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![124.jpg](https://cdn.steemitimages.com/DQmVS3sy4sypwSN9DLfnAAbWDka5g6w5AsqfhqpX6qEnKhh/124.jpg) | Few weeks ago I had a pleasure to read @danielwrites post called “Fusion : A New Era Of Cryptofinance” and I remember asking him what are differences and similarities between Fusion and Ripple. 
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![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

Today I have a pleasure to invite him to share his knowledge on this particular topic. If you like to show your support, then upvote or resteem this post (you can do both :) and obviously don’t forget to follow @danielwrites :) | ![](https://cdn.steemitimages.com/DQmUMVsN4dpRsGRCxf5uGPZu7QgeGbVLZGB6iVnyCuwS6YU/obraz.png)*(pic source: info.umkc.edu)*
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So without further ado, let me present to you Daniel @danielwrites.
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)



## INTRODUCTION
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

If you've ever made an international transaction through any of the available conventional banking platforms ,I bet you were triggered by the exorbitant charges and inefficiency in operation,not to mention the ages and countless protocols probably required before cash is made available to the receiver . I was too, and having been on the either side (receiver and sender) of the see-saw at least once ,I can tell that it is particularly not a pleasant experience !

![](https://cdn.steemitimages.com/DQmSK3D4rMgHQAz7mgsXiuy8t4yVTEmukDTfvWYmkAys9A5/obraz.png)
[Source](https://ripple.com/files/ripple_vision.pdf)

Technological innovations are transmuting the world into a much better place .Everyday,man strives to decipher an easier means of carrying out tasks.Some decades ago,technological discoveries of today would have seemed virtually impossible,and likewise now,that of decades to come .As found in [this article](https://www.lifewire.com/big-sites-that-accept-bitcoin-payments-3485965), cryptocurrencies are gaining widespread acceptance as a means of making payments.Blockchain technologies are looking to revolutionise the way financial transactions are carried out by revealing to the world how the adoption of smart contracts and decentralization could lead to more efficient and cost effective transactions.This subtle alchemy has sparked an era of cryptofinance,with smart contracts replacing written contracts, cryptocurrencies replacing fiat currencies,decentralization laying centralisation to rest,and importantly,the elimination of middleman .

On a closer look, it seems as though,another "genie has been let out of the bottle" .These cryptocurrencies carry a token (value) which are used for transactions within the confines of their respective ecosystems.Cross-platform compatibility and interoperability has long been desired for more efficient and lower cost transactions. The kind of flexibility achieved in information transfer as seen on the internet is one that blockchain developers strive to attain for values (tokens).

![](https://cdn.steemitimages.com/DQmViECBsPAGYhG1aJHbQ8fzFNcAw4hTby7WhBEueaZmKaN/obraz.png)

## INTERNET OF THINGS
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

As a result of frequent comparison to "Internet of Things" ,the proposed means of achieving cross-platform compatibility of values has been dubbed the "Internet of Values".
In the words of Chris Larsen ,"Every marketplace starts with a chicken and egg problem;the supply side won't come to table or make significant change unless there's demand.And demand is challenging to prove without real supply."Rising to the challenge of meeting the impending demand  of the cryptofinance world (i.e ease of value transfer and cross-platform compatibility) are [Ripple](www.ripple.com) and [Fusion](www.fusion.org). Though both entities have diverse means of operation,they both aim to bring to fruition,the "Internet of Values".

## HOW DOES RIPPLE ATTAIN IOV*?
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

Ripple's operation can best be seen as a solution to the problems observed in the first case scenario (processing international transactions).Cross border value transfers have been hampered by problems of high costs and longer delivery time usually imposed by each of the intermediaries as seen in the first image. | ![](https://cdn.steemitimages.com/DQmfXJjJ87YxfmfbLzx2ftkk9saJeo64wsshwaYde9EREjc/obraz.png)*(pic source: www.ripple.com)*
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Ripple achieves an ease of value transfer similar to that of information (without exorbitant prices and delays) by the use of Interledger Protocol to attain Internet of Values .

>Interledger protocol is a protocol used for payments across payment networks. The protocol connects ledgers from two different banks, thereby removing intermediaries and central authorities from the system. It promises to reduce costs and the time required to process cross-border transactions. It is used by Ripple Labs to connect bank systems across borders in its products.<
[Source](https://www.investopedia.com/terms/i/interledger-protocol.asp)

Contrary to popular belief, companies which offer cross border transfer services such as Dwolla,Venmo,Paypal etc require banks to actualise money transfer .Banks and payment providers integrated on the Ripple ecosystem makes use of Ripple's digital asset,XPR to achieve easier value transfer seen in the images below .

