"Why you should not get advantage cards?" by japh

View this thread on: hive.blog | peakd.com | ecency.com

economy · @japh · Jun 19 '18

$0.67

"Why you should not get advantage cards?"

<div class='pull-left'>https://cdn.steemitimages.com/DQmSxR5UqnoHpBwMx2gExqQSwDayaBJfStY3Foia1Ah8k41/image.png</div>There are a lot of advantage cards that are available in convenience stores, supermarkets or malls these days. Advantage cards can be used to get discounts or some cheap items depending on the accumulated points in the card. These points depend on the amount of purchase that the holder of the card has made which is, of course, exclusive to the branches of the store or its affiliates (for malls). <p>
However, before you could avail these advantage cards, you must buy it, first. You might find it obviously logical. But have you ever asked yourself if you these advantage cards are really giving you an “advantage” or are these stores or malls taking advantage of you? Have you ever computed your savings since you started using an advantage card?
When you buy an advantage card, you need to go back to the store or mall to buy items from there, so you could accumulate points which can give you discounts or you can convert those points to other not-so-expensive items. <div class='pull-left'>https://cdn.steemitimages.com/DQmUCACY31R5dVMcyGiBYuZr5GdnriYzcJHvAxzyiL9DPBH/image.png<p>https://cdn.steemitimages.com/DQmb8ESZm9tvpG8MRXBSE9xA5qkBE3cfSBfxw2DBCqXW8WQ/image.png</div>
For example, for a minimum amount of $6 purchase, you will have a corresponding point. If 100 points are equal to a discount which is worth $0.5 on your next purchase. Then, you must spend $600 dollars to have a discount of $0.5. Most advantage cards cost around $1 which means you have to spend $1,200 before you can break-even on your investment of $1 for the advantage card. If you just casually go to a store to buy a food which cost around $10 every week which would be realistic. (Eating the same kind of food everyday is unbearable most of the time, even if it is your favorite food.) Thus, if you consistently eat there every week for a whole year, you should have spent around $520. (assuming 52 weeks per year). This is still not enough to break-even. Moreover, advantage cards have expiration dates. You might not even had gained anything back from your $1. And your advantage card just expired without being aware of the date of its expiration.<p><p>https://cdn.steemitimages.com/DQmXLeKHDZhk7whjCtxgGzXyYtvHX1YsE1AVmnQRLxRFhg2/image.png<p>
Then, why are advantage cards still a cliché? It is because most of us are attracted to discounts. When you hear about discounts, you think of saving money without scrutinizing it. Advantage cards are ways of some businesses to borrow an additional capital from the costumers indirectly, and these discounts are like annuities given to them as a payment in small amounts. It would cost them more if they borrow the capital from the bank which has a higher interest. <p>
Nevertheless, there might be some advantage cards that really give you an advantage like raffles or larger point equivalence. It is just up to you to do the math. <p><em>Have a good day!</em>
<hr><b>Image Source: <a href="https://www.pointchaser.com/free-manufactured-spending-how-to-eliminate-visa-gift-card-fees/">1</a>,<a href="https://intu.co.uk/merryhill">2</a>,<a href="https://www.smsupermalls.com/post/enjoy-perks-freebies-with-sm-advantage-cards-follow-the-yellow-dot">3</a>,<a href="https://www.duffystavernami.com/html?view=html">4</a></b>

👍 surpassinggoogle, bayanihan, arcange, dick.sledge, marketstack, lionindayard, erangvee, dianargenti, japh, themanualbot, minjun1, deejee, raphaelle, marlon82, sunnylife, drawing-steem, orhem, moksamol, lola-carola, ayahlicious, julsmlz, southparkqueen, nikkabomb, sissyjill, bearkid, sunnyali, johnrel, wandersells, dynamicshine
👎 superfipo, botmaxu745, steempolki, crackboom, geradunlo

