There are many people on the chain, who I have met along the way, that have that real need for turning their words into fiat. Although I also know that those in DIRE need have no access to the internet or Hive or clean drinking water for that matter. So that being said, I often just start with my local community and work out from there.. when it comes to help or donations. As far as those with less, but the intelligence to work their way around the blockchain, if they can find a balance (and not leach the system) then they are okay in my book. 

There’s no need for crap posts. No matter how bad off you are, if you’re on here and you have access to the Internet, then you should be able to put a little effort in to preserve the system. I don’t expect everyone has the ability to write 500+ word posts, but I do expect everyone has the ability to put some effort into even the smallest of posts.

Glad you were able to connect with someone who has good intentions and is looking to preserve what could potentially help them out of a hard situation in life. Bravo! You have always been a good source of advice.

I think you’d be happy with the garden, the library, and probably at least one gun. Lol. Never know when something unwanted is going to get into that garden.

Hi, there! It's interesting what you say. It's very likely that you know what country I'm from, and if not it's very easy to see it in my profile. Unfortunately, many people around here see Hive only as a means to get some extra income. It's not my case and since I started my goal has been to build my account, and all my liquid rewards were powered up for a long time. 

Now in the last few months, I have had a more similar approach to the user you mention. My priority is still to grow my account, and I have set myself goals in this regard, but real life sometimes has unexpected needs and for that, I have used some liquid rewards. But my position as far as possible is to reinvest and that way we all win at the end of the day, which is what it's all about, right?

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@coquicoin/re-galenkp-4oqskg)

That is very cool that you were involved in the process and worked through it with them. I still find it very cool to see the world at a different level, one that anonymity allows, of course in the good and bad ways.

I have never taken any hive out for my personal use. I have given some out from time to time, and I have really enjoyed watching Hive make a difference in lives. I also like watching people grow with hard work and using their Hive in ways that fit their needs.

I hadn't a real clue what Hive was when I joined - or perhaps the right words are, I had no vision of the potential it had. 

It is always good to seek advice from others who are doing well.  It is also nice when those that are doing well are willing to share their knowledge.  Nearly nobody minds helping others who are making an honest effort to learn and grow.

I have not taken any out yet, but my good fortune is that at this time in my life, I don't need too.

I can imagine that person will do well.  I hope they do.

I am literally using also my hive earnings in order to me to survive in this world. But not all I take the half are for funding my trading hobbies.. Although I am not earning for this hobby but I am learning on how to read a chart.. 

Hi brother what happened why I get your downvote??

This is an interesting post. The thought of "taking profits" also crossed my mind some time back and I also had a long thought about it because I wanted to do it in a sustainable manner, i.e. I still wanted to continue building my Hive account.

I also read a post on Hive, where one user had this 90%/10% rule, keep 90% and take out 10%. So that's one way.

In the end, I settled on just "taking profits" on the HBD interest so it would just be the 20% APR. This ensures that my principal Hive and HBD both remain untouched and will continue to grow. It wasn't any rocket science equation, I just feel that was something reasonable to "take out" to reward myself with coffee while I write posts in cafes. I guess you could say it's more symbolic for me, rather than needing the money for my daily needs, so my case is a fortunate one.

I don't have any issues for those people who wish to take all out actually. It's their choice. In fact, if their Hive earnings can make a positive impact in their lives, it is a testament of how meaningful crypto/Hive as a platform is.

Everyone has their needs, ways and plans, I've seen a lot of people take out their HP and put into exchanges for day to day trading, they did make some good gains too. Some may have even cashed out, for their needs, bills or whatever, but who knows what they have planned for the long run. 

But I would say it's good to have a decent amount of HP staked, because I see a future for Hive, a future where the price of Hive will hold more stability and reach higher highs. For example, even last year and the year before Hive held well around the $10 cent range, but this year it's holding on to the 40/50 cent range like it means it, wants it. And next year or on the next bull and bear run I see it holding up higher. 

