WELCOME BACK TO MY BLOG
Good day my lovely people of this community, today I will be dropping my view on the ongoing weekly contest of #hl-w28e1 which says "BUDGETING"

**WHAT IS BUDGETING**?
Budgeting is a process of making plans or estimation based on your income and expenses set for a period of time.

![pexels-pixabay-53621.jpg](https://files.peakd.com/file/peakd-hive/eunice9200/23wgW3hEZaPsUPGiUAcvm3ujZfgCgd1ZuFw6jQ1PvMREa7hFRiLztwPudoSBzYfPPrVCn.jpg)
[Source](https://www.pexels.com/photo/black-calculator-near-ballpoint-pen-on-white-printed-paper-53621/)

HOW DO I PLAN MYSELF
I plan myself through my earning per month, I set a scale of preference for myself every month, I make list of what is more important for me to acquired over the other, I don't spend beyond my limit every month.

Firstly before the month runs out, I do make a list of my provisions and food stuffs and also budget for filling of gas, electricity, water, foodstuffs, pedicure and all that, I do add personally to the cost on my own before getting there because things are more expensive now, the price of what you bought this month will not be the same next month so I plan ahead. 

Secondly, I do consider my family with the little I am earning, and also consider my transportation for the whole month, by doing this I will not be stranded in any ways.

Thirdly, I save from my earning every month, this my saving is meant for the whole year and when the year is coming to an end I can proudly tell myself that I achieve a particular thing through the year.

And most importantly is miscellaneous, I set an estimate of how I recharge my phone through the month and my subscription because all these are very necessary to me, the little money we spend during the month that is not part of our budget is what I categorize under miscellaneous.

Having a budget help me a lot from unnecessary spending.

Thank you all for stopping by to check my blog you are one in a million, please feel free to comment and make corrections where necessary.