![](https://cdn.steemitimages.com/DQmNxj9vr4rPu3jGzVV26Vh1vmZq1v1CNgeQq1xGmZnbAmx/obraz.png)
[Source :Normal value transfer](https://ripple.com/files/ripple_vision.pdf)

![](https://cdn.steemitimages.com/DQmQrxsqpohm1QXh6rsT1xTXtY4AELbxWGxJ1rdGzbvC9dg/obraz.png)
[Source: Value transfer with Ripple](https://ripple.com/files/ripple_vision.pdf)

Ultimately,Ripple achieves a seamless transfer of value by reducing the number of links/intermediaries hence,reducing costs while maintaining a high level of operational efficiency.

## HOW DOES FUSION ATTAIN IOV*?
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

Fusion is a platform which breaks the limitation of use of values within the sphere of its ecosystem, thus allowing cross platform compatibility while  bringing to us,the Internet of Values. | ![](https://cdn.steemitimages.com/DQmQhaaiycThNbkdAD6P3Kz1yTFTLXMfnGLW3SdrMqi7QSv/obraz.png)*(pic source: www.fusion.org)*
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To perfectly understand this,let us draw an interesting analogy using Tron (a blockchain-based protocol for a free content entertainment system, allowing each user to freely publish, store and own data) ,it's token used for transactions in its ecosystem, TRX and that of SNT ,a token for Status (a blockchain-based messaging platform) .Both tokens are used for transactions within their ecosystems and cannot be used interchangeably .What Fusion aims to do is to enable token compatibility in any ecosystem outside of theirs.
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![](https://cdn.steemitimages.com/DQmbKAuR1iTEMXgn6oUkYsQwpFceBLPZJyKJCKdtBZ6iHvH/obraz.png)
[Source](www.fusion.org)

A very important technology envisaged by Fusion is the Distributed Control Rights Management (DCRM).The distributed generation allows private keys to be generated for tokens by the use of multiple nodes in a distributed manner.It also allows for the control of these private keys and enables "crytoasset mapping" which allows both tokens to be cross-platform compatible.

![](https://cdn.steemitimages.com/DQmNkhBxgZJHVQqx3c7DX4fZ6XVamvRCuBfJk1cwgRRYVMF/obraz.png)
[Source](https://fusion.org/css/FUSION%20Whitepaper%20V1.0.1.pdf)

## SIMILARITIES BETWEEN FUSION AND RIPPLE
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

- They both achieve ease of value transfer.
- They reduce transaction costs .
- They enable interoperability of value.
- They are both built on blockchain technology.


## DIFFERENCES BTWEEN FUSION AND RIPPLE
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

- Ripple leverages the Interledger Protocol while Fusion makes use of its Distributed Control Rights Management to carry out mapping of tokens.
- Ripple's digital asset is the XRP while Fusion makes use of FSN .
- Ripple's operation is centred upon cross border value transfers while that of Fusion is centred upon cross-platform token compatibility .
- While Ripple makes use of the RCPA algorithm,Fusion banks on the SHA-256 (Secure Hash Algorithm) in generating an almost unique 256-bit key .

## CONCLUSION
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

The manner in which information transfer could be carried out easily has duly served as a motivation and as a challenge to the crypto world. Thanks to Ripple and Fusion,value exchange has become cheaper,easier and effective .Today, the "Internet of Values" long craved for by banks,payment providers,crypto investors, developers and all other participants in ecosystems has ultimately become a walk in the park .

* *) IOV - stands for "Internet of Values".*

## SUPPORT @Danielwrites
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

My own comment: Daniel is an excellent writer with such a potential. He is one of Nigerian students trying to find a way to make some funds for a living on this platform. Just like many of us do.  | ![](https://cdn.steemitimages.com/DQmUMVsN4dpRsGRCxf5uGPZu7QgeGbVLZGB6iVnyCuwS6YU/obraz.png)*(pic source: info.umkc.edu)*
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If you enjoyed this post then visit his profile @DanielWrites and show your support by engaging with him and leaving valuable comments on his posts. 

`You can also support Daniel by upvoting this post within first 24h. `
All rewards from this post collected within that time will be transferred to him :)

Yours,
Piotr


![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

## REFERENCES
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1 | https://ripple.com/files/ripple_solutions_guide.pdf
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2 | https://www.investopedia.com/terms/i/interledger-protocol.asp
3 | https://fusion.org/css/FUSION%20Whitepaper%20V1.0.1.pdf
4 | https://bitcointalk.org/index.php?topic=1752760.0
5 | https://cryptorival.com/coins/fusion-vs-ripple/


N.B All image sources are indicated as footers and where not indicated,are products of the author.

## LEARN MORE
![line2.png](https://cdn.steemitimages.com/DQmcAVemyLyrhdD4VUxguqEmZ6oB8qJEY6oHT5Wx9Xc8723/line2.png)

[Click here](https://cryptorival.com/coins/fusion-vs-ripple/) to view a brief comparison of both projects.

Visit [Fusion website](www.fusion.org) and [Ripple  website](www.ripple.com) to learn more .

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