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Things are getting as hard as they can economically, I would have said in the part of the world where I come from, but it is definitely not my country alone that is getting affected. I initially used to think the economic condition was limited to some certain region, maybe the region where I am living, but I have seen more people complain about financial hardship during this period and that has made me come to the conclusion that there are more people going through financial difficulty at the time.

As for me, I have been reading and learning about finance, and the more you learn, the more,  you want to know. At this time, it is very important to cut down certain house expenses, as well as personal spending habits, alongside improving our earnings would do so much magic.

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**Keep track of your spending habits**: Money can quickly disappear if we do not observe it closely, regardless of how much the money is, trust me when I say it can eventually disappear if you do not know where the money is going into and you do not apply discipline into its handling. 
Keeping a record of every penny spent is a delightful habit, if you do not know where the money is going, you wouldn't be able to identify the way to cut down your expenses. 

**Have a budget**: Budget creation is significant to every person whether you are a low-income or a high-income earner, you should even take it more seriously. When it comes to creating a budget, you need to carefully evaluate the amount you earn as well as the amount you spend. This way, you will be able to evaluate carefully the amount spent on a regular basis and how you can reduce the expenses. Once you know your income and your expenses, you will be able to prioritize your earnings in order to accomplish your goals.

**Manage your subscriptions**: This is the best time to correctly manage your subscriptions, if you need to limit your subscription package from premium to a normal one then by all means do it, you will be ready to get back to it when you are able to bounce back on your feet. 

**Eat at home**: We know that preparing our meals is a lot cheaper than eating out. If you do not know your way around the kitchen, follow youtube channels, and blogs that will guide you through your way around the kitchen.