## Everyone bitten by the Bitcoin Bug search high and low for a way to spend their coins or for new uses.

I had an idea to start saving bitcoin each month from my paycheck in different wallets for different purposes.
My motivation were a few big payments which had to be met at inopportune times of the year:
* Car tax is around 600 euro, so I was going to save 50 a month for the year to have enough set aside for this. 
* There were a few other big payments I was also going to save for in separate wallets. 

This type of segregated saving is just not possible in traditional banking:
* You can only get one account for funds
* You cannot share view access or create a joint account easily
* Anything you add costs money
* Often incurs significant FX fees
* Can't tag transactions
* It doesn’t use bitcoin so it's no fun

## **Would this experiment work, be convenient, be practical and make sense?**
With the stability of bitcoin in recent months I was hoping volatility would not be an issue. 

[Copay](https://copay.io/) could be a great app for saving. It has multisig wallets and you can create  as many as you like to segregate your funds in the one app. 
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https://copay.io/images/code-trust.c76d3025.png
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The motivation for using bitcoin for this experiment was simple
* I could ring fence the money for certain purposes
* I could easily share with my wife the balance and even make some funds multi sig if i wanted. (e.g. The holiday fund)

When it came to making a payment I would have several good options such as [Xapo](https://www.xapo.com/card/), [Wirex](https://wirexapp.com/cards/) or possibly [Shake](https://shakepay.co/#/) if it was ready. 
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https://www.xapo.com/assets/images/debit/section-quote-card-12856a1e.png
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https://wirexapp.com/img/bitcoin-debit-card.png
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When it came to payments with a bitcoin debit card in the real world  there would be advantages too:
* It would be safe to use over the phone or internet because I could control how much was in the spendable account
* The use of multi sig would keep people in the loop when funds were being transferred to the spendable account
* I would get email notifications of transactions on the card
* FX transactions would not incur charges.

## Do you use a debit card to spend Bitcoin?
In my next post I will share my experiences.