Hive is quite a hidden gem and a lot of people underestimate it, and that's a mistake. The problem is that most of these people and users are thinking short-term, instead of seeing the long-term benefits. 

Have has a lot of different users on the platform. There are some people who joined hive simply to earn. There are some people who have joined hive because they didn't want to be sitting around. 

To be sincere I joined hive to earn, curate others and have a hobby outside my school life. I would be lying if I said I won’t take out hive earning for my personal needs. Currently am not working and I will need to get something out to buy data to be able to interact here. 

Am an active crypto trader too so from time to time I will power up some of the gains I make from trading. I trade futures mostly so I might end up loosing it all😂. 

All in all. It would be selfish of anyone to just cashout and not try to build their hive power to curate others. I am a big fan of power ups and I’ve never cashed out any give “yet”. The hive power i have were bought and transferred in to power up to facilitate my interactions here. 

If I do start earning am sure for the first few months all of it will be dedicated to building my hive power. 

Yeah, I don't self-vote, but then my vote is not significant. I can imagine it must be quite tempting for larger accounts not to self-vote. It can only be an "ethical" decision, as one is free to do so. However, I agree with you... protecting the opportunity is paramount.

The only time I ever voted for myself was in the early days on Hive. I was just learning the buttons. 😅 I also haven't withdrawn a penny from here so far. I don't see the point in withdrawing $100 when you can make a few more cents on top every day until that lump is enough to live on or retire... But by the way, the 50/50 option is pretty good for those who need to eat. Let him be better off eating and creating great content here and growing at the same time, than starving and going away after a year. And in a year he himself will understand how much more you can get from Hive than a few tens or hundreds of dollars...

It’s an interesting conversation— cash out or cash in. I’ve been one to cash out, as the situation requires, as I explore blockchain and use cryptocurrency in my life. Admittedly, my biggest struggle is consistency which, in part, HIVE and STEEM prior, has taught me with a soft touch. 

Now, I’d be giving a token too much credit, when it’s people within that network that deliver so much value, but I’m grateful a token can unite that community— to make it all happen. 

I realize again and again, the brilliance lies within simplicity— my process, my photography, my writing. 50-50’s a decent split. Whatever the choice is, keep it simple. 

Buy HIVE with HBD when it’s lower than, with 80% of my HBD balance, save 20% in savings. Split my paycheck 50/30/20 for bills/emergency/savings. 

Do what ya gotta in order to ‘escape’. 

Hi, @galenkp thanks for the open discuss this topic.
 
Might be I am one of the people you mentioned, sometimes I did shit-post, and sometimes I did post something with all my heart, with all my writing skills and hope my reader gets new insight, of course, both of them are with purpose.

Before I found Hive, I am a blogger. Being born as a newcomer is hard in that blog, so someday I decided not to continue my blog. It's nice I found out about Hive cause I still can blog and share. For me, Hive thought me how to become a blogger differently. Also, Hive is support newcomers. It doesn't always have to be informative, but with a simple sentence like 'I am happy to be here, somewhere, and what the other simply word'. By the time I passed Hive, I turn from users with the money-purpose to users who like to share everything, cause there is no guarantee of being curation, right? After my long hiatus, I decided to keep blogging whatever will happen with my post cause it's hard to be consistent.  Hive for me likes personal storage now. 

According to me, I don't mean to the objection you, It's fine if someone has money oriented as long as they are honest. Cause we even didn't know they're actually financial. Who knows before knowing Hive, they are jobless, and Hive made them has new hope for life. I believe the whales has their self consider to curation and I trust that they would be fair for users with shit post and low-effort post.

Thank you Galen, you make me write long hehehe...

I have definitely withdrawn Hive for real world purposes. I think that is one of the strengths of the blockchain and it's utilities. I am fond of utilitarian coins.

What is interesting about Hive - and other blockchains - to me is that they have absolutely no value other than the value that the people who use it provide it. Hive has value because we, the users, say it has value. It's a strange thing.