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Made My Mortgage Payment Using Only SPS Staking Rewards by blueeyes8960

View this thread on: hive.blog |  peakd.com |  ecency.com
hive-13323 · @blueeyes8960 ·
$16.97
Made My Mortgage Payment Using Only SPS Staking Rewards
![sps value today.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/23t77MHnkfTwttXmkdDDFvqdFRfEv5JF6EZXQPXqSMwKiB7nRWd7K83NEBC6dtXKEqagp.png)

This is first time selling any SPS.  I have staked all my daily airdrops in their entirety.  However, starting on 8/15 I have left my STAKING REWARDS liquid with the idea in mind to pay my mortgage payment this month using only the STAKING REWARDS.  You can see above that I have accumulated $448.426 worth of Staking Income which is enough to pay my mortgage.  

It was a rather complicated process to get the income into USD and into my checking account.  I will show the steps here, and if anyone has a quicker and easier way to do this, please let me know.


![transfer to hive engine.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/23tbLw1TGNGxWVFAAAq5F1drV7izVtYnrNzmFTepZwXpBTUhZXxEzsDKYit7qzuvvm9FV.png)


The first step was to transfer my liquid SPS to my Hive Engine Wallet.  You simply use the transfer option.


![hive engine transaction.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/EogUZFqthy3atTdfSA1fktgr24gpAfoEF54t85Pxd962pTgBKLvEK2JEc7a7RYmwdbE.png)

The next step was to sell the SPS for HIVE.  However, it's not in HIVE at this point, it's in Hive.swap.  There is no way to transfer out to another exchange directly from Hive Engine.  You have to withdraw it to your HIVE Wallet.


![withdraw hive to wallet.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/23tH1DSKKTfeSkYHSDuMSTLZQgdpLrN4ycVeQH4Gtxme3Z6zZyc1iWZFaZDAxr2DBLa4B.png)

You use the withdraw function and send it to your HIVE account.  You see there is a 1% withdrawal fee charged by Hive Engine.


![transfer to bittrex.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/23tGW1azsrLKm7Jars5jJcqJtEo5cbVWDPQhiR9c8kYwkYJhFc89tLJ41eXaGM3N8YBuV.png)

Once when I have the HIVE in my HIVE wallet I transferred it to the Bittrex exchange.  PeakD makes this process very simple by allowing you to click on the HIVE box in your wallet.  (Do not use the drop-down menu.) When transferring out to an exchange you have to make sure that you use the Memo given to you by the exchange in your deposit address. In case you are wondering why I didn't just withdraw my SPS to my Binance wallet, which is connected in the Splinterlands game, it was because as a US citizen I can't use the Binance exchange.


![selling hive for BTC on bittrex.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/23tGVQqbqmmrEjmJDDMxLoCBhHpkAWrH4p97nmM9SZiQaYBS8wMvBssRPWpykJKmi5mUy.png)

The next step was to sell my HIVE for Bitcoin.  I have to do this because the only exchange I have attached to my checking account to withdraw USD is Coinbase.  And Coinbase does not have a HIVE pair, I had to convert it to BTC on Bittrex.


![send BTC to coinbase.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/23yT5PxDZXRm4eDSMfmZiKAWWJqDeckiyY56usxVeFC87WbJnE1EVgcHV9aoZSQmHmcfF.png)

Once I had the HIVE converted to BTC in Bittrex, I sent it to my Coinbase account.


![sell on coinbase for cash.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/23ymjyKC374sDS64m1PpLFuBjCak96bAEarSoEwZqmWDjVc9n96c5Rh4XpbSay7Aren9T.png)

And once I had the BTC in Coinbase I sold it for USD, then withdrew it to my checking account.

![cash to bank account.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/23xoQ15iw6fh2xdqkLZgHkZFXeda3t3uWKuUAP6qU6zAZDf8M76S3B4WDtapGiSLXyY81.png)
And the final step was to use the cash to make my next mortgage payment.


![make mortgage payment.png](https://files.peakd.com/file/peakd-hive/blueeyes8960/23vsr3sheaGJZnJ3sFj61rbzWp9VXR6sjRkuCEc3QTmR4GiSL7GqeufTfiVN34Kt3D1RL.png)

You can see at the beginning of this process, I had $448.426 in SPS and by the time it got to my bank account, there were only $418.74 thanks to all the transactions I had to make.  But since the mortgage was only $408.76, I was still able to accomplish my goal.

