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(IJCH) Stellar - The Yin to Ripple's Yang (or How both XLM and XRP continue to prosper) by jaichai

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cryptocurrency · @jaichai · (edited)
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(IJCH) Stellar - The Yin to Ripple's Yang (or How both XLM and XRP continue to prosper)
# <center>(IJCH) Stellar - The Yin to Ripple's Yang (or How both XLM and XRP continue to prosper)</center>
# 
<center>![](https://cdn4.vectorstock.com/i/1000x1000/41/53/hands-holding-yin-yang-symbol-vector-1264153.jpg)</center><center>[Source](https://cdn4.vectorstock.com/i/1000x1000/41/53/hands-holding-yin-yang-symbol-vector-1264153.jpg)</center>
# 
# <center>***IJCH - Inside JaiChai's Head (Meaning: My Warped, Personal Opinions and Musings)***</center>
##### 
# 
<center>![](https://investorplace.com/wp-content/uploads/2018/06/aimsn-compressed.jpg)</center><center>[Source](https://investorplace.com/wp-content/uploads/2018/06/aimsn-compressed.jpg)</center>
# 
***From the Author:***

***Salutations.***

***I am JaiChai.***

***And if I haven't had the pleasure of meeting you before, I'm delighted to make your acquaintance now.***
# 
<center>![](https://robinson.gsu.edu/files/2017/06/featured-handshake.jpg) </center><center>[Source](https://robinson.gsu.edu/files/2017/06/featured-handshake.jpg)</center>
# 

***I invite you to interact with everyone, learn, and have as much fun as possible!***

***For my returning online friends, "It's always great to see you again!"***
# 
<center>![](http://crypt.la/wp-content/uploads/2014/08/stellar-vs-ripple1.png)</center><center>[Source](http://crypt.la/wp-content/uploads/2014/08/stellar-vs-ripple1.png)</center>
# 
During the last crypto dump, Stellar Lumens and Ripple XRP managed to stay in the green among a sea of red.
# 
<center>![](https://c.slashgear.com/wp-content/uploads/2018/01/stellar.jpg)</center><center>[Source](https://c.slashgear.com/wp-content/uploads/2018/01/stellar.jpg)</center>
# 
Why?

IMHO, their value is based more on fundamental capabilities vice speculation.

I have supported Stellar and Ripple and owned XLM and XRP for many years.

Here's a few of my past articles about them:

# 
<center>"(IJCH) Stellar - From Ripple Fork To Ripple Contender (The State Of Cryptocurrency Report)"</center>
# 
<center>![](https://steemitimages.com/DQmaQgeUn4cGmXD293v3eYvzy28Drj6BW83bdKzW5XYF5hs/unnamed%20(4).jpg)</center><center>[Source](https://steemitimages.com/DQmaQgeUn4cGmXD293v3eYvzy28Drj6BW83bdKzW5XYF5hs/unnamed%20(4).jpg)</center>
# 
Article Link:

https://steemit.com/cryptocurrency/@jaichai/ijch-stellar-from-ripple-fork-to-ripple-contender-the-state-of-cryptocurrency-report
# 
<center>"Musings from an Ex-Moderator of the now defunct XRPTalk Forum"</center>
# 
<center>![](https://steemitimages.com/DQmUbcqnriLss2fthppXyfxQwmB5qBp6Z6xM8EXU5c8r575/Ripple_logo.svg-800x230.png)</center><center>[Source](https://steemitimages.com/DQmUbcqnriLss2fthppXyfxQwmB5qBp6Z6xM8EXU5c8r575/Ripple_logo.svg-800x230.png)</center>
# 
Article Link:

https://steemit.com/cryptocurrency/@jaichai/musings-from-an-ex-moderator-of-the-now-defunct-xrptalk-forum
# 

