Why is it hard to have a long-term mindset? by alex-rourke

View this thread on: hive.blog | peakd.com | ecency.com

hive-167922 · @alex-rourke · Feb 15 (edited)

$15.55

Why is it hard to have a long-term mindset?

https://img.inleo.io/DQmWXouE9e5DtAGrXCf4pEM2zAev67uL4JuUwuYE9Mbn4ND/Long%20term%20mindset%20hive%20thumb.png

You may have heard of (or maybe watched a video on) *The marshmallow test*, a famous psychological experiment that examines self-control, delayed gratification, and their relationship to future success. The marshmallow test was first conducted in the late 1960s and early 1970s by psychologist Walter Mischel at Stanford University, and it goes something like this:
A kid (or sometimes two) are brought into a room and given a marshmallow. They're told they can either eat it now or wait a little while and get two.

Choices, choices.
https://img.inleo.io/DQmZxBk79JJZPDtfhFrhiYwdF6guPwdQMzj9T63LsbEzrFP/marshmallow%20test%20child.png

If you're curious to see how they handle it, watch this video. It's fun to watch their behavior:

https://www.youtube.com/watch?v=Yo4WF3cSd9Q

As expected, a lot of them ate the marshmallow immediately. Others (long-termers) waited the full 15 minutes to earn the second marshmallow.

Mischel and his team followed up with the participants years later (when they were either teenagers or young adults) and found significant correlations between the ability to delay gratification in preschool and later outcomes.

Children who waited longer for the second marshmallow tended to have:
- Higher SAT scores.
- Better academic performance.
- Lower body mass index (BMI).
- Fewer behavioral problems.
- Better social and emotional skills.

Interesting, right?

Even though we know something about the effects of compound interest and delayed gratification, many people still chose to spend way too much money on clothes and eating out. Not only that, they even send their valuable cryptocurrency to exchanges during bear markets to turn into Turkish liras to pay their phone bill.

I'm not implying we shouldn't spend *any* money. I'm just saying don't spend more than you earn, don't use your credit card if you can't pay it off at the end of the month and certainly don't buy $600 Golden Goose "pre-distressed premium sneakers".
https://img.inleo.io/DQmQqoaUHMMtBqgaG5Fy3GrfbWy4uDGgHpcD6xRyrj5jjsv/Golden%20Goose%20shoes.png
<sub> source: [reuters.com](https://www.reuters.com/markets/deals/luxury-sneaker-maker-golden-gooses-ipo-books-fully-covered-2024-06-13/) </sub>

When it comes to your cryptocurrency investment, consider building a portfolio for the long-term. Acquire some bitcoin and hold on to it for 10 years; even if it's just a few sats at a time. If you're reading this article, you're probably familiar with the HIVE ecosystem. If this is the case, I'd like to remind you that if you are providing value to other community members, you WILL receive value in return in the form of $HIVE and $HBD stablecoin.

Once in your wallet...
- $HBD in savings earns 15% APR
- $HIVE staked as Hive Power earns 2.89% APR
- Curation rewards on Hive can range anywhere from 5% to 12% APR.

That's money on top of your money!

So consider shifting your strategy from a cash-out now to a long-term HODL. Every day there are more individuals who are willing to exchange HIVE and HBD for services like design, management, editing, coding. Not to mention full on teams and businesses.

With the development of Leo Merchants and VSC, one day, you may not even have to leave the HIVE ecosystem to buy food, medicine or pay rent.

You'll be able to stay digital and do business with others without having to use a bank and without asking for permission from governments or corporations.

The future is bring my friends.

Don't miss out.

https://i.imgur.com/fqjWfb4.gif

Posted Using [INLEO](https://inleo.io/@alex-rourke/why-is-it-hard-to-have-a-longterm-mindset-8qn)

👍 leo.voter, redes, solominer, steevc, behiver, buttcoins, bitcoinflood, ph1102, tonyz, slobberchops, hivecuba, godfish, gadrian, omarcitorojas, incublus, steemflow, acgalarza, uwelang, elevator09, daltono, pouchon, dkid14, raiseup, etblink, growandbow, fieryfootprints, josepimpo, onlavu, smartvote, bitrocker2020, india-leo, dlike, macchiata, steemaction, allentaylor, prosocialise, hiveopenmic, anonymous02, kriszrokk, niallon11, neal.power, rmsadkri, yozen, jhymi, dhedge, phortun, cute-cactus, espoem, arc7icwolf, ninjakitten, coolguy123, felt.buzz, edian, scooter77, cindy911, universoperdido, frgnholding, nikdo, leoschein, kevinwong, hairyfairy, arrliinn, venarisyndicate, leighscotford, and 141 others

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@acgalarza · Feb 15

ah, The marshmallow test! A classic! Thanks for the reminder and encouragemente! 👍

!PIZZA
!PAL
!CCC

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@allentaylor · Feb 15

$0.32

A marshmallow in the hand is worth two on the plate.

