn.steemitimages.com/DQmfRiKymvDg8pXnHTARtTMrZueVUe9cqXbtyqHfvDpEQrG/image.png","https://cdn.steemitimages.com/DQmUZDS1AKn19uzd26tqBCogo9Ce7ernLewxX1jzdvHrCmu/ABCALLEN.png"],"app":"steemcn/0.1","format":"markdown"} | ||||||
| created | 2020-05-22 08:39:06 | ||||||
| last_update | 2020-05-22 08:39:06 | ||||||
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| children | 2 | ||||||
| last_payout | 2020-05-29 08:39:06 | ||||||
| cashout_time | 1969-12-31 23:59:59 | ||||||
| total_payout_value | 4.724 HBD | ||||||
| curator_payout_value | 4.700 HBD | ||||||
| pending_payout_value | 0.000 HBD | ||||||
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| author_reputation | 100,871,855,756,011 | ||||||
| root_title | "我的第二目标 | 还清花呗，彻底关闭花呗" | ||||||
| beneficiaries |
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| max_accepted_payout | 1,000,000.000 HBD | ||||||
| percent_hbd | 10,000 | ||||||
| post_id | 97,518,608 | ||||||
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| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| gerber | 0 | 423,590,379,852 | 6% | ||
| daan | 0 | 60,352,934,048 | 8% | ||
| arcange | 0 | 52,406,172,001 | 2% | ||
| fiveboringgames | 0 | 38,209,215,865 | 8% | ||
| exyle | 0 | 1,200,934,933,299 | 12% | ||
| raphaelle | 0 | 1,524,994,175 | 2% | ||
| bullionstackers | 0 | 190,863,156,388 | 25% | ||
| sweetsssj | 0 | 13,460,412,050,582 | 35% | ||
| someguy123 | 0 | 159,906,784,473 | 6% | ||
| ebargains | 0 | 2,559,522,739 | 10% | ||
| bestofreddit | 0 | 11,889,114,054 | 10% | ||
| bring | 0 | 62,996,780,092 | 100% | ||
| lordneroo | 0 | 2,690,549,855 | 8.8% | ||
| frankk | 0 | 9,579,824,983 | 15% | ||
| dune69 | 0 | 33,188,689,140 | 12% | ||
| eliel | 0 | 18,293,731,688 | 10% | ||
| mys | 0 | 1,321,517,468 | 0.6% | ||
| improv | 0 | 2,359,853,169 | 1.5% | ||
| rycharde | 0 | 1,080,601,158 | 10% | ||
| anacristinasilva | 0 | 8,559,804,077 | 10% | ||
| d-pend | 0 | 146,278,941,128 | 6% | ||
| furious-one | 0 | 19,385,043,916 | 30% | ||
| gniksivart | 0 | 17,430,350,258 | 10% | ||
| raili | 0 | 2,734,165,560 | 15% | ||
| runicar | 0 | 90,408,144,724 | 8.8% | ||
| dado13btc | 0 | 858,026,826 | 8.8% | ||
| shitsignals | 0 | 2,361,872,153 | 3% | ||
| ralph-rennoldson | 0 | 682,395,803 | 1.6% | ||
| stinawog | 0 | 1,581,488,428 | 10% | ||
| pardeepkumar | 0 | 15,277,108,188 | 8.8% | ||
| accelerator | 0 | 116,879,623,596 | 12% | ||
| roleerob | 0 | 10,234,205,088 | 2% | ||
| deathwing | 0 | 2,778,434,648 | 6% | ||
| xiaoshancun | 0 | 3,679,703,196 | 100% | ||
| hqy | 0 | 14,289,008,801 | 38% | ||
| pataty69 | 0 | 2,893,598,961 | 4.5% | ||
| jychbetter | 0 | 7,480,236,236 | 100% | ||
| caladan | 0 | 33,861,310,000 | 12% | ||
| blockbrothers | 0 | 10,632,117,769 | 6% | ||
| emrebeyler | 0 | 87,446,292,951 | 4.2% | ||
| ocupation | 0 | 20,590,206,138 | 8.8% | ||
| lebin | 0 | 201,558,669,539 | 50% | ||
| enjoyinglife | 0 | 2,137,269,099 | 8.8% | ||
| bengy | 0 | 654,762,824 | 0.6% | ||
| nealmcspadden | 0 | 158,617,762,520 | 6% | ||
| curx | 0 | 31,366,550,684 | 10% | ||
| piotrgrafik | 0 | 130,096,269,602 | 40% | ||
| aakom | 0 | 15,738,809,597 | 100% | ||
| investprosper | 0 | 1,451,197,096 | 0.6% | ||
| unconditionalove | 0 | 695,212,496 | 6% | ||
| cadawg | 0 | 9,901,495,529 | 4.2% | ||
| kristves | 0 | 15,343,468,395 | 13% | ||
