You probably wondered, what benefit does putting my SBD in savings do? Well there is a very good reason you may want to put some or all of your SBD in savings! You may say "But there is a 3 day lockup period, that is annoying!". Sure, IF you need the SBD liquid, keep it liquid.

But realize this. If an attacker did manage to gain access to your account, anything liquid is gone forever! Any STEEM and SBD will instantly be withdrawn by the attacker and you probably never will see it again! Had those funds been locked in Savings or Powered Up as Steem Power, the attacker would need you not to notice for a minimum of 3 days in order to steal any funds from you! If you plan to hodl SBD for a long period of time and do not need it liquid, placing it in Savings adds 3 days to an attacker's time before they can make off with your funds! That is a HUGE difference between instantly stealing your funds, and you noticing a withdraw you didn't make, and cancelling it and resetting your account's keys!

This is why Savings for SBD exists. It is a safe place to store SBD. I believe if you hodl (relatively) large amounts of SBD you probably should just purchase STEEM and Power Up since Steem Power adds to your voting influence here and benefits the community far more than holding a debt for STEEM (<a href="https://www.steem.center/index.php?title=Steem_Dollar_(SBD)">that is what SBD is</a>).

Thanks for reading and happy steeming!