<center>"Breaking: (IJCH) - IBM's First Crypto/Blockchain Venture. Partner? Ripple? Nope. Guess Who? Stellar!"</center>
# 
<center>![](https://steemitimages.com/DQmcqfe9DFzTMUfvF8UVZ8cig1BMAj6YPrUKRgxDJ3Akv1J/IBM-banner-800x320.jpg)</center><center>[Source](https://steemitimages.com/DQmcqfe9DFzTMUfvF8UVZ8cig1BMAj6YPrUKRgxDJ3Akv1J/IBM-banner-800x320.jpg)</center>
# 
Article Link:

https://steemit.com/cryptocurrency/@jaichai/breaking-ijch-ibm-s-first-crypto-blockchain-venture-partner-ripple-nope-guess-who-stellar
# 
# <center>Stellar - The Yin to Ripple's Yang (or How both XLM and XRP continue to prosper)</center>
# 
<center>![](https://upload.wikimedia.org/wikipedia/commons/thumb/1/17/Yin_yang.svg/260px-Yin_yang.svg.png)</center><center>[Source](https://upload.wikimedia.org/wikipedia/commons/thumb/1/17/Yin_yang.svg/260px-Yin_yang.svg.png)</center>
# 
Unlike Ripple's stranglehold on its protocols, Stellar is completely open-source and decentralized.
# 
<center>![](https://ripplecoinnews.com/wp-content/uploads/2018/09/ripple-vs-stellar.png)</center><center>[Source](https://ripplecoinnews.com/wp-content/uploads/2018/09/ripple-vs-stellar.png)</center>
# 
But given their use cases, this is understandable.

Ripple deals with legacy banking systems; while Stellar partners with communities around the world.
# 
<center>![](https://steemitimages.com/DQmXRbNENQNkehxuskcWJFq1nPxYiDZT5HV4gNjsi8RBbp4/Screen%20Shot%202017-06-30%20at%201.45.08%20AM.png)</center><center>[Source](https://steemitimages.com/DQmXRbNENQNkehxuskcWJFq1nPxYiDZT5HV4gNjsi8RBbp4/Screen%20Shot%202017-06-30%20at%201.45.08%20AM.png)</center>
# 
Stellar’s supporting organization (Stellar.org) is the only centralized entity in the entire Stellar ecosystem.

Its blend of centralized and decentralized worlds is a far cry from Ripple's and the banking world's obsession with privacy and protection.

Both Stellar and Ripple have enjoyed steady growth from the beginning.
# 
<center>![](https://images.cointelegraph.com/images/740_Ly9jb2ludGVsZWdyYXBoLmNvbS9zdG9yYWdlL3VwbG9hZHMvdmlldy80ZmM3YjMwZDY5NWYxNDMxNjdlMWExMWM2ZDAzMWU1NS5wbmc=.png) </center><center>[Source](https://images.cointelegraph.com/images/740_Ly9jb2ludGVsZWdyYXBoLmNvbS9zdG9yYWdlL3VwbG9hZHMvdmlldy80ZmM3YjMwZDY5NWYxNDMxNjdlMWExMWM2ZDAzMWU1NS5wbmc=.png)</center>
# 
In fact, both have skyrocketed into the Top Ten of cryptos in record time (with Stellar hitting a "1 Million User" milestone last month).

They both performed super fast transactions (3-5 seconds) way before CREDITS, Hashgraph, Bytecoin, IOTA, etc.

They also offer cross-asset (crypto to fiat) transfer of value across borders; with Ripple concentrating of financial institutions and Stellar focusing on emerging markets.
# 
<center>![](https://i1.wp.com/smartereum.com/wp-content/uploads/2018/01/Ripple-announces-payment-firms-IDT-and-MercuryFX-to-use-XRP.png?resize=696%2C445&ssl=1)</center><center>[Source](https://i1.wp.com/smartereum.com/wp-content/uploads/2018/01/Ripple-announces-payment-firms-IDT-and-MercuryFX-to-use-XRP.png?resize=696%2C445&ssl=1)</center>
# 
Early on, they led the way to insanely low processing fees.

They both have some big name partners.

Stellar with IBM and Stripe.
# 
<center>![](https://www.bitdegree.org/tutorials/wp-content/uploads/2018/05/stellar-vs-ripple-1.jpg)</center><center>[Source](https://www.bitdegree.org/tutorials/wp-content/uploads/2018/05/stellar-vs-ripple-1.jpg)</center>
# 
Ripple with Microsoft and Google.
# 
<center>![](https://i.ytimg.com/vi/MtxwshdDVbk/maxresdefault.jpg)</center><center>[Source](https://i.ytimg.com/vi/MtxwshdDVbk/maxresdefault.jpg)</center>
# 
Lastly, Stellar has proven to be a low cost, secure and stable smart contract platform and Ripple continues to build enterprise interoperability with more and more major financial institutions.

