STAY AWAY from Fixed Deposits by adityabhat

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cryptocurrency · @adityabhat · Jan 16 '18 (edited)

$14.86

STAY AWAY from Fixed Deposits

<html>
<h1><img src="https://www.imoney.my/articles/wp-content/uploads/2015/07/fixed-deposit.jpg" width="800" height="350"/></h1>
<h1>Introduction&nbsp;</h1>
<p>Everyone who has thought about investing their money somewhere or even familiar with banking knows what a fixed deposit is.&nbsp;</p>
<p>For those of you who do not know what it is, Fixed Deposit is when you give the bank or the fund a sum of money for a certain period of time which can rage from a week to several years. In exchange, the bank will give you a fixed rate of interest per year regardless of what the external conditions are.&nbsp;</p>
<p><br></p>
<h1>The Problem:</h1>
<p><br></p>
<p>Now who doesn't want fixed returns for their investment?</p>
<p>I can speak about India where the average rate of interest is 7.5% per annum.&nbsp;</p>
<p><img src="https://ultra.news/wp-content/uploads/2015/07/ubi-fixed-deposit-interest-rates.png" width="906" height="306"/></p>
<p>Now you are probably thinking: "Wait, hold on! Why is this random dude on steemit telling me not to put my money into FD's even though it's giving me a fixed percentage on my investment?"&nbsp;</p>
<p>The problem is that 7.5% is lower than the rate of inflation.</p>
<p>The rate of inflation is counted as 8% and 7.5% is lower than 8.&nbsp;</p>
<p>So basically you'll be losing out on your money if you get your money into a fixed deposit.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<img src="https://www.equitymaster.com/images/2013/07112013-FD-rates-have-rarely-beaten-inflation-equitymaster.gif" width="435" height="243"/></p>
<p>It's one of the biggest scams in the entire history of banking and I can see many people still opting for FD's and endorsing it as if it's going to make them the next Warren Buffet.&nbsp;</p>
<h1>The Solution:</h1>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<img src="https://o.aolcdn.com/images/dims3/GLOB/crop/3872x1939+0+330/resize/630x315!/format/jpg/quality/85/http%3A%2F%2Fo.aolcdn.com%2Fhss%2Fstorage%2Fmidas%2F7087df341100b0203acb951bbb6739a5%2F200379361%2F100893576.jpg" width="630" height="315"/></p>
<p>Invest your money in mutual funds, diversify them into different mutual funds. Small cap, large cap etc.&nbsp;</p>
<p>Mututal funds can give you anywhere around 25-130% returns on your investment.&nbsp;</p>
<p>You can just sit back and let the money you have already earned make shit loads of money for you with minimal effort.&nbsp;</p>
<h1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;OR</h1>
<p><img src="https://hacked.com/wp-content/uploads/2017/09/AI.jpg" width="1000" height="668"/></p>
<p>If you are interested, and you have time, you could simply learn how the Cryptocurrency/Stock Market works, the technical analysis and start getting those huge returns yourself. You can start small and move forward. There's so much information available online to make this thing possible. Who knows? Maybe you are the next Warren Buffet.&nbsp;</p>
<p><br></p>
<p>Thank you for reading!&nbsp;</p>
<p> P.S: I've decided that I want to buy a Kindle for myself. I'm going to buy a Kindle from the earnings I get from steemit. If this post added any value for you, please consider upvoting it. </p>
</html>

👍 ipromote, upmewhale, jerrybanfield, aksdwi, sneaky-ninja, allaz, adriatik, steembloggers, minnowhelper, nado.bot, levitation, mrswhale, earthnation-bot, getboost, fotomindo, harshallele, shaffrimohd, steemgigs, drotto, steembasicincome, darius1993, resteemable, sequeira, rajdeep07, fitim, chaitanya.mhatre, aalia.danish, bitcoindad80, abhicrypto, banjo, akshayb, minerdigi, puntorave, adityabhat, tech-trends, christoryan, adam.dina, milarepa0907, gktown, rudy-prikryl, swagger, sergey7891, akbarsyekhi, sunnymalkani

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@adriatik · Jan 20 '18

re-adityabhat-stay-away-from-fixed-deposits-20180120t184836744z

You got upvoted from @adriatik bot! Thank you to you for using our service. We really hope this will hope to promote your quality content!