Maybe.

Maybe not.

lol

👍 alex-rourke

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@behiver · Feb 15

$0.57

@behiver "Great analogy and I didn't know about The Marshmal..."

Great analogy and I didn't know about The Marshmallow Test. I think I am part of those which can wait and have delayed gratification as I am yet to take some real profits out of crypto while being in the space since 2017. And about Hive, I simply with to keep on building for the future and make the most of it here as I love this ecosystem.

👍 alex-rourke

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@alex-rourke · Feb 15

That's why you're going to make it :)

You'll be orca soon and so will I.  Together we have the power to change our future and to help others do the same.   

There's huge [power in numbers](https://peakd.com/hive-114929/@alex-rourke/the-power-in-numbers-how-hive-blockchain-empowers-the-community-3ru).

https://images.hive.blog/0x0/https://files.peakd.com/file/peakd-hive/alex-rourke/23uQCVJZ8txa4FSQ11AL7zb175FTgt7jcapCgxwWoLUeVhNY97k4BFxXYUudYds1x9PDw.png

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@daniasi · Feb 15

@daniasi "The videos tells a lot friend. It seems in general..."

The videos tells a lot friend. It seems in general, male seems to exercise much delayed gratification. 
Anyway, I have been a victim of this activities as I always end up spending what I want to HODL. Let's see how it will end this year.
Thanks for the update friend

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@alex-rourke · Feb 15

Yeah, your [KE](https://beebalanced.streamlit.app/) is really high.


![Screen Shot 2025-02-15 at 12.19.51 PM.png](https://files.peakd.com/file/peakd-hive/alex-rourke/23tvCoQ6eLcF375nhWxK8h9yneEMr8wX4tHWjtThRjntEFbob2J5UTbmJveScmKmNkLGV.png)

👍 daniasi

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@daniasi · Feb 15

@daniasi "Can you help explain further?..."

Can you help explain further?

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1 reply

@godfish · Feb 15

$0.31

Since few years ago, curating rewards cannot really get over about 10%. It’s quite sad that passivity (HBD savings) pays off more than activity - curation.

👍 alex-rourke

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alex-rourke	0 B		727,703,922,849	27%

@alex-rourke · Feb 15

$0.02

$HIVE is currently at $0,32 with TONS of new development being announced all the time.   At this rate, your staked HIVE will increase by 3x, 5x, 10x... who knows how many Xs, but it's way more than 10%.

👍 godfish, nikdo

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properties (23)vote details (2)

voter	weight	wgt%	rshares	pct	time
godfish	0 B		54,979,539,237	6%
nikdo	0 B		1,335,216,894	6%

@godfish · Feb 15

I’ve been playing this card since ever, I have no HBD in savings. Also, I am very active, and it is called Power for a reason. 

Still, it sends a rather peculiar message to the people outside this blockchain. That one about passivity.

👍 endhivewatchers

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endhivewatchers	0 B		0	0.5%

@hivebuzz · Feb 15

Congratulations @alex-rourke! You have completed the following achievement on the Hive blockchain And have been rewarded with New badge(s)

<table><tr><td><img src="https://images.hive.blog/60x70/https://hivebuzz.me/@alex-rourke/payout.png?202502141948"></td><td>You received more than 13000 HP as payout for your posts, comments and curation.<br>Your next payout target is 14000 HP.<br><sub>The unit is Hive Power equivalent because post and comment rewards can be split into HP and HBD</sub></td></tr>
</table>

<sub>_You can view your badges on [your board](https://hivebuzz.me/@alex-rourke) and compare yourself to others in the [Ranking](https://hivebuzz.me/ranking)_</sub>
<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>



**Check out our last posts:**
<table><tr><td><a href="/hivebuzz/@hivebuzz/valentine-2025"><img src="https://images.hive.blog/64x128/https://files.peakd.com/file/peakd-hive/hivebuzz/48QSRDF9UdaJ9PSdVbmUUuWQjEegoX4RQP7VwMoyQhGa5e7mLA9dRvhjRqNBUk6QbW.png"></a></td><td><a href="/hivebuzz/@hivebuzz/valentine-2025">Valentine's Day Event – Spread Love with a Special Badge! 💝</a></td></tr></table>

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@hivebuzz · Feb 15

<center>[![](https://images.hive.blog/175x175/https://hivebuzz.me/api/level/alex-rourke?202502152118)](https://hivebuzz.me/@alex-rourke)
**Congratulations @alex-rourke**!
You raised your level and are now an **Orca**!</center>

**Check out our last posts:**
<table><tr><td><a href="/hivebuzz/@hivebuzz/valentine-2025"><img src="https://images.hive.blog/64x128/https://files.peakd.com/file/peakd-hive/hivebuzz/48QSRDF9UdaJ9PSdVbmUUuWQjEegoX4RQP7VwMoyQhGa5e7mLA9dRvhjRqNBUk6QbW.png"></a></td><td><a href="/hivebuzz/@hivebuzz/valentine-2025">Valentine's Day Event – Spread Love with a Special Badge! 💝</a></td></tr></table>

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@incublus · Feb 17

I hadn't heard of the Marshmallow test before, but the results are very interesting. It is a fact that medium and long term investments always make people happier, but people are always after easy gains. They want to multiply their money 100 times in a year 😂

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@india-leo · Feb 16

$0.23

Indiaunited Curation 1739704519559

This post has been manually curated by @bhattg from Indiaunited community. Join us on our [Discord Server](https://discord.gg/bGmS2tE). 