`author`	japh
`permlink`	why-you-should-not-get-advantage-cards
`category`	economy
`json_metadata`	{"tags":["economy","business","money","philippines","cebu"],"image":["https://cdn.steemitimages.com/DQmSxR5UqnoHpBwMx2gExqQSwDayaBJfStY3Foia1Ah8k41/image.png","https://cdn.steemitimages.com/DQmUCACY31R5dVMcyGiBYuZr5GdnriYzcJHvAxzyiL9DPBH/image.png","https://cdn.steemitimages.com/DQmb8ESZm9tvpG8MRXBSE9xA5qkBE3cfSBfxw2DBCqXW8WQ/image.png","https://cdn.steemitimages.com/DQmXLeKHDZhk7whjCtxgGzXyYtvHX1YsE1AVmnQRLxRFhg2/image.png"],"links":["https://www.pointchaser.com/free-manufactured-spending-how-to-eliminate-visa-gift-card-fees/","https://intu.co.uk/merryhill","https://www.smsupermalls.com/post/enjoy-perks-freebies-with-sm-advantage-cards-follow-the-yellow-dot","https://www.duffystavernami.com/html?view=html"],"app":"steemit/0.1","format":"markdown"}
`created`	2018-06-19 18:08:51
`last_update`	2018-06-19 18:08:51
`depth`	0
`children`	7
`last_payout`	2018-06-26 18:08:51
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.530 HBD
`curator_payout_value`	0.142 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	3,370
`author_reputation`	2,049,464,088,432
`root_title`	""Why you should not get advantage cards?""
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	61,390,983
`net_rshares`	321,338,254,419
`author_curate_reward`	""

properties (23)vote details (34)

voter	rshares	pct
lola-carola	185,124,143	0.5%
arcange	8,756,224,935	1%
raphaelle	479,644,808	1%
themanualbot	1,411,039,152	5%
surpassinggoogle	220,638,228,061	1%
dianargenti	2,095,989,126	10%
ayahlicious	166,653,250	5%
southparkqueen	99,220,715	1%
moksamol	211,226,188	0.5%
erangvee	2,105,770,813	10%
julsmlz	105,016,636	5%
sunnylife	385,415,640	0.2%
japh	1,626,998,332	100%
bayanihan	68,985,693,159	10%
marlon82	466,840,807	10%
bearkid	83,827,675	10%
wandersells	64,704,601	5%
drawing-steem	371,804,432	100%
sunnyali	74,263,386	2%
nikkabomb	96,607,867	10%
deejee	586,330,870	100%
marketstack	2,517,663,716	0.85%
sissyjill	93,277,372	7%
orhem	283,574,786	50%
lionindayard	2,107,492,443	0.85%
johnrel	73,823,700	5%
dick.sledge	6,332,305,262	0.85%
minjun1	868,832,251	100%
dynamicshine	64,660,293	4%
geradunlo	0	-100%
crackboom	0	-100%
steempolki	0	-100%
botmaxu745	0	-100%
superfipo	0	-100%

@bible.com · Jun 19 '18

Get a free Bible for your phone, tablet, and computer. [bible.com](http://bible.com)

properties (22)

`author`	bible.com
`permlink`	re-japh-why-you-should-not-get-advantage-cards-20180619t180916915z
`category`	economy
`json_metadata`	{"tags":["economy"],"links":["http://bible.com"],"app":"steemit/0.1"}
`created`	2018-06-19 18:09:15
`last_update`	2018-06-19 18:09:15
`depth`	1
`children`	0
`last_payout`	2018-06-26 18:09:15
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	84
`author_reputation`	-3,064,160,201,856
`root_title`	""Why you should not get advantage cards?""
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	61,391,018
`net_rshares`	0

@hivebuzz · Mar 17 '21

Congratulations @japh! You have completed the following achievement on the Hive blockchain and have been rewarded with new badge(s) :

<table><tr><td><img src="https://images.hive.blog/60x70/http://hivebuzz.me/@japh/upvotes.png?202103170212"></td><td>You distributed more than 22000 upvotes.<br>Your next target is to reach 23000 upvotes.</td></tr>
</table>

<sub>_You can view your badges on [your board](https://hivebuzz.me/@japh) and compare yourself to others in the [Ranking](https://hivebuzz.me/ranking)_</sub>
<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>

properties (22)

