HBD Rewards are Sweet! by filotasriza3

hive-167922 · @filotasriza3 · Feb 1 '23

$15.84

HBD Rewards are Sweet!

<center>![image.png](https://i.imgur.com/2myckGq.png)</center>

For around a year now i have realized that if you hold HBD in your savings you can earn 20% per year. That is quite amazing especially for me that i was in the army during the first half of 2022. Thus, with limited time i could actually earn some $$$ without doing anything. 

I don't have much money, in general, to invest in crypto and everything i currently own in Hive has been achieved through post-creation and curation. Thus, with me only having around 100 HBD, i decided to give it a go and to my surprise, i managed to earn more than 20 HBD. 

You see you actually claim your HBD per month and basically compound the earning amount monthly. So let's do some quick math and see what could happen in a month. Let's say i have 100 and i would suppose to earn 20 HBD. That means that per month i would be earning 1.66 HBD. So if the first month i basically add that amount to my total HBD i will have 101.66. Thus the next month instead of 1.66 i will earn 1.69. The amount may seem small but everything counts if you ask me! 

<center>https://media.giphy.com/media/xT1R9TaUQfgf5qQZEY/giphy.gif</center>

At some point, i also realized that there are many people that are actually earning doing the exact same thing and not only that but i am one of those at rock bottom. There is a monthly post by @geekgirl regarding the interest paid each month along with a top 500 earners [list](https://hive.blog/hive-167922/@geekgirl/hbd-interest-payouts-for-january-2023).

That made me use all of my HBD rewards from posting along some liquid Hive to increase my HBD stake and ofc my earnings. Now i have around 380 HBD which is around 3 times the 120+ HBD i earned. This also means that i will receive around 76 HBD per year, or maybe a bit more with the compounding, or around 6.5 HBD per month. 

Still, i am not even close to the top 500 list, the last one receives literally double the amount i will receive from now on but hey it's something. Around 6.5 dollars per month is 2 coffees at hand or around 10+ eggs. I will try to increase my 380 HBD to 600 by September of 2023, which will be hard for me but still, i have to do it!

#### *Are you saving your HBD and if yes how much do you earn per month or year?*

<center>https://media.giphy.com/media/NoCbUpxL1qzCw/giphy.gif</center>

Gifs and Images [1](https://www.google.com/url?sa=i&url=https%3A%2F%2Fleofinance.io%2F%40taskmaster4450%2Fhive-backed-dollar-hbd-becoming-a-stablecoin&psig=AOvVaw2D1T7mtn-8JF9Esan6SFe1&ust=1675365770880000&source=images&cd=vfe&ved=0CA4QjhxqFwoTCLDDlYCG9fwCFQAAAAAdAAAAABAD) [2](https://giphy.com/gifs/heyarnold-hey-arnold-nicksplat-xT1R9TaUQfgf5qQZEY) [3](https://giphy.com/gifs/tell-me-NoCbUpxL1qzCw) 

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@filotasriza3/hbd-rewards-are-sweet)

👍 leo.voter, newhope, spectrumecons, trumpman, captainhive, blrog, pouchon, karamyog, davedickeyyall, brofi, bnb-hive, ruth-girl, pele23, nateaguila, cryptomaniacsgr, muratkbesiroglu, filotasriza3, steemaction, bitrocker2020, listnerds, uyobong, raiseup, gniksivart, sbi7, jlordc, dcityrewards, niallon11, tbnfl4sun, neal.power, megavest, leofinance, pladozero, khaleelkazi, kevinwong, vegoutt-travel, nfttunz, exyle, rufans, arrixion, thefalcons, nikoleondas, enjoyinglife, felander, giosou, andyblack, hivehustlers, adelair, zkalemiss, dlike, prosocialise, tesaganewton, anonsteve, anderssinho, pouchon.tribes, awakening-along, funnel, hive-life, thelogicaldude, gejzep, uwelang, jaraumoses, venarisyndicate, sacrosanct, solymi, and 140 others
👎 xleo.voter

`author`	filotasriza3
`permlink`	hbd-rewards-are-sweet
`category`	hive-167922
`json_metadata`	{"app":"leofinance/0.2","format":"markdown","tags":["mancave","ctp","proofofbrain","gems","hive","neoxian","crypto","curie","leofinance"],"canonical_url":"https://leofinance.io/@filotasriza3/hbd-rewards-are-sweet","links":["https://hive.blog/hive-167922/@geekgirl/hbd-interest-payouts-for-january-2023","https://www.google.com/url?sa=i&url=https%3A%2F%2Fleofinance.io%2F%40taskmaster4450%2Fhive-backed-dollar-hbd-becoming-a-stablecoin&psig=AOvVaw2D1T7mtn-8JF9Esan6SFe1&ust=1675365770880000&source=images&cd=vfe&ved=0CA4QjhxqFwoTCLDDlYCG9fwCFQAAAAAdAAAAABAD","https://giphy.com/gifs/heyarnold-hey-arnold-nicksplat-xT1R9TaUQfgf5qQZEY","https://giphy.com/gifs/tell-me-NoCbUpxL1qzCw"],"image":["https://i.imgur.com/2myckGq.png","https://media.giphy.com/media/xT1R9TaUQfgf5qQZEY/giphy.gif","https://media.giphy.com/media/NoCbUpxL1qzCw/giphy.gif"]}
`created`	2023-02-01 19:25:03
`last_update`	2023-02-01 19:25:03
`depth`	0
`children`	4
`last_payout`	2023-02-08 19:25:03
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	7.940 HBD
`curator_payout_value`	7.896 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	2,857
`author_reputation`	161,358,085,758,619
`root_title`	"HBD Rewards are Sweet! "
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	120,398,317
`net_rshares`	26,372,690,382,047
`author_curate_reward`	""

