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My experience using a credit card [ESP/ENG] by daddydog

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· @daddydog ·
$5.39
My experience using a credit card [ESP/ENG]
<div class=text-justify>

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The month of May has escaped where many good things happened where I could put into practice what I have been learning about digital business, strengthening my knowledge in finance, how money moves, learning better uses for the credit card, which many in the past told me not to use it that I would live in debt, that it was not something for someone young, yet I ventured and what I have achieved is to grow my credit bureau, have high loans from the bank, to buy in online stores with benefits.



- Se a escapado el mes de Mayo donde pasaron muchas cosas buenas en donde se pudo poner en practica lo que estado aprendiendo sobre negocios digitales, fortaleciendo mis conocimientos en finanzas, en como se mueve el dinero, aprendiendo mejores usos para la tarjeta de crédito, la cual muchos en el pasado me dijeron que no la use que viviría endeudado, que no era algo para alguien joven, aun así me aventure y lo que he conseguido es crecer mi buro de crédito, tener prestamos altos del banco, poder comprar en tiendas online con beneficios.

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---


I made a couple of purchases taking advantage of the month that everyone in my country had profits, so I made a sales strategy, by charging only first the freight of sending packages to several customers, with this I could leverage, leave a liquid money for contingencies, avoiding falling into unsecured payments, so even if the customer then canceled the order the freight was already covered so I could resell the product if there was a default =^^==


- De momento vamos bien administrando como se debe el dinero, hice un par de compras aprovechando el mes que todos en mi país tenían utilidades, por lo cual realice una estrategia de venta, al cobrar solo de primera el flete del envió de paquetes a varios clientes, con esto pude apalancarme, dejar un dinero liquido para contingencias, evitando caer en pagos no seguros, por lo tanto aun si el cliente luego cancelaba la orden el flete ya estaba cubierto por lo cual podía revender el producto si ocurría un impago =^^=

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---

In addition to other strategies I'm learning, I'm trying to figure out how to explain my capital movements to the bank. At first, they thought I was up to some strange things, so they blocked my accounts. Of course, this didn't last long, as I demonstrated that I had a business, my income tax filing documents, and other legal protections that protected my legitimate funds. Eventually, the bank called me to approve loans without paperwork—a great thing for a growing business.

In my case, I used money out of my own pocket to pay the difference because I was short $350. As I always say, I never defer credit card payments; I pay all cash, and I don't accrue interest or incur additional bank charges.

All the money spent this month is coming in little by little as orders arrive in Ecuador. I have to deliver some of it to receive the rest of the payment from my clients. Therefore, the money spent is in the process of being recovered. This is difficult without knowing how a credit card works, how imports from my country work, along with taxes and other associated issues. I'm sure you'd have lost someone else's money. =^^=

It's that easy for me to use my financial resources, and I'm learning new things. An adventure that's just beginning!

- Además de otras estrategias que estoy aprendiendo, es buscar como explicarle al banco mis movimientos de capital, al inicio pensaban andaba en cosas extrañas por lo cual bloquearon mis cuentas, claro esto duro poco al demostrar que tengo un negocio, mis documentos para declarar el impuesto a la renta, entre otras coberturas legales que amparan mi dinero licito, lo que causo con el tiempo el banco me llame para aprobar créditos sin papeleo, algo genial para un negocio en crecimiento.

- En mi caso he usado dinero de mi bolsillo para pagar la diferencia debido a que me faltaba 350 dólares, como siempre digo jamás difiero el pago de la tarjeta, todo pago de contado, no genero intereses ni pagos bancarios extra.

- Todo el dinero gastado este mes esta llegando poco a poco al venir los pedidos al Ecuador, algunos tengo que entregar para recibir el resto del pago de mis clientes, por lo tanto el dinero gastado esta en proceso de recuperación, algo que es difícil sin conocimiento de como funcionaria una tarjeta de crédito ni las importaciones de mi país junto a los impuestos y demás temas asociados, seguro vieran hecho perder dinero a otra persona =^^= 

- Es así de fácil que uso mis recursos financieros, además de aprender cosas nuevas, una aventura que recién empieza! 

</div>

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- Fotos desde mi aplicación bancaria

▸ <a href="https://www.deepl.com/">  Traductor </a>

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<center> 😎[ 😋😁 ** Let's go for more adventures **😘😝]()
</center> 





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vote details (193)
@cositav ·
Chevere papi dog me alegra todas tus iniciativas financieras 
properties (22)
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@ivannap ·
<div class"text-justify">

***
<center>De parte del **Programa de Curación en Vivo de @robotgirl2024**</center>
***

>Tu publicación ha sido votada por la comunidad BOKURA NO DIGITAL WORLD, por contenido excepcional y formar parte de nuestra comunidad de usuarios activos.
>
>***Únete a [nuestro canal de discord](https://discord.gg/QH6duDmcqG) en dónde podrás conocer más acerca de nuestro proyecto y promocionar tus publicaciones***

<center>**Que esperas para unirte a [nuestro trail de curación](https://hive.vote/dash.php?i=1&trail=takeru255) y formar parte del "proyecto CAPYBARA TRAIL"**</center>

</div>


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@mariiale1979 ·
Felicitaciones  por tus avances  financieros, es bueno simplifica muchas cosas.
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@midnight-studio ·
[<img src="https://images.ecency.com/DQmTf81T8z7RmngNUHbpSteMDeQh31zwXtqFbk8w1jfJdHH/banner_curationesp.jpg" alt="Discord">](https://discord.gg/egvnqf55eA) 

¿Sabías que delegar tu HP a @midnight-studio no solo apoya increíbles proyectos, sino que también **te recompensa con Tokens NEON cada semana**?
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@new-orden ·
🔮 El Tercer Ojo te ha encontrado.
#

![Banner de Youtube Gamer Neon Azul.png](https://files.peakd.com/file/peakd-hive/new-orden/23tkV2VFeLaBCAj6fdMVWwNz2E48cXJcK3Nvmm6AkCumGoUMSk5ekGe2sDtQYoG5saNjt.png)
#
Sigue creando… el universo te observa. 👁️
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@daddydog ·
seguire creando :b 
👍  
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vote details (1)