<center>![happy saturday.png](https://files.peakd.com/file/peakd-hive/eddie-earner/AKCFQfztLTydyiSsdUFzczgVMUvLakpVqkfmwxfM3ySeCSJYaKwqF6PoFjEJk5z.png)</center>

Hello Everyone,

Welcome to Saturday Savers Club with Susie-Saver!

### When will @susie-saver hit 1,000HP?
Currently, an average of 26.45 Hive savings, 4.97 Hive earnings and .34 Hive passive income is added each week. The account is sitting at 910.45HP. When will it reach 1,000HP?
Here's the bets so far - add yours in the comments for a chance to win extra prizes!
* **Saturday 23 October**
* **Saturday 30 October - @bearmol, @riandeuk, @phoenixwren, @jfang003**
* **Saturday 6 November - @bashadow**
* **Saturday 13 November - @justclickindiva**


### October Side-Gig Month - LBI Giveaway!

Yes, it's here - we love saving money and we like making money even more! Every Saturday for 5 Saturdays, we're going to look at opportunities to earn a little on the side that don't require qualifications or a huge outlay in capital. Last week, we had great a great idea from @phoenixwren about petsitting and @missaj started a side-hustle! Check your wallets for an extra LBI! 

This week we are going to look at the opportunity to sell time! We had this great idea last week from @phoenixwren:

> **I will add to the skills list of suggestions, pet sitting. I'm the resident pet sitter for people in my building; I've watched over cats and birds while their people were away, and taken a dog for walks when their person was staying late at work or school. This has generally been a positive experience except for one lady who had eleven birds loose in her apartment. I don't have a problem with birds; I watched over one for another neighbor who was one bird and had a cage. But this lady's birds would dive bomb your head because you were a stranger in their home (and not just me, they did it to the super too, apparently). Eventually I stopped agreeing to watch them because it was like going in to Alfred Hitchcock's The Birds, and the lady would call me about five times a day asking about them. I do have limits. 😂 But otherwise, animals get taken care of, I earn a little extra cash, and neighbors are able to take their vacations with their animals safe at home, so it's a win-win-win. :)**

Here's a few other ideas:
* house-sitting - like pet-sitting and sometimes combined, house-sitting is a great way to earn some extra pennies while friends and family are away. You might also get a free holiday, too!
* dog-walking - adding to the pet-sitting theme, dog-walking is another great side-hustle plus good for your health and well-being *and* you can post the steps to actifit - yay!

How about this one:
* in-home companion - this is where you provide some additional support to an elderly person living independently. You might pop round for a cup of tea and a chat to check they are okay and provide some company, or exchange library books or do a little shopping for them.

For an opportunity to win LBI in this week's giveaway, tell us in the comments any other ideas you have about selling time - or any important considerations like local regulations. We'd also like to hear your experiences if you've done any of these.

### EDSM Monthly Sales
Sorry - there has been a delay in this! More news soon!   

### Autumn Challenge - Week 9 - Save $100!

Week No | Amount | Cumulative | Week No | Amount | Cumulative
--- | --- | --- | --- |--- | ---  
1 | 1.05 ❤️| 1.05 | 11 | 5.67 | 35.70
2 | 1.26 ❤️ | 2.31 | 12 | 6.16 | 41.86 
3 | 1.75 ❤️| 4.06 | 13 | 6.65 | 48.51
4 | 2.24 ❤️| 6.30 | 14 | 7.14 | 55.65 
5 | 2.73 ❤️|9.03 | 15 | 7.63 | 63.28 
6 | 3.22 ❤️ |12.25 | 16 | 8.12 | 71.40
7 | 3.71 ❤️|15.96 | 17 | 8.61 | 80.01
8 | 4.20 ❤️|20.16 | 18 | 9.10 | 89.11
9 | 4.69 ❤️| 24.85 |  19 | 9.59 | 98.70
10 | 5.18 ❤️| 30.03 | 20 | 10.08 | **108.78**

If you check over on @susie-saver's wallet, this week's 5.18p bought 6.70 HIVE which has been added to the savings wallet. Just ten weeks to go in the Autumn Challenge!

### Wednesday Wellbeing Club
This is [a challenge for anyone who wants to make a lifestyle change](https://peakd.com/hive-120078/@shanibeer/wednesday-wellbeing-club-or-11-august-24-november-or-week-5-wednesday-15-september-2021) (eat well, move more, sleep better) hosted by @shanibeer over in the Natural Medicine community. Anyone is welcome to join 😍. There's been a bit of a hold-up with this while @shanibeer is attending to offline things - it will be back soon.

### Now then - this week's winners!
Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @ericburgoyne @bearmol @justclickindiva @jfang003, @phoenixwren, @missaj, riandeuk and @bashadow.

Okay, everyone who commented last week went into the [WheelofNames](https://wheelofnames.com/) and we have two winners: @jfang003 and @riandeuk - check your wallets winners - **yay!**

####  - Congratulations!

**Thank you for taking part in Saturday Savers Club, everyone!**

> **What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.**

# More about EDS tokens

EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. **You can now acquire EDS tokens through the [EDS Miner token](https://peakd.com/hive-167922/@spinvest/eds-miners-edsm-for-sale-currently-paying-out-a-60-roi).**

Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 23%.

**559 EDS Miner tokens left!**

#### Back to business ...

We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?

Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.