Although the price of SPS is slowly going down, I am going to continue to stake my airdrop rewards and to leave my staking rewards liquid.  It's a great feeling to actually use the game I love playing to provide me with a real monetary value.


![text15.png](https://cdn.steemitimages.com/DQmWXynVma7pYo3MCivJ5Cb6Nfae2uMGNt11YGxqysBGqBW/text15.png)

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vote details (257)
@crypt-skip ·
$0.57
That is really cool, even though the process of getting the SPS into bitcoin is pretty long, it is so nice to actually pay real world bills with free money. I have staked most of my airdrops, but now I am using it to buy more Hive Power. This is by far the best airdrop I have ever been involved in.
👍  ,
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vote details (2)
@blueeyes8960 ·
$0.10
You got that right, the best airdrop - this even surpasses the Stellar Lumen airdrop we got back in 2016!
👍  
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vote details (1)
@cryptictruth · 
This is amazing!
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@ecency · 
**Yay!** 🤗<br>Your content has been **boosted with Ecency Points**, by @focus.folks. <br>Use Ecency daily to boost your growth on platform! <br><br><b>Support Ecency</b><br>[Vote for Proposal](https://hivesigner.com/sign/update-proposal-votes?proposal_ids=%5B141%5D&approve=true)<br>[Delegate HP and earn more](https://ecency.com/hive-125125/@ecency/daily-100-curation-rewards)
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@enginewitty · 
That's fucking amazing, so happy this game is changing people's lives.
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@blueeyes8960 ·
$0.21
Yes, I've been telling my neice that instead of the online role playing games, they should get into a #playtoearn game and make something for their time!
👍  
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vote details (1)
@enginewitty ·
$0.21
Maybe now they'll listen😎
👍  
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vote details (1)
@fambalam ·
re-blueeyes8960-made-my-mortgage-payment-using-only-sps-staking-rewards-20210916t031514906z
This post has received a 100.00% upvote from @fambalam! Join thealliance community to get whitelisted for delegation to this community service.
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@flauwy · 
Awesome accomplishment! Splinterlands is like a cornicopia.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@flauwy/re-blueeyes8960-thehh)
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@blueeyes8960 · 
Yes, indeed, it's been my favorite game for a couple of years now and it sure paid off making that card collection.
properties (22)
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@focus.folks ·
$1.50
This is incredible! Congratulations 😀

I love seeing this sort of thing. Thanks for sharing

Have you considered going the same route but with HBD instead? Maybe for next time... Selling the HBD on an exchange puts downward pressure on the price, helping the peg when its over 1 USD. Since your goal is fiat anyway, doing that can also help stabilise HBD

When it comes time for me to take earnings from Hive to pay bills, I intend to do it this way. If the price of HBD is still over 1 USD that is

Two birds, one stone...

Only works if HBD is listed on Bitrex though 😊 

@appukuttan6653 was doing some [similar](/@appukuttan66/wmhcr1aiykddgmchb292t6) experimentation a couple months back. They found that trading their HBD for Bitcoin Cash on the exchange, instead of Bitcoin, brought the fees way down as well

Anyway, take all I'm saying with a grain of salt. I haven't actually done it myself yet. Just wanted to share with you the info

<hr />

I have to laugh... imagine telling people 100 years ago that in 2021 folks will be paying for their homes with proceeds from a virtual card game 😆

@bunny11 @aturtlewithwings @aliceletton
👍  , , , , ,
👎  
properties (23)
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vote details (7)
@blueeyes8960 ·
$0.02
Thanks for the suggestions!  I'm pretty sure that Bittrex does have HBD on their exchange.
👍  ,
properties (23)
authorblueeyes8960
permlinkre-focusfolks-qzj5dp
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vote details (2)
@gangstalking · 
Electronic-terrorism, voice to skull and neuro monitoring on Hive and Steem. You can ignore this, but your going to wish you didnt soon. This is happening whether you believe it or not. https://ecency.com/fyrstikken/@fairandbalanced/i-am-the-only-motherfucker-on-the-internet-pointing-to-a-direct-source-for-voice-to-skull-electronic-terrorism
👎  ,
properties (23)
authorgangstalking
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vote details (2)
@handtalk5 · 
taxes? ;D
properties (22)
authorhandtalk5
permlinkre-blueeyes8960-qzleov
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@hivebuzz · 
Congratulations @blueeyes8960! You have completed the following achievement on the Hive blockchain and have been rewarded with new badge(s) :

