![Krel_Backstabba_market_crash_abstract_8ebeb5ad-bab5-4d97-b667-5ec9b0100a71.png](https://files.peakd.com/file/peakd-hive/greenmask9/AK55DbpkDeM2hjXPDDdAv3Uhp8ybiRzqvwhtSf6yYupu6pDkZz4sZ6SMgtoK3tG.png)

<table>
  <tr>
    <td>English</td>
    <td>Česky</td>
  </tr>
  <tr>
    <td> You know how it is with media. They blow things out of proportion just to attract more clicks. So I checked less passionate and a more accuracy-focused source. In this case, Wikipedia gets the job done.</td>
    <td>Z médií je občas náročné porozumět významu toho, co se děje. Mnohdy píší o naprostých banálnostech a udělají z toho senzaci. Tak jsem si našel Wikipedii</td>
  </tr>
</table>


![image.png](https://files.peakd.com/file/peakd-hive/greenmask9/AJpiWGqu89dNg1c5cE61bQQXQQcK85WYUoh7EnjmmUXpDyoxeo9Dw1RiptptLsh.png)


<table>
<thead>
<tr>
<th>Bank</th>
<th>City</th>
<th>State</th>
<th>Year</th>
<th>Assets at time of failure (nominal)</th>
<th>Assets at time of failure (inflation-adjusted, 2021)</th>
</tr>
</thead>
<tbody>
<tr>
<th scope="row">Washington Mutual</th>
<td>Seattle</td>
<td>Washington</td>
<td>2008</td>
<td>$307 billion</td>
<td>$386 billion</td>
</tr>
<tr>
<th scope="row">Silicon Valley Bank</th>
<td>Santa Clara</td>
<td>California</td>
<td>2023</td>
<td>$209 billion</td>
<td>$209 billion</td>
</tr>
<tr>
<th scope="row">Signature Bank</th>
<td>New York</td>
<td>New York</td>
<td>2023</td>
<td>$118 billion</td>
<td>$118 billion</td>
</tr>
<tr>
<th scope="row">Continental Illinois National Bank and Trust</th>
<td>Chicago</td>
<td>Illinois</td>
<td>1984</td>
<td>$40.0 billion</td>
<td>$104 billion</td>
</tr>
<tr>
<th scope="row">First Republic Bank Corporation</th>
<td>Dallas</td>
<td>Texas</td>
<td>1988</td>
<td>$32.5 billion</td>
<td>$74 billion</td>
</tr>
</tbody>
</table>

Source (zdroj): https://en.wikipedia.org/wiki/List_of_largest_U.S._bank_failures

![image.png](https://files.peakd.com/file/peakd-hive/greenmask9/AKZnDcsUNg118hpSuHdSbgY7NzA97ZYzotAvwMMQv6RmjtU7RjJNEpaxL3HHwjW.png)

<table>
  <tr>
    <td>English</td>
    <td>Česky</td>
  </tr>
  <tr>
    <td> It is evident that this is really no small deal, although the ever-calming Jerome Powell tells us not to panic. Do you remember the last time FED officials were telling folks not to panic? Oh yeah, they do every time it is the exact time to panic. <br><br> The problem with Silicon Valley Bank was that they had too much money. Normally, the bank makes money by lending it out. But Silicon Valley was focused on people and businesses from venture capital who had more than enough money and had no interest in loans lately. So SVB invested heavily in long-term bonds which didn't perform particularly well. After they published some losses, the clients started coming to withdraw their money. <br><br> So it was time to give all the management sizable bonuses for good performance -- and close the bank for good. Most people will not see their money, insurance is only up to $250,000. But this was not a bank for people who would only have that.</td>
    <td>Z tabulky vyplývá, že se o nafouknutou maličkost rozhodně nedělá. Otázkou je, zda pád Sillicon Valley způsobí řetězovou reakci.<br><br> Sillicon Valley Bank se zaměřovala an bohaté podnikatele a investor. Tento segment populace ale v poslední době nepotřeboval žádné půjčky, a tak Sillicon Valley začala aktivně investovat do dlouhodobých dluhopisů. Způsobila si ale nemalé ztráty, a tak klienti přichází zpět a chtějí si vybrat peníze... <br><br> A tak přišel čas rozdělit manažerům spravedlivé odměny za dobrý výkon -- a zavřít krám. Většina klientů své peníze ztratí. Pojištění mají jenom do výše 5,5 milionů korun a klienti SVB byli často o něco bohatší...</td>
  </tr>
</table>

![image.png](https://files.peakd.com/file/peakd-hive/greenmask9/AKDfatVtFZmkfgdjto28RFAiZSV37Yw13bFoifmhTZgVjFf2aWq38MeP4V93oy2.png)