# Let's Get Started
<center>![saturday_savers_club.jpg](https://files.peakd.com/file/peakd-hive/eddie-earner/23vhydv9iASQZqtaKbgT6zkZdQfM3iHxg79yNQmTQgtNkExLMEKpp61gFddLak6k3zAx4.jpg)
</center>
<sup>Image by <a href="https://pixabay.com/es/users/furbymama-5146222/?utm_source=link-attribution&amp;utm_medium=referral&amp;utm_campaign=image&amp;utm_content=4761018" class="steem-keychain-checked keychainify-checked">Andy M.</a> from <a href="https://pixabay.com/es/?utm_source=link-attribution&amp;utm_medium=referral&amp;utm_campaign=image&amp;utm_content=4761018" class="steem-keychain-checked keychainify-checked">Pixabay</a></a> Hey Chicken, nearly time for pot pie! 😁 </sup>

We're using the  [365 Penny A Day Challenge](https://leofinance.io/@spinvest/join-the-penny-a-day-saving-challenge-and-get-5-free-spi-tokens-everyone-welcome) framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.

### Penny a Day Tracker Sheet
<center>![saturday_saver_club.png](https://files.peakd.com/file/peakd-hive/eddie-earner/wkmM5QEd-image.png)</center>
<sup>***Right click on the image, save it to your computer and then print it out.***</sup>

Okay, let's check in ...

### 1. Check Progress
Each week, we're going to check in through this post and see where we are up to. Our target for today, 16 October, was 20.02p. Next week, we'll be saving 20.51p and by Saturday we'll have saved 438.31p (that's 43,831p just compounding a penny a day)! 😁.

Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.

**Here's this week's results - 20.02p buys 25.90 Hive.**
*940 Hive powered up in 42 weeks and the remainder invested in EDS and EDSM! Plus we're earning 3.22% inflation on powered up Hive, 20% on EDSM, 23% on EDS tokens and a little on curating and posting!*

How much did you save this week? Did you meet your target? Or did you save even more?

Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.

Sign up here with us to start your savings journey:
- just leave a comment below if you want to join the challenge.
- follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to *make* money - he's the earner, I'm the saver - you'll like his posts).
- share this post if you think your followers might be interested.

### 2. The Golden Pig Tip

<center>![saturday savers club.jpg](https://files.peakd.com/file/peakd-hive/eddie-earner/XFEESnV3-piggy-bank-2889046_1920.jpg)</center>
<sup>Image by <a href="https://pixabay.com/es/users/quincecreative-1031690/?utm_source=link-attribution&amp;utm_medium=referral&amp;utm_campaign=image&amp;utm_content=2889046" class="steem-keychain-checked">3D Animation Production Company</a> from <a href="https://pixabay.com/es/?utm_source=link-attribution&amp;utm_medium=referral&amp;utm_campaign=image&amp;utm_content=2889046" class="steem-keychain-checked">Pixabay</a></sup>

Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.

#### This Week's Golden Pig Tip

We're running the LBI Giveaway for October Side-Gig month which will have Golden Pig tips every week - check that section above. Here we will continue to promote building the EDS income token fund. Here's how you can help:

> * **Vote for @eddie-earner posts - all Hive, HBD and H-E token rewards on posts are powered up to grow the EDS fund and increase the Hive income that is given out every week   - it's the magic of compounding combined with a virtuous circle combined with time! Never miss a post by setting up an autovote with [Hive.Vote](https://hive.vote/).** 
> * **Carry a little notice about Saturday Savers Club and EDS in your signature at the bottom of every post (See below for sample text and check the bottom of [@shanibeer's posts](https://peakd.com/@shanibeer/posts) for an example).**
> * **Write your own post now and then about the Saturday Savers Club and EDS and why you are involved or talk about it in your monthly Hive Power Up Day post.**

**SAMPLE NOTICE TEXT**
< sup > I save with the Saturday Savers Club on the @eddie-earner account. Enjoy savings tips and the chance to win EDS income tokens. EDS tokens provide guaranteed 12% Hive income every Monday (income currently 23%). EDS tokens and EDS Miners are available through [Hive-Engine](https://hive-engine.com/?p=tokens). < /sup >

Remove gaps in the formatting for the notice to look like this:
<sup>I save with the Saturday Savers Club on the @eddie-earner account. Enjoy savings tips and the chance to win EDS income tokens every week. EDS tokens provide guaranteed 12% Hive income every Monday. EDS and EDS Miners are available through [Hive-Engine](https://hive-engine.com/?p=tokens).</sup>

**Thank you to Saturday Savers Club members who are already doing this - fabulous! Should we be setting a target for how much we want the fund to grow by the end of the year? Have a look at [the latest report](https://peakd.com/hive-167922/@eddie-earner/eds-income-token-weekly-report-45) and let us know in the comments.**

And today is always a good day to start saving - you can start on Day 1 or make up the first forty-two weeks (or join the Autumn Challenge) to catch up with @susie-saver.

That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.

*<center> @eddie-earner content contributed by @silverstackeruk and @shanibeer.
Today's post by @shanibeer writing as @susie-saver. </center>*

*<sup>EDS, @eddie-earner's income token, and EDSMs are part of the SPInvest family including SPI (@spinvest), LBI (@lbi-token), CUBLIFE (@lbi-token) and the @spinvest-leo account. SPInvest Family Motto: Get Rich Slowly.</sup>*

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@eddie-earner/saturday-savers-club-with-susie-saver-or-week-42-saturday-16-october-2021-or-week-10-autumn-challenge-save-usd100-or-lbi)