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XChainge is a platform with a simple user interface for anonymous and decentralized negotiations that uses the blockchain Ethereum. XChainge offers an alternative for centralized criptomoedas exchanges with no commission rates, no brokerage companies and no KYC / AML.

All platform functionality is available in the xChainge Wallet application. The xChainge Wallet allows P2P transactions of crypto coins from a user-friendly interface, similar to popular banking applications.

The xChainge Wallet for Windows will be released in the first quarter of 2018, followed by iOS and Android apps in the second quarter of 2018.The main features of the xChainge Wallet application include:

-Great storage option for your crypto-coins;

-Secure peer-to-peer negotiation;

-Easy-to-use, fully customizable smart contract builder;

-Intelligent resolution of disputes with the help of mediators;

-Create custom markets.

-The xChainge Wallet does not require verification and gives users full control over their assets.

Token (XCH) was entered as a means of payment on the xChainge platform.

The token xChainge is an token based on Ethereum ERC-20 that is used on the platform to pay for services (fees) and make deposits securely. It is issued by a non-profit organization that is creating the xChainge platform. The ICO began on December 1 and runs until December 25, 2017. At the beginning of the crowdsale, each token will cost ETH 0.05. A total of 23,529,412 XCH tokens will be generated. The token limit will be 20 000 000 XCH tokens.

The number of transactions in exchanges is growing exponentially. Globally, turnover in exchanges increased from $ 100–200 million in early 2017 to $ 10 billion per day. The capitalization of the crypto-coins grew more than 13 times, surpassing the $ 200 billion.

However, the market value of Crypto-Coins is almost imperceptible in contrast to the stock market, whose total capitalization exceeds $ 60 trillion, or that of the foreign exchange market, whose daily trading volume is more than $ 5 trillion. The lack of convenient methods for negotiations is partially limiting growth.

Portfolios with functions similar to Jaxx and Exodus, but with a difference not being fed by third-party centralized services.

Centralized exchanges provide fast and secure transactions, but offer only a small variety of crypto-coins and are constantly under pressure from regulatory agencies.

Partially decentralized Exchanges such as EtherDelta and Oasis DEX allow you to exchange a variety of ERC-20 tokens without verification. However, your users are not protected against loss of funds.

The xChainge P2P platform allows you to perform on-chain exchanges of any ERC-20 tokens directly in the wallet. To perform the trade, the user can leave the negotiation available to be chosen by another user, or choose an existing offer to carry out the transaction immediately.

To post a buy or sell offer, the user goes to the “P2P Exchange” section of xChainge Wallet, selects the option to create an offer, chooses the type of asset to be traded, enters the desired price and the expiration date, and confirms the offer. Then the offer is published in the blockchain Ethereum.

Those who wish to select an existing offer and / or sale can then filter by token type, price and transaction volume. If the user selects an offer and is confirmed, the result of the transaction is published in the blockchain Ethereum.

Users have the opportunity to create custom transactions backed by smart contracts. The builder allows you to set the price, the maximum execution time and a variety of parameters. Using the xChainge cross-chain P2P platform, xChainge Wallet users can exchange ETH and ERC-20 tokens with any other crypto. At the moment, there are no solutions that allow the same without having to rely on the involvement of third parties. To resolve possible disputes, the mechanism of mediators has been created. Mediators are xChainge users who are given tokens (XCH) to resolve conflicts that may arise between parties.

The team hopes that this model will evolve into a fully decentralized asset market for rapid exchange at minimum rates, without the need to rely on third parties, including cancellation of transactions.

The xChainge was co-founded by Albert Ibragimov, Danil Popov, Artur Ustimov and Egor Klimenko. All co-founders have a unique experience in private equity, venture investment, financial system and marketing solutions. The main team of founders and early investors are the shareholders of Aktivo, one of the leading collective investment services for commercial real estate.

Website: https://xchainge.io/

Twitter: https://twitter.com/xChainge_io