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@aksdwi · Jan 20 '18

<p>This post has received a 2.43 % upvote from @aksdwi thanks to: @adityabhat.</p>

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@allaz · Jan 20 '18

re-adityabhat-stay-away-from-fixed-deposits-20180120t181422838z

You got a 1.52% upvote from @allaz courtesy of @adityabhat!

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@drotto · Jan 16 '18

<p>This post has received a 0.03 % upvote from @drotto thanks to: @banjo.</p>

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@earthnation-bot · Jan 17 '18

Greetings! [I am a minnow exclusive bot that gives a 5X upvote!](https://steemit.com/earthnation/@earthnation-bot/my-name-is-earthnation-supportbot-i-am-here-to-serve-all-minnows-of-steem)
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@getboost · Jan 20 '18

<p>This post has received a 8.59 % upvote from @getboost thanks to: @adityabhat.</p>

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@harshallele · Jan 16 '18

Current inflation rates in india are closer to 5%, so FDs do beat inflation right now. But obviously, the returns are meagre.

But anyway, nice to see someone from mumbai!

👍 adityabhat

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@adityabhat · Jan 16 '18

$0.08

The point is that the bank's are making more with your money than you are with your own. 

Which part of Mumbai are you from? I live in Kharghar.

👍 harshallele, abhicrypto

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@abhicrypto · Jan 20 '18

Hey even i am from Kharghar ! I joined steem on December , i want to know how voting bots work !

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4 replies

@harshallele · Jan 17 '18

i live in borivali

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2 replies

@jerrybanfield · Jan 17 '18

re-adityabhat-stay-away-from-fixed-deposits-20180117t111205708z

Thank you @adityabhat for making a transfer to me for an upvote of 0.82% on this post! Half of your bid goes to @budgets which [funds growth projects for Steem](https://steemit.com/budget/@jerrybanfield/introducing-steem-budget-proposals) like [our top 25 posts on Steem](https://steemit.com/budget/@jerrybanfield/the-top-25-steem-posts)!  The other half [helps holders of Steem power earn about 60% APR](https://steemit.com/budget/@jerrybanfield/new-automatic-daily-payouts-of-60-apr-for-steem-power-delegations) on a delegation to me!  For help, will you please visit [https://jerrybanfield.com/contact/](https://jerrybanfield.com/contact/) because I check my discord server daily?  To learn more about Steem, will you please use [http://steem.guide/](http://steem.guide) because this URL forwards to my most recently updated complete Steem tutorial?

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@levitation · Jan 20 '18

<p>This post has received a 1.62 % upvote, thanks to: @adityabhat.</p>

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@minnowhelper · Jan 20 '18

<p>This post has received a 0.89 % upvote from https://steemitimages.com/DQmcZYv2276nr6zEDDTZY1iLcgaBiNqumAnYtmvxNtr5zrW/minnow_klein.png thanks to: @adityabhat. <br>For more information, <a href="http://www.minnowhelper.com/index.php">click here!!!</a>!<br>
<b>Send minimum 0.100 SBD to bid for votes.</b>
<br></p>

<h2>Before sending a transfer to @minnowhelper, verify that your publication meets these conditions (http://www.minnowhelper.com/conditions.php). After the transfer is made, no claims will be received.</h2>


<p><br>
The Minnowhelper team is still looking for investors (Minimum 10 SP), if you are interested in this, read the conditions of how to invest <a href="http://www.minnowhelper.com/delegate.php">click here!!!</a><br>
ROI Calculator for Investors <a href="http://www.minnowhelper.com/delegatecalc.php">click here!!!</a></p>

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`category`	cryptocurrency
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@mrswhale · Jan 20 '18

This wonderful post has received a @adityabhat 6.81% upvote from @mrswhale. Discord Channel: https://discord.gg/XG4y3mg You can vote in the name of the odl. https://steemit.com/~witnesses    https://steemitimages.com/DQmRjvqm5biGHpw6iBs8XhN1T1WNJhrXxnU8MpKJbvejQeR/witness.gif