| florenceboens | 0 | 904,165,051 | 10% | ||
| ofildutemps | 0 | 844,944,949 | 10% | ||
| mindtrap | 0 | 181,061,693,645 | 8.8% | ||
| bestboom | 0 | 44,130,248,867 | 6% | ||
| freddio | 0 | 45,182,014,800 | 15% | ||
| steem.services | 0 | 582,839,998,348 | 10% | ||
| pladozero | 0 | 76,805,743,912 | 10% | ||
| nateaguila | 0 | 285,785,203,778 | 8% | ||
| digital.mine | 0 | 50,100,819,362 | 0.5% | ||
| milaan | 0 | 4,537,265,160 | 8.8% | ||
| gallerani | 0 | 4,346,355,338 | 6% | ||
| dlike | 0 | 67,838,644,778 | 6% | ||
| triptolemus | 0 | 4,243,983,821 | 6% | ||
| bobby.madagascar | 0 | 1,910,904,813 | 1.5% | ||
| aicurator | 0 | 259,092,296 | 10% | ||
| block-power | 0 | 75,935,571,472 | 50% | ||
| followjohngalt | 0 | 42,205,382,486 | 11.4% | ||
| infinite-love | 0 | 687,467,846 | 10% | ||
| bluesniper | 0 | 26,829,606,548 | 50% | ||
| delabo | 0 | 26,302,114,214 | 10% | ||
| determine | 0 | 4,337,721,685 | 6% | ||
| permaculturedude | 0 | 1,154,971,360 | 3% | ||
| smileyboy | 0 | 9,335,278,520 | 10% | ||
| bergelmirsenpai | 0 | 590,470,793 | 10% | ||
| steemindian | 0 | 918,476,188 | 6% | ||
| map10k | 0 | 13,092,406,414 | 12% | ||
| vxc | 0 | 924,936,787 | 10% | ||
| triplea.bot | 0 | 3,965,897,224 | 12% | ||
| steem.leo | 0 | 64,623,130,668 | 5.94% | ||
| leo.voter | 0 | 26,826,742,630 | 1.2% | ||
| onecent | 0 | 659,650,895 | 100% | ||
| freddio.sport | 0 | 5,796,681,511 | 15% | ||
| asteroids | 0 | 43,497,411,955 | 6% | ||
| mapxv | 0 | 14,413,845,599 | 14% | ||
| botante | 0 | 19,546,607,498 | 10% | ||
| leo.syndication | 0 | 725,860,921 | 6% | ||
| one.life | 0 | 763,504,889 | 5.98% | ||
| citrus-soap | 0 | 4,379,103,668 | 7.2% | ||
| maxuv | 0 | 7,889,098,645 | 80% | ||
| maxuvc | 0 | 4,056,845,733 | 70% | ||
| maxuvd | 0 | 20,666,796,653 | 6% | ||
| maxuve | 0 | 44,223,948,890 | 12% | ||
| btscn | 0 | 198,868,752,035 | 50% | ||
| blocktvnews | 0 | 1,275,325,692 | 1.48% | ||
| huaren.news | 0 | 157,650,325,814 | 3.6% | ||
| gerbo | 0 | 25,276,851 | 6% | ||
| sacrosanct | 0 | 3,087,437,296 | 8.8% | ||
| ribary | 0 | 38,797,873,362 | 6% | ||
| mice-k | 0 | 22,834,293,789 | 6% | ||
| steemcityrewards | 0 | 11,989,701,750 | 6% | ||
| dpend.active | 0 | 2,751,530,075 | 2% | ||
| folklure | 0 | 682,546,915 | 4.2% |
我小孩也给我开了，搞起我老人还欠3.5元钱，我也要关掉它。
| author | hqy |
|---|---|
| permlink | qaqd78 |
| category | hive-105017 |
| json_metadata | {"app":"hiveblog/0.1"} |
| created | 2020-05-22 11:28:21 |
| last_update | 2020-05-22 11:28:21 |
| depth | 1 |
| children | 0 |
| last_payout | 2020-05-29 11:28:21 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 29 |
| author_reputation | 427,774,794,237,856 |
| root_title | "我的第二目标 | 还清花呗，彻底关闭花呗" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 97,520,594 |
| net_rshares | 0 |
把币卖掉一点 就可以财富自由了
| author | jychbetter |
|---|---|
| permlink | qaqb1i |
| category | hive-105017 |
| json_metadata | {"app":"hiveblog/0.1"} |
| created | 2020-05-22 10:42:15 |
| last_update | 2020-05-22 10:42:15 |
| depth | 1 |
| children | 0 |
| last_payout | 2020-05-29 10:42:15 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 15 |
| author_reputation | 814,398,663,374,374 |
| root_title | "我的第二目标 | 还清花呗，彻底关闭花呗" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 97,520,018 |
| net_rshares | 0 |
hiveblocks