create account

How has Crypto and Blockchain Technology Changed My Personal Finance by chekohler

View this thread on: hive.blog |  peakd.com |  ecency.com
hive-167922 · @chekohler ·
$8.98
How has Crypto and Blockchain Technology Changed My Personal Finance 
I started my first job job job after uni in 2012 as an intern, bright-eyed and ponytailed, lol what was I thinking? Don't ask me but the mini-mullet look was all the rage back then. 

Once I started to earn my own money I had to come to terms with what to do with it when compared to my peers I was pretty frugal and saved a large portion of my income and started to invest it in various products in traditional finance and didn't think much of it.

I knew nothing about money, and I just thought you know let the money people handle that, they know best and I'll save and hand over my cash to those financial advisers and their products. 

![cryptochange.png](https://images.hive.blog/DQmRXaYnzoxmyoFiUMmobcLufg9FZRB8TMJSbB7gJAWdCdJ/crypto-change.png)

## The introduction 

Then in early 2016 a friend told me about Bitcoin, and I bought some, I made profits in a concise period of time, and I sold it and then thought wow, this is awesome and started to buy more. 

Then someone told me there's actually more than one coin, and there's this thing called Ethereum which I bought too and never sold, and I've made tonnes of unrealised profit on that trade.

This magic money had me hooked, and when 2017 came around I was riding high, this was my first bull run, and like anyone who buys in at the beginning of the bull run, I thought I had found the golden ticket to the chocolate factory. I was going to be chilling with the Oompa Loompas shortly. 

It all came crashing down, and my profits were shot, lol, why me? I knew it was too good to be true. As many of my friends got burned and left, I decided it was time to double down. Something about crypto clicked in me, and I was determined to find out more.

## The love of learning 

Over the last 3 years, I've learned so much about cryptocurrency and taking ownership of my own finances. I've learned how to investing in various projects, how to use cryptocurrency and the meaning of money and how it works. As you can tell from my blog, I focus mainly on finance, but this has just been me documenting my journey. 

Some might think that I know a lot about finance, but 3 years ago I had no clue what inflation does, what a bond is how stocks work, what dividends were, what are non-correlated assets and so much more. 

Crypto was my gateway into macroeconomics which is a topic I am fascinated about, and I continue to research and learn as I learn more about macro and behavioural economics I've learned how to bet against or for certain outcomes. 

## My crypto journey so far 

The more I learned, the more bullish I've become on crypto, I've gone from crypto being 1% of my net assets to now being well over 20% and I can't see it stopping there especially as I buy in each day and earn crypto through my various efforts online. 

Crypto has made me feel more confident in handling my own money, not trusting 3rd parties, learning to do research, learning to discern fundamentals from narratives and so much more.

<hr>

## Share your crypto journey 

Let's create a collection of crypto stories. I'd love to hear yours. If you'd like to share your journey, I encourage you to do so, and you can find all the instructions [here](https://leofinance.io/@theycallmedan/cryptofinance-initiative-how-has-crypto-and-blockchain-technology-impacted-your-personal-finance).

If you do submit one, feel free to tag me in your post or post comments so I can check it out and kick some crypto your way.

## Have your say

What do you good people of HIVE think? 

So have at it my Jessies! If you don't have something to comment, comment "I am a Jessie."

## Let's connect

If you liked this post, sprinkle it with an upvote or esteem and if you don't already, consider following me @chekohler  and subscribe to my [fanbase](https://hive.vote/dash.php?i=2&fan=chekohler)


| Safely Store Your Crypto | Deposit $100 & Earn $10 | Earn Interest On Crypto |
| -------- | -------- | -------- |
| [![ledger.jpg](https://files.peakd.com/file/peakd-hive/chekohler/0bRgX2Xj-ledger.png)](https://shop.ledger.com/pages/ledger-nano-x?r=86230752f12e) | [![Blockfi.jpg](https://files.peakd.com/file/peakd-hive/chekohler/yZp4dTQo-blockfi201.png)](https://blockfi.com/?ref=9e46452c)| [![cryptocom.jpg](https://files.steempeak.com/file/steempeak/chekohler/YXJUY7oD-cryptocom.jpg)](https://crypto.com/app/7svdqvmqx6)| 

<hr>

[![celciusnetwork.jpg](https://files.steempeak.com/file/steempeak/chekohler/fh3Eg5v4-celcius-network.jpg)](https://celsiusnetwork.app.link/175623c5f1)