IMHO, with all their pluses, they have a bright future ahead and should be part of every crypto portfolio.
# 
<center>![](https://i.ytimg.com/vi/aTxdh-lEUz4/maxresdefault.jpg)</center><center>[Source](https://i.ytimg.com/vi/aTxdh-lEUz4/maxresdefault.jpg)</center>
# 
Don't forget...
# 
<center>![](https://steemitimages.com/0x0/https://steemitimages.com/DQmQ1R7KaiViaVod8uQQLM74aP6RnCft4KZf849L8jUph9Q/h9.jpg)</center><center>[Source](https://steemitimages.com/0x0/https://steemitimages.com/DQmQ1R7KaiViaVod8uQQLM74aP6RnCft4KZf849L8jUph9Q/h9.jpg)</center>
# 
## <center>**By JaiChai**</center>
##### 
## <center>**Mighty Kind of You for stopping by.**</center>
# 
## <center>**Truly hope to see you again!**</center>
##### 
<center>![](https://steemitimages.com/DQmZ653us9mMijDZsN7zev3M8MzGhByinRhidv3eGspiXmA/600800.jpg) </center><center>[Source](https://steemitimages.com/DQmZ653us9mMijDZsN7zev3M8MzGhByinRhidv3eGspiXmA/600800.jpg)</center>
##### 
# 
About the Author

Believing that school was too boring, he dropped out of High School early; only to earn an AA, BS and MBA in less than 4 years much later in life – while working full-time as a Navy/Marine Corps Medic.

In spite of a fear of heights and deep water, he performed high altitude, free-fall parachute jumps and hazardous diving ops in deep, open ocean water.
# 
<center>![AM490.jpg](https://cdn.steemitimages.com/DQmXE1WLuW3iSgbiphtXeitgMddczppoHUiuVzE5gCTctik/AM490.jpg)</center>
# 
After 24 years of active duty, he retired in Asia.

Since then, he's been a full-time, single papa and actively pursuing his varied passions (Writing, Disruptive Technology, Computer Science and Cryptocurrency - plus more hobbies too boring or bizarre for most folk).

He lives on an island paradise with his teenage daughter, longtime girlfriend and three dogs.
#####
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<center> ***(More articles by JaiChai can be found on the Busy.org website. [Use this link to visit Busy.org](https://busy.org/i/@jaichai). Better yet, come join the Busy.org community!)***</center>
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<center>*"My mind was a terrible thing to waste..." - JaiChai*</center>
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vote details (1000)
@arcange · 
Congratulations @jaichai!
Your post was mentioned in the [Steemit Hit Parade](https://steemit.com/hit-parade/@arcange/daily-hit-parade-20180907) in the following category:

* Upvotes - Ranked 9 with 1314 upvotes
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@babyino ·
$0.13
Thanks for sharing mate
πŸ‘  ,
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vote details (2)
@coin.info · 
**Coins mentioned in post:**

Coin | | Price (USD) | πŸ“ˆ 24h | πŸ“‰ 7d
- | - | - | - | -
**BCN** | Bytecoin | 0.002$ | _0.12%_ | _-6.41%_
**CS** | Credits | 0.182$ | _17.64%_ | _5.8%_
**MIOTA** | IOTA | 0.573$ | _-2.29%_ | _-19.81%_
**XLM** | Stellar | 0.208$ | _2.22%_ | _-6.38%_
**XRP** | XRP | 0.295$ | _-2.23%_ | _-12.45%_
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@quantifiedself ·
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@lapb · 
Thanks for sharing @jaichai my friend. I will look into ripple to know more...
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@nice2us ·
$0.02
Nice analysis, I intend to buy some XRP at any price below $0.20.

You managed to stay fit at this age, kudos!
πŸ‘  ,
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vote details (2)
@jaichai · 
Thank you.

BTW, I am no choir boy - quite a few unhealthy habits. But I am lucky to have some "look younger than your age" genetics.

I wonder when their potency will run out? Lol!

https://steemitimages.com/0x0/https://steemitimages.com/DQmSgdhAuUbVE9gaGdY5ridsv8BfEJo1vuwPY2yPJj3GDFS/JC320%20black%20line%20frame.jpg

Thanks for replying.

May you and yours be well and love life today.

Namaste, JaiChai
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@thegoliath · 
Stellar has always been one of my top investment coins and one worth buying into. They are doing good work and look to be a great competitor for a higher price soon enough.
πŸ‘  
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