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Ever wondered what happens after a foreclosure? by hammockhouse

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· @hammockhouse ·
$177.31
Ever wondered what happens after a foreclosure?
### As you might be aware, the housing market has been kinda shaky over the past couple of years. 
This has led to a few responsible homeowners losing their homes due to foreclosure. 
*This might be an understatement.*
![92133750.jpg](https://steemitimages.com/DQmPYA5NUSEkmAPTrUFJpHZcsqQdX9y2ewEkVePhpY1T885/92133750.jpg)

Well, have you ever thought about what happens after a home has been foreclosed on? Probably not, unless it's happened to you or someone you know. Well, the first thing that happens is the family is evicted. Sometimes an eviction leads people to sometimes vacate their home with only suitcases leaving all the contents behind, in some cases even family heirlooms. And more often than you might expect, the former homeowners are so enraged that they're being evicted / foreclosed on that they go into a Hulk like rage and destroy their property.
![The-Incredible-Hulk-Wallpaper-Broken-Glass.jpg](https://steemitimages.com/DQmRHMzH4p75U7gKprdA9YmKxRCPuZ6t9F6iievE17p4D52/The-Incredible-Hulk-Wallpaper-Broken-Glass.jpg)
Now, you might be wondering how I know all this. Because our company is contracted to remove contents left behind, make needed repairs, and generally prepare the property for re-sell. Not exactly a glamorous job, but someone's gotta do it. 

### Some common services we provide are

#### Personal Belonging & Debris Removal
![IMG_4787 (640x480).jpg](https://steemitimages.com/DQmR6bbkKpDPY39XctmfPHTESbCRuyzQybg8hn4YefNWLK5/IMG_4787%20(640x480).jpg)
Yes, that is floor to ceiling.

![IMG_4791 (640x480).jpg](https://steemitimages.com/DQmQu6rkD7iy4siFJUHLQTBVLbsn8bvG52h5Mxfqtu78Fr7/IMG_4791%20(640x480).jpg)

![IMG_4796 (640x480).jpg](https://steemitimages.com/DQmUTNV5RRw5ZdgDEXHSiexjJPP8iEHH9zBuotaMnp4coMa/IMG_4796%20(640x480).jpg)
Before

![IMG_5333.JPG](https://steemitimages.com/DQmXLUbc48j4xbWZDZmHA9X9jW66EAmqhWRd1jWcpc66GvW/IMG_5333.JPG)
After, not a huge improvement.

![IMG_5369.JPG](https://steemitimages.com/DQmdwdjrNSyzs9CCUtMxKBMYobg5d7uRnBgje3VCjBYEe8e/IMG_5369.JPG)
You don't want to know what was in this freezer...Neither did we, it stayed closed.

![IMG_5381 (640x480).jpg](https://steemitimages.com/DQmXeWaWKmipLmud2CEy1gfa72s4yndWN8KDRbkodbsSPB3/IMG_5381%20(640x480).jpg)

![IMG_4608.JPG](https://steemitimages.com/DQmPyLTbAShx8gLKM6gqTNvE5payMZRUHjBSgYuZeJSELxT/IMG_4608.JPG)
This is exactly how we discovered it. 

#### Landscape & Curb Appeal 

![IMG_8473.JPG](https://steemitimages.com/DQmXWxjJhZJJbnnzUucWdgW8zKSL5uaCfnVoygzjbyfDwtg/IMG_8473.JPG)

![IMG_8497.JPG](https://steemitimages.com/DQmZzYh5h6fA8RcYHsa38nzuA7kLiNYJ3BuJs99W7d9fjr9/IMG_8497.JPG)

![IMG_8502.JPG](https://steemitimages.com/DQmTBvXowq3okFuDYmGFSB3RUr7nXytPet19eS5rthDhEAw/IMG_8502.JPG)

![IMG_8503.JPG](https://steemitimages.com/DQmUysAXsEnNeAMWG3jgV2QL8FVEv1rcPfQKxGp2NtwrmGs/IMG_8503.JPG)
He thought he was being funny with this one...

![IMG_8556.JPG](https://steemitimages.com/DQmTkq5XWUqoMJBV361YuEQjgJupj9zHVcWe9DbBUFYcwxP/IMG_8556.JPG)

#### Raccoon Removal

![IMG_5717 (640x480).jpg](https://steemitimages.com/DQmav9oWqfw5WostG95hA3Hhg51dJ29q4FxpB7UEBaXy2Nc/IMG_5717%20(640x480).jpg)

![IMG_5718 (640x480).jpg](https://steemitimages.com/DQmRUeeRHs4LmMAJjVN1ggbFZcuTjXSKy2KZLKiNT7X9UcE/IMG_5718%20(640x480).jpg)
No caption required...I can't help it, have you heard of Vidor, TX?

