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It’s been confirmed, Samsung has announced to the world that its newest flagship smartphone will include a dedicated hardware wallet for storing crypto currencies. Since the news comes right in the middle of crypto winter, most people are unaware of it, blissfully oblivious of the huge implications this promises for the future of finance. The world, as we know it, will forever change.

**Samsung is just a pioneer**

Although there already existed other smartphones dedicated to holding crypto, such as the Finney from Sirin Labs, they are still very expensive to those that most need them, the two billion people that are still unbanked in the world.

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Samsung’s new offering, like every other new piece of pioneering tech, initially suffers from this issue too. However, it’s expected prices will quickly come down, and more importantly, other cheap smartphone manufacturers, will soon start providing similar functionality through dedicated hardware wallets chips that will be licensed very cheaply.

Eventually, most, if not all, of the cheap Android phones sold in the third world, will come with a dedicated built-in hardware wallet that will feature not only mainnet payments, but also second layer solutions such as Bitcoin’s Lightning Network that allow for super cheap, almost unlimited micropayments.  This will mark the beginning of a worldwide fintech revolution.

**Cheap phones with built-in hardware wallets will be ubiquitous**

Once cheap smartphones with built-in wallets become available, the possibilities are endless. For the first time in the history of humankind your money will really be yours, unaffected by inflation from corrupt governments and safe in your very own pocket bank that’s globally accessible. Previously unbanked or underbanked people will be able to pay for products and services and get paid too anywhere, any amount, at any time. This will open a whole new world of decentralized applications that we can’t possibly imagine now, just like we couldn’t imagine Uber or Facebook when the internet first appeared.

Speaking of Uber, this will likely be one of the first services to be disrupted. At its core, Uber is just an intermediary, not really necessary if you could pay your driver directly without their fat fees. In many places where Uber is banned or currently unfeasible because of crushing regulation, decentralized apps will take over even faster and will be impossible to stop.

**Hardware wallets + ultrasonic fingerprint sensors, a match made in heaven!**

One of the major hurdles for current hardware wallets remains their difficulty of use. Most people, especially, those in the poorly educated third world, have trouble remembering long passwords or simply won’t go through the hassle of using them.

https://www.youtube.com/watch?v=xhIyy-6iYHE
*Ultrasonic Fingerprint Scanners: How do they work?*

Cheap ultrasonic fingerprint sensors are here to change that! I just bought a USB version of these sensors online for less than $40 USD. In the near future, paying from your hardware wallet app will be as simple as pressing your finger on your phone. That’s really amazing and I believe will change everything!

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**Do you believe smartphones will come with built-in hardware wallets and ultrasonic fingerprint sensors in the future?**

**What other ideas can be implemented to onboard the two billion people unbanked in the world into the global financial system?**

**Feel free to share your thoughts on this post with the crypto community in the comments below!**

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**What have you been doing this crypto winter?**

1. **Accumulating patiently like a professional hodler.**

2. **Panic selling like a hopeless noob.**

If you answered 1, go ahead and download Crypto Millionaire from the link below. This app will help you diversify in a smart way, especially right now that' it's such a good time to buy the millionth of supply of top coins on the cheap.

If you answered 2, sell everything and become a pimp. It's the only way you will be able to keep selling bottoms, haha!

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Don't forget to tell the community what you think of this post in the comments below. 

Follow me for updates news and commentary on "sane" crypto investing.  

Happy crypto investing!
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