**A REVIEW**
As at 2016, just a little above 200 coins were in circulation in the crypto market, and during that time traders were able to actively manage those coins with little or no hiccups, but less than 2 years later a total of about 1,600 coins/tokens are in circulation and they are the ones coin market cap can account for, excluding those that are still under review to be listed on coin market cap, due to this diversity traders and also investors have found it quite tedious to keep up with the large influx of tokens coming out daily, thanks to applications like blockfolio and delta app, users can track their portfolio, how about a process that is automated which not only tracks your portfolio but also helps to increase profit by 40% and also reduces the risk associated by **40%**??
**Smarter than crypto**
This is the first tokenized portfolio, which works on the **“smarter than beta”** strategy, and it has been proven to outperform any index asset., So imagine trading all the top coins in the crypto market with just a token, that is a token accounting for the top 20 performing currencies in the crypto market, with no broker fees, neither exit fees or minimum trading amount, its just like killing two birds with a stone,
The smarter than crypto token represents a portfolio containing 20 best performing tokens in the cryptocurrency market and are being updated via a process called **ebalancing**, rebalancing is the process in which a portfolio is being periodically adjusted, in order for its assets to increase average return as well as reduce risks , rebalancing in the sense that may there be any situation in the market in which any of the 20 tokens/coins present in the portfolio is performing below expectation, that particular coin is replaced by another performing coin, this is an automated process as it helps in ensuring at least 40% returns and also reduces the risk associated with keeping such portfolio by 40%.
So therefore, the underlying value of the token is linked directly to the underlying assets of 20 cryptocurrencies.
**Features of smarter than crypto**
**Automation** - the most interesting part about rebalancing is that the process is done automatically, no need for you to worry about sourcing for the next performing coin as the “**smarter than beta** “ strategy takes care of this.
**Low Fees** - unlike traditional indexing in the ETF, fees are paid to brokers to manage portfolio and also brokers take a certain percentage whether the portfolio being managed is in profit or not, unlike smarter than crypto fees will only be paid when the portfolio surpasses a particular benchmark, that is how good it is.
**Security and Transparency** - The team have put in place strong measures against attacks, through the use of strong identity verification method as well as authentication, likewise the smart contract has been checked thoroughly for any malicious code or so, including manual checks, to ensure transparency current holdings as well as trading activities will be ensured through the use of view-only exchange api.
**Conclusion**
The brain behind the concept on which the **smarter than beta** strategy works deserves some applauds, because with this type of initiative people who are just going into cryptocurrency trading need not be scared of scam icos and coins like bitconnect did during the December- January period as they carted with savings of a lot of crypto currency traders, with smarter than crypto a token holder is sure to be safe from bad investment such as bitconnect, in fact the smarter than crypto token value increases along side the crypto market, so the token price can never fall below portfolio value!
Should you require any further information about this project do feel free to check any of the links below
**Website**
https://www.smarterthancrypto.com
**White paper**
https://www.smarterthancrypto.com/doc/Smarter_Than_Crypto_whitepaper.pdf
**Bitcoin talk ANN**
https://bitcointalk.org/index.php?topic=2779260.msg28429165#msg28429165
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