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@nado.bot · Jan 20 '18

re-adityabhat-stay-away-from-fixed-deposits-20180120t175148468z

You got a 2.77% upvote from @nado.bot courtesy of @adityabhat!

properties (22)

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@resteemable · Jan 16 '18

**Your Post Has Been Featured on @Resteemable!** <br> Feature any Steemit post using resteemit.com! <br> **How It Works:** <br> 1. Take Any Steemit URL <br> 2. Erase `https://` <br> 3. Type `re`<br> Get Featured Instantly – Featured Posts are voted every 2.4hrs <br>[Join the Curation Team Here](streemian.com/profile/curationtrail/trailing/943)

properties (22)

`author`	resteemable
`permlink`	re-resteemable-stay-away-from-fixed-deposits-20180116t202811129z
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`created`	2018-01-16 20:28:12
`last_update`	2018-01-16 20:28:12
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@sneaky-ninja · Jan 17 '18

re-adityabhat-stay-away-from-fixed-deposits-20180117t101301092z

Sneaky Ninja Attack! You have been defended with a 0.68% vote... I was summoned by @adityabhat! I have done their bidding and now I will vanish...Whoosh

👍 adityabhat

`author`	sneaky-ninja
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`category`	cryptocurrency
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voter	weight	wgt%	rshares	pct	time
adityabhat	0 B		245,702,643	100%

@steembloggers · Jan 20 '18

re-adityabhat-stay-away-from-fixed-deposits-20180120t170923308z

You got a 11.70% upvote from @steembloggers courtesy of @adityabhat!

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`created`	2018-01-20 17:09:24
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@steemitboard · Jan 21 '18

Congratulations @adityabhat! You have completed some achievement on Steemit and have been rewarded with new badge(s) :

[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/comments.png)](http://steemitboard.com/@adityabhat) Award for the number of comments

Click on any badge to view your own Board of Honor on SteemitBoard.
For more information about SteemitBoard, click [here](https://steemit.com/@steemitboard)

If you no longer want to receive notifications, reply to this comment with the word `STOP`

> By upvoting this notification, you can help all Steemit users. Learn how [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)!

properties (22)

`author`	steemitboard
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`created`	2018-01-21 21:51:39
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@steemitboard · Feb 4 '18

Congratulations @adityabhat! You have completed some achievement on Steemit and have been rewarded with new badge(s) :

[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/votes.png)](http://steemitboard.com/@adityabhat) Award for the number of upvotes
[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/comments.png)](http://steemitboard.com/@adityabhat) Award for the number of comments

Click on any badge to view your own Board of Honor on SteemitBoard.
For more information about SteemitBoard, click [here](https://steemit.com/@steemitboard)

If you no longer want to receive notifications, reply to this comment with the word `STOP`

> By upvoting this notification, you can help all Steemit users. Learn how [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)!

properties (22)

`author`	steemitboard
`permlink`	steemitboard-notify-adityabhat-20180204t022426000z
`category`	cryptocurrency
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`created`	2018-02-04 02:24:24
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@steemitboard · Jun 2 '18

Congratulations @adityabhat! You have received a personal award!

[![](https://steemitimages.com/70x70/http://steemitboard.com/@adityabhat/birthday1.png)](http://steemitboard.com/@adityabhat)  1 Year on Steemit
_Click on the badge to view your Board of Honor.


> Do you like **SteemitBoard**'s project? **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!

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@steemitboard · Jun 2 '19

Congratulations @adityabhat! You received a personal award!

<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@adityabhat/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>

<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@adityabhat) and compare to others on the [Steem Ranking](http://steemitboard.com/ranking/index.php?name=adityabhat)_</sub>


###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!

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`category`	cryptocurrency
`json_metadata`	{"image":["https://steemitboard.com/img/notify.png"]}
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@upmewhale · Jan 20 '18

re-adityabhat-stay-away-from-fixed-deposits-20180120t175027465z

You got a 11.11% upvote from @upmewhale courtesy of @adityabhat!

properties (22)