<table><tr><td><img src="https://images.hive.blog/60x70/http://hivebuzz.me/@blueeyes8960/upvotes.png?202109150456"></td><td>You distributed more than 19000 upvotes.<br>Your next target is to reach 20000 upvotes.</td></tr>
</table>

<sub>_You can view your badges on [your board](https://hivebuzz.me/@blueeyes8960) and compare yourself to others in the [Ranking](https://hivebuzz.me/ranking)_</sub>
<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>


To support your work, I also upvoted your post!


**Check out the last post from @hivebuzz:**
<table><tr><td><a href="/hivebuzz/@hivebuzz/pum-202109-12"><img src="https://images.hive.blog/64x128/https://i.imgur.com/3c8nyGG.png"></a></td><td><a href="/hivebuzz/@hivebuzz/pum-202109-12">Hive Power Up Month - Feedback from Day 12</a></td></tr></table>
properties (22)
authorhivebuzz
permlinkhivebuzz-notify-blueeyes8960-20210915t135720
categoryhive-13323
json_metadata{"image":["http://hivebuzz.me/notify.t6.png"]}
created2021-09-15 13:57:18
last_update2021-09-15 13:57:18
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@oldtimer · 
And people still keep saying that crypto is not real money. 

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@oldtimer/re-blueeyes8960-2gbosi)
properties (22)
authoroldtimer
permlinkre-blueeyes8960-2gbosi
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json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-13323","leofinance","hive-167922"],"canonical_url":"https://leofinance.io/@oldtimer/re-blueeyes8960-2gbosi"}
created2021-09-15 14:01:57
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@blueeyes8960 · 
It was a little bit of a process to get it there, but hey, in the long run it was all free money!
properties (22)
authorblueeyes8960
permlinkre-oldtimer-qzhcqr
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@oldtimer · 
It's always a process, but learning that means you're way ahead of the masses. 
Funny thing is that now we have at least three and sometimes up to five middlemen. On top of banks. 
But you're right. It's free money. Good times.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@oldtimer/re-blueeyes8960-3qzfem)
properties (22)
authoroldtimer
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created2021-09-15 15:14:12
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@shortsegments · 
Ha Ha true… resistance to change is futile, but still practiced by many.
👍  
👎  
properties (23)
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vote details (2)
@poshtoken ·
$0.09
https://twitter.com/blueeyes8960/status/1438135648880402435
<sub> The rewards earned on this comment will go directly to the person sharing the post on Twitter as long as they are registered with @poshtoken. Sign up at https://hiveposh.com.</sub>
👍  
properties (23)
authorposhtoken
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vote details (1)
@shortsegments · 
Nice demo of using Hive, earned in the virtual world, in the physical world.
👎  
properties (23)
authorshortsegments
permlinkr0y0kk
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vote details (1)
@blueeyes8960 ·
$0.74
Thanks, @shortsegments I just wanted to show some skeptics that it really is a REAL asset.
👍  , ,
properties (23)
authorblueeyes8960
permlinkre-shortsegments-r0ycrp
categoryhive-13323
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vote details (3)
@tedus · 
Can't wait to get to this stage of SPS staking.
Thanks for sharing.
Cheers.
!PIZZA
👎  
properties (23)
authortedus
permlinkre-blueeyes8960-2021915t231415510z
categoryhive-13323
json_metadata{"tags":["splinterlands","leofinance","hivegaming","ladiesofhive","thealliance","neoxian","thelifestylelounge","qurator","education"],"app":"ecency/3.0.19-vision","format":"markdown+html"}
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vote details (1)
@pizzabot · 
<center><p>@blueeyes8960! I sent you a slice of <b>$PIZZA</b> on behalf of @tedus.</p>
<p>Learn more about <b>$PIZZA Token</b> at <a href="https://hive.pizza">hive.pizza</a>
<sub>(7/10)</sub></p></center>
properties (22)
authorpizzabot
permlinkre-re-blueeyes8960-2021915t231415510z-20210915t161529z
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json_metadata"{"app": "beem/0.24.26"}"
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@blueeyes8960 · 
Good luck with your account, hang in there.  And thanks for the Pizza!
properties (22)
authorblueeyes8960
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Help/Feedback