I just accidently discovered Wint Wealth, where you can invest in fixed income products which gives returns upto 11%. To be honest getting this much returns from a fixed income is huge. According to the Wint Wealth, most of their products gives returns from 9% to 11% and it depends on products to products.

![Screenshot_20230626_103900_Chrome.jpg](https://files.peakd.com/file/peakd-hive/codingdefined/23uRGAT4qQPUfEbRKRPJ4Vf2M78UnECaMXFeL73WQ2TdWVnteHETTuhaPyab4krBmJfxn.jpg)
PC: WintWealth.com

Whenever a good returns comes into picture, one thing comes to our mind is the risk. But according to Wint Wealth they allow investors to invest in bonds of great company's where the default ratio is 0. That means till now there are no defaulted in their platform which is again huge thing. 

Getting fixed income is great for diversifying and meeting the short term goals because in this way you are not only getting good returns but also your returns and principal will be available in 6 months to 1 year time. Though there are different bonds and every bond has its own maturity. So it's upto the individual how they want to invest and get the principal and interest back.

Like if you have some money currently but do not want to invest in equity or the FD is giving less returns then going via this approach is better option. Because here you can beat the inflation and you get the fixed returns in smaller period of time. I have not started investing yet, but I am thinking of investing so thar some of my fixed income asset will give me inflation beating returns. 

Wint Wealth is India specific but I am sure there might be a lot of companies out there which does the same. Like making a bridge between the bonds and the investors. And this way you are sure you know all the details before investing your money and then invest to get the assured returns.