properties (23)vote details (205)

voter	rshares	pct
kevinwong	28,880,696,500	3.75%
gerber	5,419,445,704	5%
ezzy	411,960,260	5%
exyle	25,145,024,005	5%
scaredycatguide	4,845,549,196	7.5%
rufans	23,421,403,120	50%
uwelang	7,803,114,160	6%
funnyman	6,425,685,656	25%
funnel	8,255,274,067	15%
stefanialexis	614,565,499	15%
newhope	3,602,939,399,825	30%
zkalemiss	12,259,418,164	30%
dimitrisp	967,345,285	20%
filotasriza3	139,523,616,215	100%
pouchon	538,122,253,831	15%
tbnfl4sun	41,639,190,496	50%
thatsweeneyguy	604,675,479	100%
l337m45732	996,633,018	3%
bitrocker2020	95,891,797,585	7.5%
swelker101	795,388,105	3.75%
trumpman	1,025,553,170,443	50%
arrliinn	4,006,214,876	3%
spectrumecons	1,901,791,223,441	30%
ew-and-patterns	570,877,489	10%
jaraumoses	7,686,724,685	50%
ruth-girl	245,201,650,548	50%
gniksivart	56,898,895,309	10%
runicar	3,772,794,088	50%
giosou	20,819,787,327	90%
nikoleondas	21,852,983,449	60%
davedickeyyall	338,910,682,251	100%
thauerbyi	2,543,519,765	13.5%
jeanlucsr	1,722,078,732	3%
tesaganewton	10,412,197,601	25%
pardeepkumar	1,551,014,307	50%
felander	20,874,228,231	5%
pele23	241,110,327,353	40%
niallon11	43,584,918,051	3%
yogacoach	1,071,369,159	5%
roleerob	5,831,789,495	0.65%
minloulou	496,555,413	7.5%
isnochys	6,029,820,702	3.4%
thetimetravelerz	3,056,316,863	7.5%
khaleelkazi	29,143,795,917	15%
vegoutt-travel	28,763,011,285	30%
caladan	1,639,488,147	14.85%
senorcoconut	1,847,446,011	3.75%
mytechtrail	2,763,910,235	2.62%
ocupation	4,977,904,950	50%
joannewong	667,482,091	7.5%
andyblack	20,412,248,290	100%
enjoyinglife	21,391,304,614	50%
purefood	1,307,080,707	15%
jlordc	51,456,398,445	50%
warpedpoetic	2,158,603,932	7.5%
unconditionalove	611,915,779	2.5%
anderssinho	9,868,485,568	100%
annabellenoelle	5,238,421,601	100%
elektr1ker	1,115,053,663	25%
samostically	2,421,896,383	15%
citimillz	6,217,111,296	100%
mindtrap	753,097,445	50%
russellstockley	2,870,547,518	2.62%
jglake	5,742,318,431	20%
organduo	5,668,503,661	15%
bestboom	972,607,009	5%
uyobong	71,967,214,607	100%
muratkbesiroglu	167,855,796,408	15%
obsesija	4,418,808,240	7.5%
silwanyx	986,560,007	15%
tsurmb	4,587,738,691	7.5%
getron	1,273,448,842	15%
break-out-trader	6,451,690,018	15%
meanbees	585,047,339	0.5%
panosdada	3,390,476,819	100%
zaxan	709,148,505	7.5%
cryptomaniacsgr	232,167,314,114	100%
pladozero	33,272,423,250	10%
nateaguila	236,924,983,428	8%
karamyog	465,360,766,529	100%
shortsegments	544,570,374	0.75%
gallerani	893,816,473	15%
ireenchew	6,297,672,348	10.5%
arrixion	23,345,749,539	100%
sbi7	55,383,109,382	38.88%
raiseup	67,750,116,888	15%
dlike	10,993,840,438	5%
steemaction	98,384,428,192	15%
adelair	12,289,308,763	100%
steempope	29,065,238	100%
newsposter	5,711,832,261	50%
followjohngalt	622,514,848	4.75%
cakemonster	2,193,897,218	2.5%
currentxchange	1,830,141,888	3%
samsemilia7	558,416,132	40%
anonsteve	9,984,342,226	15%
flyingbolt	1,090,522,343	15%
apokruphos	3,211,438,596	1%
goodcontentbot	1,022,699,303	15%
jlordz	969,208,851	50%
thelogicaldude	8,199,563,880	7.5%
edian	2,731,024,237	15%
thefalcons	23,214,467,526	100%
krunkypuram	3,264,961,651	100%
crazydaisy	561,924,270	100%
megavest	40,336,227,599	15%
shauner	2,612,542,315	7.5%
travelwritemoney	5,319,791,678	15%
belico	493,739,391	100%
edipascal	1,272,925,316	79%
triplea.bot	826,148,490	5%
