**High risk = high returns.
Low risk = low returns.**

Doesn't matter if you are investing your money, time or energy.
When it comes to money:
- Fixed Deposit = Low risk, assured returns but low returns.
- Mutual funds = higher risk, partial guarantee, descent returns.
- Stock market day trading = highest risk, no guarantee but very high potential returns.
When it comes to time & energy:
- Employment = low risk, assured salary but can't get rich.
- Freelancer / Consultant = medium risk, partially assured income and higher earnings than a job.
- Digital Marketing Agency = high risk, but not as risky as starting a product company, higher earnings than being a freelancer / consultant.

**Time, Energy & Money:**

Startup Entrepreneur = highest risk, might end up wasting time, money & energy... but can get rich, really rich. And when it comes to entrepreneurship, the business models ranges from low to high risk.

But this doesn't mean you can take blind risks.

Risk can be reduced with intellect.

Intellect comes from experience, relationships with experienced people and learning new things.

Elon Musk took a big risk by starting SpaceX, but it would be an even bigger risk for someone like us to start it.

He is probably the only person in the world to have the least amount of risk in starting SpaceX.

So higher the intellect = lower the risk.

I can start a new e-commerce business and make it successful and in my scale I will be operating at low risk - but for a college fresher, it might be a higher risk.

Risk cannot be eliminated 100%, but can be reduced as much as possible with efforts in our reach.