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If you care about your finances and want to manage it well, then choosing a right bank is very important decision that you should make at any cost. The good or bad bank can make or break your finances so choose it carefully. 

_Here I would like to mention some important points that I myself considered when I select a bank to put my income inside a bank account._

![credit-card-g536ee370c_1920.jpg](https://images.hive.blog/DQmVfepbFhCEggFyVkj2rwYrLxGNauCiL53bW7BgDTsrzSK/credit-card-g536ee370c_1920.jpg)
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### FEES
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There are some visible fees that is being deducted from you bank account on ATM usages, banking services, and checking accounts. Make sure to compare these fees with other banks too so you can figure it out which is best suits you and affordable at your pocket. Obviously, incoming changes into fees comes later along the way. So worry about the current fee they charge you for using their services such as logging into banking apps, withdrawal amount from ATM etc. 

### CUSTOMER SERVICES
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Always, always look for the good customer services provided by the bank that how can easily you reach to them and how are the clear communication channels there for you to answer your queries regarding bank account. You should read reviews before choosing the right bank about their customer services. For this, you can ask for recommendations from your family or friends about their customer services if they ever used them. They can guide you in a better way and will become easy to consider the right bank. 

### SECURITY
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Security is the main concern when choosing the right bank because you will only be satisfied if your funds are at the safest place. Their security should be enough to tackle cyberattacks or fraud if ever happened. There are some major security features that you should consider such as encryption and two-factor authentication. They should provide at least two-factor authentication. Consider it must.

### MOBILE BANKING
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Nowadays, mobile banking is way much popular than earlier so consider that how much user-friendly their website or app for online banking. Do check their mobile banking services carefully so you can save your a lot of time to make hassle free transactions. Some banking apps are worst to use and lacking of many important features so consider this fact especially. 

### CONVENIENCE 
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Considering the bank location that where it is located and how easily you can go there for your important banking matters regarding your account. Is it at your nearest possible destination? Can you reach them easily if you ever wanted to deposit or withdraw cash? Are there operating hours sufficient to meet your needs? 

### INTEREST RATE
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You should consider this point too if you are planning to get higher interest rates on your amount in the account. There are many banks who only offers reward points for using their credit cards and some give you higher rates on your substantial balance. According to your preferences, do some research and compare all the banks that who can fits in your needs.

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*In final thoughts, choosing the right bank can only be possible if you compare various available options at nearest your place. So research all of the banks and consider your preferences and financial needs when choosing a bank. Good luck in finding the best bank that fits in your lifestyle.* 


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