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@chekohler/how-has-crypto-and-blockchain-technology-changed-my-personal-finance)
πŸ‘  , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , and 149 others
properties (23)
authorchekohler
permlinkhow-has-crypto-and-blockchain-technology-changed-my-personal-finance
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["cryptofinance","leofinance","palnet","neoxain","cryptocurrency","crypto","archon","ctp","hivehustlers","investing"],"links":["https://leofinance.io/@theycallmedan/cryptofinance-initiative-how-has-crypto-and-blockchain-technology-impacted-your-personal-finance","https://hive.vote/dash.php?i=2&fan=chekohler","https://shop.ledger.com/pages/ledger-nano-x?r=86230752f12e","https://blockfi.com/?ref=9e46452c","https://crypto.com/app/7svdqvmqx6","https://celsiusnetwork.app.link/175623c5f1"],"image":["https://images.hive.blog/DQmRXaYnzoxmyoFiUMmobcLufg9FZRB8TMJSbB7gJAWdCdJ/crypto-change.png","https://files.peakd.com/file/peakd-hive/chekohler/0bRgX2Xj-ledger.png","https://files.peakd.com/file/peakd-hive/chekohler/yZp4dTQo-blockfi201.png","https://files.steempeak.com/file/steempeak/chekohler/YXJUY7oD-cryptocom.jpg","https://files.steempeak.com/file/steempeak/chekohler/fh3Eg5v4-celcius-network.jpg"]}
created2020-11-25 20:09:39
last_update2020-11-25 20:09:39
depth0
children29
last_payout2020-12-02 20:09:39
cashout_time1969-12-31 23:59:59
total_payout_value4.906 HBD
curator_payout_value4.074 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length4,655
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,393
net_rshares43,749,067,737,542
author_curate_reward""
vote details (213)
@adamada ·
$0.02
Seems right around the same time I developed financial smarts from fiat to crypto. There are some parallels on our journey. A friend also shared about bitcoin and altcoins, having the same mindset about letting people who know how to handle money make the decisions, and then learning how to get burned on the trade. 

For now I'm still a phase where learning traditional fiat investments become a priority. I do think cryptofinance is really worth the time studying but I prefer a slow build up just to scale up my financial literacy training.

Good luck on your crypto journey! 



Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@adamada/re-chekohler-2kr8rd)
πŸ‘  ,
properties (23)
authoradamada
permlinkre-chekohler-2kr8rd
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-25 20:20:30
last_update2020-11-25 20:20:30
depth1
children1
last_payout2020-12-02 20:20:30
cashout_time1969-12-31 23:59:59
total_payout_value0.012 HBD
curator_payout_value0.009 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length677
author_reputation158,028,652,848,814
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,517
net_rshares203,757,437,391
author_curate_reward""
vote details (2)
@chekohler · 
I do still invest in traditional fiat stuff like stocks, unit trusts and various funds but nothing active mostly looking at passive. I do want to get into precious metals once I feel I've got enough skin in the game in crypto. 

Well you still ahead of 99% of the world by realising crypto exists and owning a bit of it.

Thanks and wishing you all the best

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@chekohler/re-adamada-s1p53)
πŸ‘  ,
properties (23)
authorchekohler
permlinkre-adamada-s1p53
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-25 20:28:27
last_update2020-11-25 20:28:27
depth2
children0
last_payout2020-12-02 20:28:27
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length451
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,636
net_rshares86,816,148,061
author_curate_reward""
vote details (2)
@automaton ·
$0.02
It sure has been a roller coaster ride for most. Many choose to stay on the sidelines due to the volatility. Personally I love the volatility. 

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@automaton/re-chekohler-2jfm9q)
πŸ‘  ,
properties (23)
authorautomaton
permlinkre-chekohler-2jfm9q
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-25 20:20:03
last_update2020-11-25 20:20:03
depth1
children1
last_payout2020-12-02 20:20:03
cashout_time1969-12-31 23:59:59
total_payout_value0.010 HBD
curator_payout_value0.008 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length240
author_reputation24,596,728,742,841
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,510
net_rshares170,272,882,919
author_curate_reward""
vote details (2)
@chekohler · 
Even with all, I learned the volitlity got to me until I started listening to Chris Cole, and I realised volatility is truth, that's how it should be it weeds out the weak hands and moves capital to the better allocators 

Still not totally comfortable with it but I am getting used to it

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@chekohler/re-automaton-6h4nvf)
πŸ‘  
properties (23)
authorchekohler
permlinkre-automaton-6h4nvf
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-25 20:25:42
last_update2020-11-25 20:25:42
depth2
children0
last_payout2020-12-02 20:25:42
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length385
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,589
net_rshares259,902,018
author_curate_reward""
vote details (1)
@filotasriza3 ·
$0.02
>ponytailed

hahaha i would love to see this! 

