A lot of people — when they hear the word *”Investing”* — immediately think about *People With Money™* buying stocks, bonds, commodities, real estate and such. A few were perhaps raised with the idea that your *home* was considered to be a major *investment.*
*This cat wants to INVEST!*
## *"People With Money™"*
In short, investing has historically been portrayed as something almost exclusively for *People With Money™,* and in many ways this perception has been re-emphasized by the numerous funds and investment plans carrying small print at the bottom their prospectuses stating something like *”minimum investment is $10,000.”* Hey, just the other day we got something in the mail offering investment management *”open to anyone with a portfolio of $500,000 or more.”*
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That approach pretty much leaves the vast majority of us *”out in the cold with nowhere to go.”*
Or perhaps we could have so-called *”savings accounts”* at commercial banks where we earn *negative* returns after the monthly $5.00 fee, or we could stuff our $200 in small bills from a part-time foodservice gig into our mattresses or coffee cans while earning essentially *nothing* as a rate of return.
Of course, things *have* changed somewhat over the past 30-40 years, particularly with the advent of the Internet and online stock no/low fee stock trading.
Be that as it might, it really doesn’t seem like it has been until the *very recent ”Age of Cryptocurrency”* that *”the rest of us”* have had more than a handful of meager options… and certainly *very few* options allowing more than a paltry return on investment.
## *Enter the Cryptosphere!*
Anyway, reflecting on *”The State of Investing”* over the past few years made me truly realize just *how* important the Cryptophere already is — and has the potential to continue becoming — in terms of changing the entire face of investing.
Without using *”Big Technical Words That Make People Nervous,”* venues like Hive, LeoFinance, ProofOfBrain, CUB DeFi and a growing number of others are paving the way for ordinary people to put away *a few cents at a time,* for the long haul *and* share in the potential to earn a significant rate of return.
Let’s face it, one of the most successful investment approaches — regardless of the size of your portfolio — has long been *"Commitment and Consistency.”*
## *After Just None Months...*
This morning, I spent a little time looking at just my modest holdings in my Hive-Engine wallet. And I marveled at the fact that I started this little account with pretty much *nothing,* and now I have a variety of *”Staked tokens”* and *”Investment tokens”* and I even have a bit of an *”investing strategy,”* all of which are things I could not *possibly* have dreamt of having… even just a *decade* ago!
But most importantly of all, here I never had to overcome any *”Minimum Investment”* hurdles in order to get started and add to my holdings… if all that was available was 0.1 LEO to stake, I could stake 0.1 LEO with the knowledge that that all these tiny *”drops”* into my greater investing *”bucket”* would eventually add up to something!
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Not even nine months later, I have staked almost 650 LEO and I have somehow also ended up managing to amass about 150 CUB tokens and almost 320-odd POB tokens. All told, it adds up to a little over US $500.00. None of this happened because I *ever* had gobs of money to throw around; all of it just as a result of *”consistent participation and doing what I can to add something of value”* simply as a result of my being here.
Perhaps this sounds like *"a lot of nothing"* to some, but when the majority of your life has been spent in a state where *"searching for coins in the sofa cushions"* was sometimes a *real* thing, it is *huge!*
## *Long Term Patience*
Yes, this is *”slow investing”* — I like to think of it as my own *”MicroStrategy”* — and I do *not* for a moment suggest that it’s for *everyone,* but for some like myself, it feels like a chance to be part of the investment game; rather than just being sidelined as a *spectator* to the successes of *People With Money™.*
It is definitely a *”game of patience”* and I am not deluding myself that it won’t have its up and down times, but I figure that if I continue to look at this from the long time perspective… *”where might this take me over five or ten years?”*… and stay the course, in time *”a few cents here and there”* might actually add up to something significant. $500.00 isn’t much, but who is to say it couldn’t grow into $5,000 or more… *in time?*
I am reminded a bit of the way some people throw their loose coins into a big jar on their dresser and after several years of accumulating, there might be enough money in the jar to buy plane tickets for a vacation. I see this as essentially the same thing, only different… here you not only collect the *”cents,”* but you also have a chance for *appreciation,* that you definitely *don’t* have with a jar of coins!
As a final thought, an *additional* appeal here — applicable mostly to those of us who live life on a shoestring, at the best of times — the fact the cryptocurrency *takes a little bit of work* to turn into fiat cash also works in its favor: I won't be dipping into this, simply *"because it's there,"* next time we need cat food!
Indeed, cryptocurrency *does* have the potential to change lives, even if just in very *small* ways!
Thanks for visiting and have a great week!
# =^..^=
***CuratorCat 16-JUN-2021***
Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@curatorcat.leo/crypto-investing-a-few-cents-here-and-a-few-cents-there-my-own-microstrategy)
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