Do you know that you can earn a passive income by delegating your Leo power to @india-leo account? We share 100 % of the curation rewards with the delegators. 

<sub>**100% of the rewards from this comment goes to the curator for their manual curation efforts. Please encourage the curator @bhattg by upvoting this comment and support the community by voting the posts made by @indiaunited.**</sub>

👍 alex-rourke

properties (23)vote details (1)

voter	weight	wgt%	rshares	pct	time
alex-rourke	0 B		1,026,539,183,792	38%

@jackjackson2nd · Feb 15

$0.33

great post, the marshmallow test was always interesting to me- i think that the correlation between the 1st 2 points "Higher SAT scores & Better academic performance" and the ability to think & choose wisely for a greater benefit or success "in the kids case waiting 15m & getting 2pcs instead of 1" is the strongest- i think more than 95%, while for the other 3 points "Lower body mass index (BMI), Fewer behavioral problems,Better social and emotional skills" the percentage is less "mainly because behavioral & psychological well-being is a complicated subject" but the correlation still exists. "don't spend more than you earn, don't use your credit card if you can't pay it off at the end of the month and certainly don't buy $600 Golden Goose pre-distressed premium sneakers" totally agree with this "debt is a serious matter that people, businesses, countries- need to deal with it much more serious & much more wise". "Every day there are more individuals who are willing to exchange HIVE and HBD for services like design, management, editing, coding" that's really great & with the more integration with the big ecosystems of ETH & SOL the number of such individuals will increase & usage will grow even more. "With the development of Leo Merchants and VSC, one day, you may not even have to leave the HIVE ecosystem to buy food, medicine or pay rent, You'll be able to stay digital and do business with others without having to use a bank and without asking for permission from governments or corporations" i really hope that this day will b soon & i think it would b possible maybe even before 2030. great post & have a great day

👍 alex-rourke

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@notarigo · Feb 15

@notarigo ">So consider shifting your strategy from a cash-ou..."

>So consider shifting your strategy from a cash-out now to a long-term HODL. 


Good advice

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@pizzabot · Feb 16

<center>PIZZA!


$PIZZA slices delivered:
@acgalarza<sub>(1/5)</sub> tipped @alex-rourke 


</center>

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@steevc · Feb 15

$0.50

I'm playing the long game with Hive, but can appreciate that others need funds immediately. If they can put some of their rewards aside then it will pay off.

👍 alex-rourke

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@alex-rourke · Feb 15

$0.05

There's nothing wrong with taking your post rewards and converting them to fiat if you need it to pay for rent, medicine or food.  If it's there and you need it to cover an emergency, by all means, use it.   But let's be real, people don't have financial emergencies 100% of the time.     It's perfectly possible to claim your rewards as 50% HP and HP $HBD.   This ratio is more than enough to build your stake *AND* spend some of your earnings.

Azircon came up with something called [The KE ratio](https://peakd.com/hive-13323/@azircon/top-1000-hive-stakeholders-moments-of-pleasure-years-of-pain), which helps us understand what proportion of HIVE you are holding vs extracting. You can check your KE ratio with [this tool](https://beebalanced.streamlit.app/).   under 1 is good, the more positive your KE, the more of an extractor you are.  Our friend @slobberchops has a different name for folks with a high KE ratio 😄:

https://peakd.com/python/@slobberchops/leeching-arseholes

👍 steevc

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@steevc · Feb 15

$0.12

I've seen a few people talking about KE. I'm not really going to judge people, but I don't really like to see them using that account that lets them exchange their rewards for an instant payout. They ought to try and build some HP.

Mr Chops is less forgiving than me :)

👍 alex-rourke

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@uwak · Feb 15

$0.30

Sometimes, situations in which some people find themselves make them to operate the _cash out now_ syndrome.
Well, some level of discipline can help in developing the waiting mentality

👍 alex-rourke

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@alex-rourke · Feb 15

That's the thing.    If you need to cashout your HIVE to pay for bread, you're missing out on a huge opportunity to change your life.   Find a job that pays you in fiat to pay for bread while building your stack of HIVE for the future.  The ticket to freedomland is here for the taking.

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@yikunu · Feb 15

@yikunu "Many people tend to spend more on wants and not on..."

Many people tend to spend more on wants and not on needs  , which is not a good way to act financially

properties (22)