[![Screen Shot 2016-09-10 at 11.01.14 AM.png](https://s18.postimg.org/7vswm6kft/Screen_Shot_2016_09_10_at_11_01_14_AM.png)](https://postimg.org/image/djz7d2os5/)

Hey All, 

While I take a break writing my Prison Series until next week, I wanted to talk about how I pay my bills and live completely using STEEM. It's really easy and automated once you get started. 

The cards work worldwide and is perfect for authors who live off of STEEM and constantly on the road. 

Others cards are usually only for US citizens where E-Coin only has a small number of counties they do not support. 

I personally have been using this card, especially with Uber. I've had a problem with my BitPay and other cards with Uber but this card works wonders. 

**Step 1**

[![Screen Shot 2016-09-10 at 10.53.14 AM.png](https://s21.postimg.org/bey9az56v/Screen_Shot_2016_09_10_at_10_53_14_AM.png)](https://www.e-coin.io/?ref=d3a93795513249a896e4efa6f1d4e604/)
[![Screen Shot 2016-09-10 at 10.49.49 AM.png](https://s21.postimg.org/q1z7sn3t3/Screen_Shot_2016_09_10_at_10_49_49_AM.png)](https://www.e-coin.io/?ref=d3a93795513249a896e4efa6f1d4e604)

[Sign up for an account at E-Coin](https://www.e-coin.io/?ref=d3a93795513249a896e4efa6f1d4e604)

 (Note: This is my referral link, you will get a 25% discount on ALL available cards (USD/EUR/GBP))

**Step 2**

[![Screen Shot 2016-09-10 at 10.52.05 AM.png](https://s21.postimg.org/af7yf9q13/Screen_Shot_2016_09_10_at_10_52_05_AM.png)](https://www.e-coin.io/?ref=d3a93795513249a896e4efa6f1d4e604)

The quickest and easiest method is to get a Virtual Card. It costs $3.00 and gets delivered to your email instantly. You will get the Card Number, CVV, and you set your Billing Address and PIN. It can be denominated in USD, EUR, or GBP

[![Screen Shot 2016-09-10 at 10.52.17 AM.png](https://s21.postimg.org/r1piociyv/Screen_Shot_2016_09_10_at_10_52_17_AM.png)](https://www.e-coin.io/?ref=d3a93795513249a896e4efa6f1d4e604)

The second option is ordering a physical card which costs $12.75 (Minus 25% for using my link above))

The fees and limits for using the card are really low: https://www.e-coin.io/bitcoin-debit-card-fees-and-limits 

**Step 3**

[![Screen Shot 2016-09-10 at 10.53.56 AM.png](https://s21.postimg.org/3kxnpkxdz/Screen_Shot_2016_09_10_at_10_53_56_AM.png)](https://www.e-coin.io/?ref=d3a93795513249a896e4efa6f1d4e604)

Once you have your virtual card, login into the E-Coin account page. I recommend setting up 2 factor authentication. Download the app for iPhone or Android. 

**Step 4**

[![Screen Shot 2016-09-10 at 10.56.06 AM.png](https://s21.postimg.org/4ypakvwnb/Screen_Shot_2016_09_10_at_10_56_06_AM.png)](https://www.e-coin.io/?ref=d3a93795513249a896e4efa6f1d4e604)

Click Top Up With Shapeshift and complete a deposit!

You can also deposit Bitcoin or any of the dozens of digital currencies. 

**Step 5**

[![Screen Shot 2016-09-10 at 10.57.24 AM.png](https://s21.postimg.org/wyoc81ts7/Screen_Shot_2016_09_10_at_10_57_24_AM.png)](https://www.e-coin.io/?ref=d3a93795513249a896e4efa6f1d4e604)

Once you have deposited STEEM, click Load Card to convert the funds to fiat and start spending! 

The whole process can take 10 minutes and topping up only takes confirmation. I do everything from my mobile. 

What is your method of spending STEEM? Do you have any questions? 

-Charlie