Isn't it amazing that if for example, someone told me to learn about stocks and stuff i wouldn't even be bothered and i am majoring in business administration :P But when it revolves crypto and our own research we literally learn everything around it :P

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@filotasriza3/re-chekohler-2xnoxb)
πŸ‘  
properties (23)
authorfilotasriza3
permlinkre-chekohler-2xnoxb
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@filotasriza3/re-chekohler-2xnoxb"}
created2020-11-26 12:20:30
last_update2020-11-26 12:20:30
depth1
children1
last_payout2020-12-03 12:20:30
cashout_time1969-12-31 23:59:59
total_payout_value0.010 HBD
curator_payout_value0.010 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length401
author_reputation161,358,085,758,619
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,693,306
net_rshares161,788,096,298
author_curate_reward""
vote details (1)
@chekohler · 
LOL I am glad that part of my life is now well behind me and not dragging behind me 🀣

I feel you I am the same I tried learning about stocks but its no boring and its just bout the money really blockchain has so much more to it so I guess that's what keeps me coming back too
properties (22)
authorchekohler
permlinkre-filotasriza3-qkenuu
categoryhive-167922
json_metadata{"tags":["hive-167922"],"app":"peakd/2020.11.2"}
created2020-11-26 13:23:21
last_update2020-11-26 13:23:21
depth2
children0
last_payout2020-12-03 13:23:21
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length276
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,693,943
net_rshares0
@mistakili ·
$0.02
>I've learned so much about cryptocurrency and taking ownership of my own finances. I've learned how to investing in various projects,

I relate a lot to this line, heck I relate a lot to your discovery and impact of crypto in general, only that I got in about 2weeks to the end of the bull run lol and my first was Steem, not bitcoin or ETHEREUM, I only found out about those later. 

Ultimately, crypto allowed me to be my own boss, and I've never looked back. That's my story. I'd be posting mine tomorrow morning



Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@mistakili/re-chekohler-6tk2pf)
πŸ‘  ,
properties (23)
authormistakili
permlinkre-chekohler-6tk2pf
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-25 20:34:09
last_update2020-11-25 20:34:09
depth1
children4
last_payout2020-12-02 20:34:09
cashout_time1969-12-31 23:59:59
total_payout_value0.012 HBD
curator_payout_value0.012 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length615
author_reputation523,104,954,930,742
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,720
net_rshares196,231,580,143
author_curate_reward""
vote details (2)
@chekohler · 
Wow, if that's the case then I am pretty impressed you stuck around, you literally saw one of the worst resets in crypto history thus far, mad respect for sticking around and I hope you continue to profit from your decisions.

I am glad people are waking up to money, taking ownership of their finances I think that's just as important as having this new investment and savings tools

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@chekohler/re-mistakili-4pkj2n)
properties (22)
authorchekohler
permlinkre-mistakili-4pkj2n
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-25 20:45:24
last_update2020-11-25 20:45:24
depth2
children3
last_payout2020-12-02 20:45:24
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length480
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,859
net_rshares0
@mistakili · 
Lool I got into Steem when it was $8, after the bull run and the decline started, I bought more Steem at $5, with the thought that it was the usual crypto way, till it all kept tumbling down. 

I'm impressed too, because all the guys whom I started with are far gone, mostly learning about new things kept me here, discoveries, and the fact that where was actually no better place to be, fundamentally



Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@mistakili/re-chekohler-5tedza)
properties (22)
authormistakili
permlinkre-chekohler-5tedza
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-25 21:06:33
last_update2020-11-25 21:06:33
depth3
children2
last_payout2020-12-02 21:06:33
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length500
author_reputation523,104,954,930,742
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,685,127
net_rshares0
@nathanmars ·
$0.01
> The more I learned, the more bullish I've become on crypto, I've gone from crypto being 1% of my net assets to now being well over 20% and I can't see it stopping there especially as I buy in each day and earn crypto through my various efforts online.

