<p> <p> <strong> Bitcoin, BlockChain and Bankera: a panoramic look </ strong> </ p>
<p> There have been very few people believing in the <b> Bitcoin </ b> project since its inception in 2009, few who have changed their minds later. Many have been interested in the issue of digital coins and their speculative value, almost everyone has heard, at least once, in the last period, the term <b> cryptocurrency </ b>. Sharing is a powerful means of communication and information but does not always manage to give a clear picture. </ P>
<p> Through a more complex word-of-mouth mechanism the whole world has come to know about digital coins. The audience has divided into skeptics and optimists, the former have analyzed the phenomenon trying to understand what could be its scope, the latter have seized the ball in conviction by its potential. In this bustle more or less clear positions have come out, here and there, hundreds of new cryptograms and new projects have been generated (<b> ICO </ b>), there have been countries that have expressed themselves against the phenomenon, others have tried to make a profit out of it. </ p>
<p> It would be simplistic to talk about all this in a single article, but we will try to make some considerations on the entire excursus seen so far and to bring to the readers' knowledge what could be the real innovation in the transaction landscape. </ p>
<h2 class = "western"> Between skepticism and optimism: the two comparing positions that have changed over time </ h2>
<p> At the beginning almost all of the people thought of Bitcoin as a temporary situation. Over time this belief has become less and less certain. The cryptocurrency has reached very high levels, up to touch <b> 19 thousand dollars </ b>. And to think that only a few years ago, a lady had managed to buy two daisies for 10 thousand Bitcoins. That said, this would suggest that the experience of cryptocurrencies is certainly revolutionary and positive. </ P>
<p> Unfortunately it is not the truth or at least not the whole truth. Many of the projects (ICO) created in recent months have proved to be deeply speculative and without a specific purpose. A large value given to these digital coins is indirectly attributed by the users themselves who trade them through the <b> exchange </ b> sites. </ P>
<p> A mechanism based largely on supply and demand rules. With the spread of the oil-stained process, an ever-growing number of economists, bank members and real states have condemned the new cryptic fashion, judging it to be speculative, meaningless and close to a certain end. For the sake of reporting it must also be said that many of the insiders have flung themselves into an in-depth study of the phenomenon. </ P>
<h2 class = "western"> Bitcoin, BlockChain and Bankera: Who and no, countries for and against </ h2>
<p> It is mainly due to the concrete actions of some states and the simple statements of others that the fever for the cryptomete has subsided in the last period. We often talk about speculative bubble to justify the growing values of digital currencies. For some it may be ancient history but that of the 90s' bubble <b> dotcom </ b> are not very recent facts. However, among the countries that have declared the ICO illegal, there is the <b> China </ b> leading country instead of Bitcoin. </ P>
<p> <b> Japan and South Korea </ b> instead have the highest concentration of <b> cryptocurrencies </ b>, most of the exchanges among other things do not happen for very clear activities. On the other hand, Bitcoin itself has not only developed for its non-traceability but also for its wide use on <b> Deep Web </ b> or <b> Dark Web </ b> where many illegal activities take place. <B> Russia </ b> has also declared non-legal ICOs, including Bitcoin. </ P>
<p> The <b> United States </ b> and <b> the </ b> <b> European </ b> countries have been more favorable, even though some European countries have asked many questions in the last period on the progress of the phenomenon and its possible consequences. It is also just a few days ago that the <b> Venezuela </ b>, a country in which there is a deep economic crisis in which many basic necessities are missing, has launched a cryptocurrency called <b> Petro </ b >. </ p>
<p> Venezuela has had an inflation rate of <b> 800% </ b> which has only recently been reduced to <b> 741% </ b>. A Petro will be the equivalent of a barrel of crude oil, the operation was carried out to circumvent international sanctions. A clear attempt to <b> Caracas </ b> to cover the huge public debt. </ P>
<h2 class = "western"> Can BlockChain be the true revelation? </ h2>
<p> The comparison with <b> Internet </ b> has been very risky. BlockChain to say of many could be the real revolution in the panorama of of transactions. </ p>
<P> Why? </ P>
<p> In short, we will try to explain what Blockchain is, what it is for and how it works. </ p>
<p> BlockChain literally means Chain of Blocks. This ever-growing Chain of Blocks is made secure by <b> cryptography </ b>. Each block contains, technically, a <b> pointer </ b> <b> Hash </ b> (data representing the position of the program as elements, objects, etc.), connected to the previous block, a <b> timestamp < / b> (a time stamp that represents a series of characters that certify a time and date when a fact occurred) and transaction data. BlockChain is essentially a public and open registry that securely manages a transaction between two parties. To do all this, the system uses a <b> peer-to-peer network </ b>, which connects to a protocol for block validation. </ P>
<p> After the registration of the blocks, an alteration can not take place without altering all the previous blocks, an operation that would require the consent of the entire network. The first chain of blocks was devised by <b> Satoshi Nakamoto in 2008 </ b> and was implemented as a fundamental system of the Bitcoin currency. In this context, the block chain acts as the <b> accounting book or ledger </ b> for all transactions. </ P>
<h2 class = "western"> How the Exchange happens, what are the </ h2> wallets
<p> To purchase cryptomonete and to exchange them with others as their value changes, you must necessarily use <b> wallets. </ b> There are various types of wallets, as there are various exchange sites. The wallets can be online, among the most famous we have <b> Coinbase </ b> and <b> Spectrocoin </ b> (not all of them support all digital coins), from <b> Desktop </ b>, or private. In fact, there are some hardware that act as portfolios. We mentioned Spectrocoin because in the article we will explain how this platform is supporting a project directly linked to BlockChain. An ICO, however, does not concern a <b> cryptocurrency </ b>. </ P>
<h2> Bankera: what it is, how it works and why it is different from the other ICO </ h2>
<p> The project <b> Bankera </ b> has as its ambition to create a digital bank based on BlockChain technology. Not much different from a traditional bank, Bankera focuses on four different types of services: <b> payments, loans, deposits and investments. </ b> The entire ICO is under the management of the Spectrocoin exchange site. </ p>
<p> The developers of Bankera have set themselves objectives which are pursued in stages. A <b> roadmap </ b> was developed. The roadmap includes the implementation of an IT system, already implemented, necessary for the processing of payments and the issue of <b> IBAN and / or personal payment cards </ b>. 10% of tokens were distributed to determine the price of the ICO. <B> 2.5 billion </ b> of tokens were sold for a total of <b> 25 million </ b> of euro. Full support for <b> P2P </ b>. </ P> transfers has also been realized
<h2> ICO Blockchain, countdown </ h2>
<p> Missing between the stages, the end of the ICO, which will end in 7 days and that will be followed by us through our pieces. The bankera exchange will be launched in the first part of 2018, while in 2019 a private bank license will be obtained, already purchased by the project developers, to provide deposit services, loans and low-cost investment solutions. . </ p>
<p> There is an important element to record, Bankera equally divides 20% of Spectrocoin and Bankera's profits on a weekly basis and assigns them as a commission to BNK token holders. Behind the project there are numerous experts who have worked in the field of communication and finance. </ P>
<p> Among the many we have CEO Vytautas Karalevičius, CCO Mantas Mockevičius and CTO Justas Dobiliauskas. Among the sponsors of the project there are also two MEPs, Antanas Guoga of the EPP and Eva Kaili of the PASOK. The president of the NEM.io Foundation, Lon Wong, is added to them. All this could lead in 2020 to the creation of a currency linked in a different way to BlockChain and banking services. The slogan seems to have already written "Bankera, Banking for the BlockChain era". </ P>
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