tiffin	612,424,741	4.75%
steem.leo	3,398,759,337	5%
leo.voter	13,696,722,692,129	15%
leo.curator	557,574,495	12%
empoderat	1,043,405,031	7.5%
bala-leo	0	15%
babytarazkp	4,088,477,133	40%
asteroids	1,368,328,078	15%
agro-dron	1,536,599,219	15%
maddogmike	3,513,297,020	2.62%
pouchon.tribes	9,597,557,107	11.25%
emeka4	2,696,841,702	7.5%
ph1102.leo	797,490,119	100%
coinlogic.online	2,475,298,727	7.5%
chloem	2,023,122,016	15%
leotrail	535,103,059	15%
bilpcoinrecords	658,227,791	15%
bozz.sports	2,497,669,370	4%
sacrosanct	6,604,104,234	15%
ribary	1,737,019,089	2.5%
onestop	1,017,890,150	7.5%
mice-k	219,191,268	5%
brofund	1,952,430,438	3.25%
leofinance	35,313,062,281	15%
x9ed1732b	3,913,187,010	13.5%
captainhive	706,711,728,539	30%
dcityrewards	48,709,225,579	5%
holoferncro	4,434,363,661	10%
hivelist	5,475,270,739	2.62%
hivehustlers	15,219,726,344	5.25%
beehivetrader	896,606,832	7.5%
w-t-fi	1,763,004,720	100%
nikoleondas.leo	544,330,605	100%
adedayoolumide	1,700,385,861	7.5%
eddie-earner	700,412,998	7.5%
wrapped-leo	2,338,740,840	15%
officialhisha	896,566,366	3.75%
drax.leo	3,310,504,969	14%
torrey.leo	608,208,846	100%
reonarudo	1,042,008,670	7.5%
leo.tokens	1,198,546,301	15%
adamada.leo	803,160,303	100%
rondonshneezy	1,058,204,338	7.5%
cielitorojo	5,901,078,533	7.5%
ctpx	0	20%
solymi	6,571,190,218	4.5%
elongate	487,968,047	15%
amongus	538,012,601	15%
elgatoshawua	1,649,662,860	7.5%
brofi	322,682,255,894	3.25%
b-leo	2,488,470,761	15%
creodas	596,328,876	11.25%
leoball	874,962,465	15%
impurgent	669,667,995	40%
nfttunz	26,211,515,187	1.62%
awakening-along	8,833,836,957	100%
brume7	750,152,827	7.5%
hankanon	3,046,218,988	20%
steentijd	3,157,182,643	7.5%
bella76	552,018,767	7.5%
blrog	564,496,638,102	100%
solominer.leo	763,436,931	100%
bokica80	560,949,106	7.5%
panosdada.leo	496,916,068	100%
hive-life	8,218,691,573	100%
banzafahra	1,005,809,314	7.5%
cugel	4,185,553,656	7.5%
kushyzee	505,699,932	7.5%
njker	487,773,442	15%
scrubs24	2,009,743,638	11.25%
trasto	814,542,835	7.5%
gejzep	8,151,256,214	7.5%
mcsherriff	2,727,424,104	14.85%
waivio.welcome	830,237,023	1.6%
waivio.com	566,667,295	1.6%
listnerds	89,707,806,532	20%
india-leo	631,139,504	15%
saboin.leo	94,797,131	19%
femcy-willcy	761,607,592	7.5%
grabapack	4,434,830,521	7.5%
venarisyndicate	6,665,828,734	7.5%
p-leo	2,120,874,627	15%
prosocialise	10,809,759,421	7.5%
khaltok	1,306,227,644	15%
xleo.voter	-39,673,000	-15%
p-hive	3,404,110,549	15%
giotists	2,181,890,071	50%
thoth442	488,947,706	7.5%
bnb-hive	296,209,929,894	15%
specific-leo	490,849,204	15%
leo.tasks	244,444,897	15%
neal.power	41,546,109,797	7.5%
cubdaily	2,539,236,514	15%
flavaw	5,757,420,625	100%

`author`	p1k4ppa10
`permlink`	re-filotasriza3-202321t223029494z
`category`	hive-167922
`json_metadata`	{"tags":["mancave","ctp","proofofbrain","gems","hive","neoxian","crypto","curie","leofinance"],"app":"ecency/3.0.30-vision","format":"markdown+html"}
`created`	2023-02-01 21:30:30
`last_update`	2023-02-01 21:30:30
`depth`	1
`children`	1
`last_payout`	2023-02-08 21:30:30
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	129
`author_reputation`	167,347,952,339,055
`root_title`	"HBD Rewards are Sweet! "
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	120,402,234
`net_rshares`	25,068,750,720
`author_curate_reward`	""