> Crypto has made me feel more confident in handling my own money, not trusting 3rd parties, learning to do research, learning to discern fundamentals from narratives and so much more. 

Experience > Knowledge 



Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@nathanmars/re-chekohler-4z4u8z)
πŸ‘  
properties (23)
authornathanmars
permlinkre-chekohler-4z4u8z
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-25 20:16:15
last_update2020-11-25 20:16:15
depth1
children2
last_payout2020-12-02 20:16:15
cashout_time1969-12-31 23:59:59
total_payout_value0.010 HBD
curator_payout_value0.003 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length565
author_reputation336,354,946,115,368
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,458
net_rshares164,265,689,965
author_curate_reward""
vote details (1)
@chekohler ·
$0.04
The more you learn the more you earn, well at least in this game its been the case for me, I've also had my fair share of dumb luck too
πŸ‘  
properties (23)
authorchekohler
permlinkre-nathanmars-qkdcf6
categoryhive-167922
json_metadata{"tags":["hive-167922"],"app":"peakd/2020.11.2"}
created2020-11-25 20:18:42
last_update2020-11-25 20:18:42
depth2
children1
last_payout2020-12-02 20:18:42
cashout_time1969-12-31 23:59:59
total_payout_value0.022 HBD
curator_payout_value0.022 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length136
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,486
net_rshares348,969,841,216
author_curate_reward""
vote details (1)
@nathanmars · 
I can relate to dumb luck too

Also dumb misfortune
properties (22)
authornathanmars
permlinkqkdq72
categoryhive-167922
json_metadata{"app":"hiveblog/0.1"}
created2020-11-26 01:16:15
last_update2020-11-26 01:16:15
depth3
children0
last_payout2020-12-03 01:16:15
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length51
author_reputation336,354,946,115,368
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,688,104
net_rshares0
@nickyhavey ·
$0.02
It seems like crypto has the power to really change mindsets over how people see or view their relationship with their finances. It's not for everyone but those who want to have some ownership of their money, it's a great opportunity to do that. On top of researching and all the learning that goes along with it!

That's quite an increase in total portfolio holdings in crypto! If BTC or your crypto goes up, it could be a lot more than 20%!

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@nickyhavey/re-chekohler-3py5q5)
πŸ‘  
properties (23)
authornickyhavey
permlinkre-chekohler-3py5q5
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@nickyhavey/re-chekohler-3py5q5"}
created2020-11-28 12:23:48
last_update2020-11-28 12:23:48
depth1
children2
last_payout2020-12-05 12:23:48
cashout_time1969-12-31 23:59:59
total_payout_value0.010 HBD
curator_payout_value0.005 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length540
author_reputation343,022,660,476,683
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,720,485
net_rshares174,018,867,637
author_curate_reward""
vote details (1)
@chekohler · 
I think that each class of Bitcoin is different, like I am of the class of 2016 and we think differently to the class of say 2010 and now the class of 2020. As each year goes by the different classes pass on the info and bring in new people and you can see how that changes the view on Bitcoin. 2016 and before was heavy research-based, Austrian economics, people who felt something wasn't quite right, the ones coming in today are just like store of value narrative types

It's really interesting to watch how it matures and brings in more people of different adoption levels
properties (22)
authorchekohler
permlinkre-nickyhavey-qkibcx
categoryhive-167922
json_metadata{"tags":["hive-167922"],"app":"peakd/2020.11.4"}
created2020-11-28 12:43:45
last_update2020-11-28 12:43:45
depth2
children1
last_payout2020-12-05 12:43:45
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length576
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,720,727
net_rshares0
@nickyhavey · 
I guess I'm the class of late 2017 which was a brutal period of crypto education lol! Wonder how the next classes get schooled and how they think about it all, guess we'll find out!

