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Silent saving schemes for Indians by bala41288

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hive-167922 · @bala41288 ·
$14.21
Silent saving schemes for Indians
Saving money for the future is crucial if we want to live a life without worrying about a regular income. Countries like India do not provide social security or financial security to its citizens. So the citizen must earn enough money and secure their future. People in India have access to savings schemes, which allow them to save money for future use. 

## LIC

Taking insurance is an important thing. The type of insurance can differ from one person's need to that of another. There is no need for medical insurance if we have enough money to take care of the expenses. Sometimes in countries where medical care is expensive, it can be hard to take care of the hospital charges. Taking medical insurance through LIC can help in such scenarios. I would like to say that LIC is something thats important as it gives a cashback for our investement and at the same time it also provides some life cover. 

![](https://images.ecency.com/DQmSQfRfD8YCN9nzWnSAreixoEjojQDQj6YiZwiFZAdbZbe/image.png)

[Source](https://pixabay.com/photos/insurance-family-umbrella-house-5238829/)

## PF

PF is something that goes as a contribution from both the employee side as well as the employer side. The value also keeps accumulating based on the growth of our basic salary. As we keep earning for more years, the value we get through PF will also increase. 

## NPS

NPS is another scheme that is very helpful in this aspect. I recently subscribed to NPS based on a new scheme that was given to us by the government of India. This is a good thing because the money in NPS can be received only in the form of a pension and only for a short period. I have to see how it goes for at least one year to determine how the value is growing with the help of NPS. 

## PPF

PPF stands for Public Provident Fund. There is a limit of 1,50,000 every year, and it is a good practice to make use of the opportunity and push maximum money into the PPF fund so that when we withdraw the funds towards the end of the tenure, we will have a huge lump sum amount. We can check online how much we can earn with this scheme. It is an interesting investment. 

---
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---

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vote details (243)
@bhattg · 
There are lot more options, indian market is full of schemes 😀🙏. Thanks for sharing ☺️🙏
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@brofi ·
@brofi "It’s really thoughtful of you sharing this with yo..."
It’s really thoughtful of you sharing this with your fellow Indians. Hopefully someone will learn a thing or two from it. 

!PIMP
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@davideownzall · 
here you can send some money monthly and when retire, you will get an extra retirement wage for example
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@djbravo · 
In these difficult times, every person should adopt such strategies, no matter which country they live in. When some money is saved, it will be used for children in the future.
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@ekavieka · 
I am so happy to hear that you have that kind of programme and also beign supported by the goverment. Yep, it is very important to have saving for future use, at least we have a safety net when we need it the most.
!PIZZA
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@goshen · 
It is always necessary that we always find a way of saving because we really need it. The earlier the better
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@hivebuzz · 
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@pizzabot · 
<center>PIZZA!


$PIZZA slices delivered:
@ekavieka<sub>(3/5)</sub> tipped @bala41288 


<sub>Come get [MOON](https://moon.hive.pizza)ed!</sub></center>
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@typebox · 
It’s inspiring to see how deliberate saving and smart investments can empower us to face uncertainties confidently. Ultimately, financial discipline today paves the way for peace of mind tomorrow.
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@venom2951 · 
I've read alot of books about saving 
I love your options 
Nice work
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