![money2724241_640.jpg](https://files.peakd.com/file/peakd-hive/invest4free/p5twSx7D-money-2724241_640.jpg)

With this account I want to show that it is possible to build an online business/investment portfolio without any fiat money invested at the start.

In 2022 I want to keep growing, using what I have learned in the past years. By setting goals I also want to prevent myself from spreading myself too thin or focusing on inferior goals. 

These are my goals:

- 1500 Hive power. With the higher prices, this might be a challenge, but I would like to keep building my Hive power. With all things going on up here, hive has to go up. 

- 1000 Leo power. The leofinance team are rolling out awesome updates constantly. I want to support that and take part in it.
Goal reached! 

Passive investment tokens:
- 50 BRO (you just can’t go wrong with bro)
- 100 Index
- 10 Cartel 
- 100 HBD in savings
- 500 SPS

Currently my holdings are:
- Hive Power: 1114
- LEO: goal reached!
- BRO: 42
- Index: 61
- Cartel: 4,61
- HBD: 90
- SPS: 442


My Big Hairy Audacious Goal:
- Road to dolphin (5000 Hive Power): 22,28%

Growth needed to reach goal:
- Hive Power: 25,73
- Leo stake: goal reached!
- Bro: 0,53
- Index: 2,60
- Cartel: 0,36
- HBD: 0,67
- SPS: 3,87

With risingstar I unlocked the band members, so I’m back to the better paying missions until I’ve reached level 100.

I believe that 2022 will be the year where play-to-earn games on the blockchain really take off. Even when you only play the hive games, then still it is going to be more than a full-time job to try and benefit from all of the opportunities there are. As I don’t have that time, I instead invest in the Cartel token by @oneup-cartel. The Cartel token is both an investment token and a dividends token, although dividends won’t start the first 3-6 month’s.  

I have added Index to my dividends token goals, as I see that they are set up to benefit a lot from the growth in splinterlands and the upcoming expansions to that game. As one of the biggest holders of DEC, they get loads of SPS and Vouchers. I believe this will continue to expand. 

My own splinterlands investment has gone down big time, so it will take some time before that gets back to the amount I invested. Reaching $100 worth of splinterlands assets is quite difficult with prices dropping. So I decided to change this goal to 500 SPS staked in the game. I believe long term it is going to be good to have some of this governance token staked. 

Meanwhile I am renting out cards using splex.gg. That way I don’t have to adjust prices to get optimal results. Instead it is their algorithm that takes care of that. I just pay daily a percentage of the profit they generate for me. Check it out for yourself at [splex.gg](https://splex.gg/?ref=d02cn6k5m8mmrzxz)

I am using 50% of my CTP rewards to fund my other goals. The remaining 50% will be powered up to keep increasing my CTP stake.

Now that I reached my Leo goal I will also start selling 50% of those to fund my other goals. 

I am stacking HBD in savings for the 12% interest, which is a great hedge against the bear market and also a good way to take ‘profits’ when we would still see a bull run in 2022. 

I believe 2022 will be a massive year for hive with all the development that is taking place, so I will continue to build my investment portfolio. 

I hope sharing my goals and thoughts about them is helpful to you.

Thank you for the support guys, you make all the difference. Let’s grow together!