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@nickyhavey/re-chekohler-6kuwp9)
properties (22)
authornickyhavey
permlinkre-chekohler-6kuwp9
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@nickyhavey/re-chekohler-6kuwp9"}
created2020-11-28 20:46:15
last_update2020-11-28 20:46:15
depth3
children0
last_payout2020-12-05 20:46:15
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length279
author_reputation343,022,660,476,683
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,725,750
net_rshares0
@omarcitorojas · 
Excelent job
πŸ‘  
properties (23)
authoromarcitorojas
permlinkre-chekohler-qkdh3c
categoryhive-167922
json_metadata{"tags":["hive-167922"],"app":"peakd/2020.11.2"}
created2020-11-25 21:59:54
last_update2020-11-25 21:59:54
depth1
children1
last_payout2020-12-02 21:59:54
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length12
author_reputation865,971,970,059,119
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,685,805
net_rshares158,225,371,276
author_curate_reward""
vote details (1)
@chekohler ·
Thank you
Thank you!
properties (22)
authorchekohler
permlinkkbej64y5o7hwsq128dolwcaebkyl2cn7
categoryhive-167922
json_metadata{"app":"dapplr","format":"markdown","tags":["dapplr"],"media":[],"users_tagged":[]}
created2020-11-26 06:04:42
last_update2020-11-26 06:04:42
depth2
children0
last_payout2020-12-03 06:04:42
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length14
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries
0.
accountdapplr
weight500
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,690,041
net_rshares0
@ph1102 ·
$0.02
Great story, my friend! Most of us had a similar one, and a lot of people came here in 2016-2017, "got burned", and LEARNED... I would say that 90% of people who were here during this period of 2-3 bear years will do very well soon... Because we have been UP, and we have been down... This time, we will play smarter... :)

___
![](https://i.imgur.com/y9NbY5D.png)
*Made in Canva*

[@thisisawesome](https://peakd.com/@thisisawesome) Moderator
___
*This post is AWESOME!*

*It will therefore get a manual 100% upvote from [@thisisawesome](https://peakd.com/@thisisawesome) (will be done today), for the **Awesome Daily Highlights** in category **CTPtalk**, we give out 1 such vote in that category per day, plus 4 more in other categories, and your post will also be featured in today's **Awesome Daily Curation** report for more visibility.*

*The goal of this project is to "highlight **Awesome Content**, and growing the Hive ecosystem and the CTPtalk tribe by rewarding it".*

![](https://media1.tenor.com/images/4540dfba15e6b58368d794f3fa71bdbb/tenor.gif)
[Source](https://tenor.com/view/colin-mochrie-whos-awesome-you-are-whos-line-isit-anyway-youreawesome-gif-11655828)

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@ph1102/re-chekohler-7tased)
πŸ‘  ,
properties (23)
authorph1102
permlinkre-chekohler-7tased
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"links":["https://peakd.com/@thisisawesome","https://tenor.com/view/colin-mochrie-whos-awesome-you-are-whos-line-isit-anyway-youreawesome-gif-11655828"],"image":["https://i.imgur.com/y9NbY5D.png","https://media1.tenor.com/images/4540dfba15e6b58368d794f3fa71bdbb/tenor.gif"]}
created2020-11-25 20:26:57
last_update2020-11-25 20:26:57
depth1
children1
last_payout2020-12-02 20:26:57
cashout_time1969-12-31 23:59:59
total_payout_value0.012 HBD
curator_payout_value0.007 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length1,269
author_reputation644,025,811,063,991
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,604
net_rshares194,634,973,532
author_curate_reward""
vote details (2)
@chekohler · 
I sure do think I am better prepared this bull run and hope to make less mistakes than I did the previous time and take some profits, at least I now have the HIVE mind to keep me up to date with trades and ideas and to earn a bit to offset anything I lose lol

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@chekohler/re-ph1102-zva1h)
πŸ‘  
properties (23)
authorchekohler
permlinkre-ph1102-zva1h
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-25 20:31:42
last_update2020-11-25 20:31:42
depth2
children0
last_payout2020-12-02 20:31:42
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length352
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,684
net_rshares1,724,930,992
author_curate_reward""
vote details (1)
@poshbot · 
https://twitter.com/thinkerreborn/status/1331692005076951044
properties (22)
authorposhbot
permlinkre-how-has-crypto-and-blockchain-technology-changed-my-personal-finance-20201125t201137z
categoryhive-167922
json_metadata"{"app": "beem/0.24.8"}"
created2020-11-25 20:11:36
last_update2020-11-25 20:11:36
depth1
children0
last_payout2020-12-02 20:11:36
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length60
author_reputation5,554,335,374,496
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,416
net_rshares0
@poshbot · 
https://twitter.com/NathanMars7/status/1331693935643815943
properties (22)
authorposhbot
permlinkre-how-has-crypto-and-blockchain-technology-changed-my-personal-finance-20201125t201917z
categoryhive-167922
json_metadata"{"app": "beem/0.24.8"}"
created2020-11-25 20:19:18
last_update2020-11-25 20:19:18
depth1
children0
last_payout2020-12-02 20:19:18
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length58
author_reputation5,554,335,374,496
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,684,497
net_rshares0
@revisesociology · 
Sounds like you've got a nice balance approach, I think it's good to diversify for sure. 

