![](https://images.ecency.com/DQmSLpYBtHML2mK7zacXjGPeKJQg7DtDFzAFDQP8QwnuZ3K/neutral_simple_elegant_travel_vlog_youtube_thumbnail_1_.png)

Hi, I am Arveno from Surabaya city. In this content i want to share that this is why need having emergency fund in our life.
Today, i am having kinda bad day. Not literally bad day since i am prepared for all about this happened. What we want is everything going to be okay and everything went according to plan right?? But, sometimes universe will not allowed life like that. Sometimes life can be rude and be a mess.
Thats why i always preparing emergency fund just in case if something bad happened. Like today.

https://images.ecency.com/DQmQuymJjiZ4s4KtFmF4pvdHnQXQednQ13nsF1JTAXk4sBK/appreciated_.png

![](https://images.ecency.com/DQmbm1aTNkkXSBPDHnVUwfAcwsmyiZTA5561KczxhhLnz1c/image.png)

Today, i need to go to clinic since my son did not attend to go to school for today. Yeah, yesterday his cought is quite severe and his cold also got worse. And after eating some food and drink some generic meds, what he done is just sleeping all  night until hit the morning without waking up. In total he slept in literally 15 hours. And since he was absent in school, my wife been told that my son need doctor's note as prove that he was sick. So, yeah that means i need to spend money just consult and get meds and also got this note. Nah i mean i need to pay all the services just for this note for my son school. Thats kinda ridiculous but that is the rules. So, yeah in total i need to spend 10$ for this doctor's note. And what worse i need to paid the meds too. Even thought , i think my son did not need it since with generic meds also can reduce his symptom.

![](https://images.ecency.com/DQmeG5uEiZZ4RQHUVbWC5EnAb2BS7pWiiRBFeQZ3nJWmjiJ/image.png)

Okay, after returned at home, i need to pick up some stuff so i dont have time to checking my computer for today and i did not know that my monitor was broke. After all done with picking up some stuff and taking care about my expedition work. Then i need to continue all in my computer. And voila. My monitor always blinked. And it makes me dizzy looking the blink. So, i need to change this monitor ASAP since i need to work too.

![](https://images.ecency.com/DQmazgzNMZcibNtCLpiKB2j8Zgcrg2YsamLYnPkX3Wo5Zo1/image.png)

Actually this monitor is not too expensive since i still can afford it. But,still it cost me and disturbing my financial plan for this entire week. This monitor cost me around 35$. Not too good and not too bad either for this monitor. It just usual and yeah it still can be a good use for my daily life for playing Splinterlands, or doing some spreadsheet or making and editing content for my social media. 

![](https://images.ecency.com/DQmcxmoWK8cyr6BNrUeceX3f9FdxDiMJ5WkbqyY3zbrXowE/image.png)

But, my content this time is not reviewing this monitor. But, i think we need to having emergency funds in our life. Like today, what i am experiencing is the great example to having emergency funds. This funds is used when need something that really urgent. For work,health,or helping closer relative. 
So, imagine if i dont have emergency budget. I cannot made appointment with doctor in clinic for my son, and also i cannot bought this monitor and it can causing me lost trust and losing the job. And for the further, i cannot making any money if everything dissapear especially jobs. Thats just because i dont have any emergency funds. Thats will be bad luck right?
At first, i am really i have trouble for starting to collecting money into emergency funds. Sometimes i just thinking that everyday is emergency and need money fast. But, right now i can analize and pick the importants and having high risk first to being handled. Like this one, my principle for using emergency funds is first for health, second for work, third is for family. Other than that i need to rethink what i want. If i trully needed than i would buy and using emergency funds. 
So did you guys having emergency funds in your life??

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