#### Maid Cleans

![IMG_4093.JPG](https://steemitimages.com/DQmUQHwSvgFuDvLtdLBmYXQXkPpN6yqkjVSVBQAkqEwdv8E/IMG_4093.JPG)

![IMG_4094.JPG](https://steemitimages.com/DQmbr5qhsVDFUhYHSva5NARTjkRwuzumv3BLMvmxx8X5yRw/IMG_4094.JPG)

![IMG_6909.JPG](https://steemitimages.com/DQmbBpkZQQQRnHpSKDx1ShL3DZTaXUDYU6codQpmgzjryHY/IMG_6909.JPG)

![IMG_9512.JPG](https://steemitimages.com/DQmeG1HbUjBxQpwz7zBV1HhRU48NpufnM41uzn1k8fdV31W/IMG_9512.JPG)

#### Re-Keys & Secures

![dead1-a.JPG](https://steemitimages.com/DQmSTu5KYvMrE9Pyn2pZuPSgEnCRESDVye9h1noeYmCf7vn/dead1-a.JPG)

On a side note, this job can become incredibly depressing at times. We've literally found heirloom photos and letters home from WWII veterans, baby clothes that were kept as keepsakes, and countless antiques and collectibles. The majority of the time things like this are left in homes, because the home was refinanced by an elderly owner who then passed away. We've been told by neighbors that the owner's adult children came and β€œgot what they wanted” out of the house, leaving behind countless memories. 

## And now to bring the mood back up again...Here's an adorable pic of a Corgi race in action!
![slide_411514_5186072_free.jpg](https://steemitimages.com/DQmfAzRtRGxEsabHn9S46YuaGMfun6WEsht1aMT3Gf8brGv/slide_411514_5186072_free.jpg)

This was just a teaser...Stay Tuned for more in depth posts of some of our projects, including the one we're currently working on!

@HammockHouse
πŸ‘  , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , and 86 others
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vote details (150)
@agcrypt ·
So, is this a business that you started yourself, or are you working for an established company?
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@hammockhouse ·
This is our company. We subcontract for "property mills" who work directly for the banks (or lending institution) that owns the properties.
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@agcrypt ·
Ah, ok.  Thanks.  I'm intrigued.
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@deyashalash ·
Is that true if the owner of a foreclosure house have kids can't be evicted by law ?
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@hammockhouse ·
Unfortunately this is not true.  The majority of the time the occupants are out by their eviction date.
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@deyashalash ·
Wow interesting I got another question when the bank re-list an foreclosure property which one is better to approach them directly or use a realtor
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@frugallady ·
Interesting job. Are you able to sell some of the items you salvage or is it all going to a dump somewhere?
πŸ‘  
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vote details (1)
@hammockhouse ·
When we first started out we did for extra income. It got to be very time consuming though. Now for larger jobs we often advertise to the community/neighborhood to come and pick through and get what they want. This actually helps the neighbors and leaves less that we have to remove. We donate everything we can to local charities, and only sell items of high value.
πŸ‘  ,
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vote details (2)
@frugallady ·
That sounds like a good solution all around. I agree with @yoginiofoz that it would be awful for all those things to go to the dump.
πŸ‘  
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vote details (1)
@yoginiofoz ·
That's good to hear. I would hate to have to throw away items that still have some value to them. Great work!
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@geekgirl ·
I submitted your post to @curie yesterday. So happy to see they accepted it. Just incredible. Thanks for original and quality post. Keep on Steeming.
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@hammockhouse · (edited)
Thank you for the feedback. Im thankful that people like my post "style"!
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@goatgarden ·
We bought our house after it was foreclosed. It needed some work and cleaning but no personal items were left and it wasnt destroyed. I talked them down 20k from the asking price. It worked well in my favor! 
You have an interesting business, for sure. I'll bet you see some craziness!
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@hammockhouse ·
The majority of the time, personals are removed during the eviction. Yea you can definitely get great deals right now. These pics are kinda on the extreme side of what we typically see, but it makes for good posts.
properties (22)
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@goatgarden ·
It was a good post! But that freezer...
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@smith.hammer ·
$0.04
I wanna know what was in that freezer...
πŸ‘  , , ,
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vote details (4)
@hammockhouse ·
Haha, well we did have to open it briefly to make a report for our client before bidding for Haz Mat / medical waste removal. What was seen and smelled was a freezer full of butcher paper wrapped meat. Most likely deer meat, but I'll let you make your own assumptions.
πŸ‘  ,
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vote details (2)
@raincountry ·
Is it wrong that I chuckled at this comment? haha
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@xtrodinarypilot ·
One upvote shows you what's in the freezer
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@hammockhouse ·
Haha thanks @extrodinarypilot
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@steemitboard ·
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@teamhumble ·
you made me think of this - https://www.youtube.com/watch?v=vgqG3ITMv1Q
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@hammockhouse ·
Yes, exactly, love this movie!
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@theblindsquirl ·
@hammockhouse you'd be amazed at the number of people who don't bother to find out their rights when a home is foreclosed. While laws vary from state to state, I know that in Michigan, homeowners have a redemption period where they are allowed to continue living in the house for a certain period so they can make an effort to come current on their mortgage.

In most cases, that's not an option but it does allow people to start saving money for their relocation, sometimes for up to 6 months, depending on the laws of their state.

It's been 5 years since we went through it but at the time, there was a "cash for keys" incentive where the mortgage companies would actually pay a bonus for the people being foreclosed on if they didn't trash the house and did their best to maintain the value of the property.
πŸ‘  
properties (23)
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vote details (1)
@hammockhouse ·
After the big crash (' 07 / '08), many banjs changed their policies: longer redemption times, re-fi at a higher rate (makes no sense), and ... cash-for-keys. One of the best tools out there to protect the house from The Rage.
πŸ‘  
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vote details (1)
@theblindsquirl ·
We opted for a few more weeks possession rather than cash for keys, but we still left the house in as good a condition as possible.
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@weetreebonsai ·
Sharing to show the other side of a foreclosure ! Upvoted for good content...
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@hammockhouse ·
Thank You!
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