Mind you 2021 might be the year that 20% goes to 70% or more!

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@revisesociology/re-chekohler-3becni)
πŸ‘  
πŸ‘Ž  
properties (23)
authorrevisesociology
permlinkre-chekohler-3becni
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@revisesociology/re-chekohler-3becni"}
created2020-11-26 11:05:45
last_update2020-11-26 11:05:45
depth1
children1
last_payout2020-12-03 11:05:45
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length255
author_reputation1,641,288,295,873,831
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,692,513
net_rshares142,732,693,954
author_curate_reward""
vote details (2)
@chekohler · 
LOL I am not ready for that level, if it gets to 70% I will have to sell off and rebalance into other things like precious metals, going to be a fun challenge none the less
properties (22)
authorchekohler
permlinkre-revisesociology-qkejf2
categoryhive-167922
json_metadata{"tags":["hive-167922"],"app":"peakd/2020.11.2"}
created2020-11-26 11:47:27
last_update2020-11-26 11:47:27
depth2
children0
last_payout2020-12-03 11:47:27
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length172
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,692,945
net_rshares0
@tanjakolader ·
$0.02
Thank you for sharing your story how it began for you.
I should really start doing my own research on your topics
πŸ‘  
properties (23)
authortanjakolader
permlinkre-chekohler-qkhd8f
categoryhive-167922
json_metadata{"tags":["hive-167922"],"app":"peakd/2020.11.4"}
created2020-11-28 00:26:39
last_update2020-11-28 00:26:39
depth1
children1
last_payout2020-12-05 00:26:39
cashout_time1969-12-31 23:59:59
total_payout_value0.010 HBD
curator_payout_value0.011 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length113
author_reputation68,867,175,506,091
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,715,037
net_rshares179,808,892,215
author_curate_reward""
vote details (1)
@chekohler · 
I would highly encourage it, it's a fundamental part of being a crypto holder
properties (22)
authorchekohler
permlinkre-tanjakolader-qkhwbk
categoryhive-167922
json_metadata{"tags":["hive-167922"],"app":"peakd/2020.11.3"}
created2020-11-28 07:18:57
last_update2020-11-28 07:18:57
depth2
children0
last_payout2020-12-05 07:18:57
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length77
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,717,774
net_rshares0
@tomlee ·
$0.02
I think that a lot of us have been positively affected, financially by cryptocurrency. Interesting story; it was good that you adopted cryptocurrency a bit early. I'll share mine soon.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@tomlee/re-chekohler-2n9mn3)
πŸ‘  
properties (23)
authortomlee
permlinkre-chekohler-2n9mn3
categoryhive-167922
json_metadata{"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"]}
created2020-11-26 04:53:45
last_update2020-11-26 04:53:45
depth1
children1
last_payout2020-12-03 04:53:45
cashout_time1969-12-31 23:59:59
total_payout_value0.010 HBD
curator_payout_value0.010 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length278
author_reputation129,502,043,649,498
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries[]
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,689,587
net_rshares170,410,663,781
author_curate_reward""
vote details (1)
@chekohler ·
Well if you’re still here then I am sure it is lik...
Well if you’re still here then I am sure it is likely a positive outcome where as witb those that invested in things like Bitconnect or got scammed or burned in a trade they might say it sucks and never come back
properties (22)
authorchekohler
permlinkwellifyourestillherethen-wwjgabjlujnqsj8utupooxyifikfc7wg
categoryhive-167922
json_metadata{"app":"dapplr","format":"markdown","tags":["dapplr"],"media":[],"users_tagged":[]}
created2020-11-26 06:04:24
last_update2020-11-26 06:04:24
depth2
children0
last_payout2020-12-03 06:04:24
cashout_time1969-12-31 23:59:59
total_payout_value0.000 HBD
curator_payout_value0.000 HBD
pending_payout_value0.000 HBD
promoted0.000 HBD
body_length217
author_reputation524,332,427,393,665
root_title"How has Crypto and Blockchain Technology Changed My Personal Finance "
beneficiaries
0.
accountdapplr
weight500
max_accepted_payout1,000,000.000 HBD
percent_hbd10,000
post_id100,690,036
net_rshares0
Help/Feedback