`author`	hivebuzz
`permlink`	hivebuzz-notify-japh-20210317t023020000z
`category`	economy
`json_metadata`	{"image":["http://hivebuzz.me/notify.t6.png"]}
`created`	2021-03-17 02:30:18
`last_update`	2021-03-17 02:30:18
`depth`	1
`children`	0
`last_payout`	2021-03-24 02:30:18
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	622
`author_reputation`	369,964,826,832,649
`root_title`	""Why you should not get advantage cards?""
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	102,416,026
`net_rshares`	0

@steemitboard · Jun 25 '18

Congratulations @japh! You have completed some achievement on Steemit and have been rewarded with new badge(s) :

[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/votes.png)](http://steemitboard.com/@japh) Award for the number of upvotes

<sub>_Click on the badge to view your Board of Honor._</sub>
<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>



**Do not miss the [last post](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-results-of-day-11) from @steemitboard!**

---
**Participate in the [SteemitBoard World Cup Contest](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-collect-badges-and-win-free-sbd)!**
Collect World Cup badges and win free SBD
Support the Gold Sponsors of the contest: [@good-karma](https://v2.steemconnect.com/sign/account-witness-vote?witness=good-karma&approve=1) and [@lukestokes](https://v2.steemconnect.com/sign/account-witness-vote?witness=lukestokes.mhth&approve=1)

---

> Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!

properties (22)

`author`	steemitboard
`permlink`	steemitboard-notify-japh-20180625t043859000z
`category`	economy
`json_metadata`	{"image":["https://steemitboard.com/img/notify.png"]}
`created`	2018-06-25 04:38:57
`last_update`	2018-06-25 04:38:57
`depth`	1
`children`	0
`last_payout`	2018-07-02 04:38:57
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	1,270
`author_reputation`	38,975,615,169,260
`root_title`	""Why you should not get advantage cards?""
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	62,138,799
`net_rshares`	0

@steemitboard · Jun 25 '18

Congratulations @japh! You have received a personal award!

[![](https://steemitimages.com/70x70/http://steemitboard.com/@japh/birthday1.png)](http://steemitboard.com/@japh)  1 Year on Steemit
<sub>_Click on the badge to view your Board of Honor._</sub>


**Do not miss the [last post](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-denmark-vs-france) from @steemitboard!**

---
**Participate in the [SteemitBoard World Cup Contest](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-collect-badges-and-win-free-sbd)!**
Collect World Cup badges and win free SBD
Support the Gold Sponsors of the contest: [@good-karma](https://v2.steemconnect.com/sign/account-witness-vote?witness=good-karma&approve=1) and [@lukestokes](https://v2.steemconnect.com/sign/account-witness-vote?witness=lukestokes.mhth&approve=1)

---

> Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!

properties (22)

`author`	steemitboard
`permlink`	steemitboard-notify-japh-20180625t154217000z
`category`	economy
`json_metadata`	{"image":["https://steemitboard.com/img/notify.png"]}
`created`	2018-06-25 15:42:15
`last_update`	2018-06-25 15:42:15
`depth`	1
`children`	0
`last_payout`	2018-07-02 15:42:15
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	1,093
`author_reputation`	38,975,615,169,260
`root_title`	""Why you should not get advantage cards?""
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	62,214,673
`net_rshares`	0

@steemitboard · Oct 28 '18

Congratulations @japh! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :

<table><tr><td>https://steemitimages.com/60x70/http://steemitboard.com/@japh/votes.png?201810280850</td><td>You made more than 16000 upvotes. Your next target is to reach 17000 upvotes.</td></tr>
</table>

<sub>_[Click here to view your Board of Honor](https://steemitboard.com/@japh)_</sub>
<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>



**Do not miss the last post from @steemitboard:**
<table><tr><td><a href="https://steemit.com/halloween/@steemitboard/trick-or-treat-publish-your-scariest-halloweeen-story-and-win-a-new-badge"><img src="https://steemitimages.com/64x128/http://i.cubeupload.com/RUyB3u.png"></a></td><td><a href="https://steemit.com/halloween/@steemitboard/trick-or-treat-publish-your-scariest-halloweeen-story-and-win-a-new-badge">Trick or Treat - Publish your scariest halloween story and win a new badge</a></td></tr><tr><td><a href="https://steemit.com/steemitboard/@steemitboard/steemitboard-notifications-improved"><img src="https://steemitimages.com/64x128/http://i.cubeupload.com/NgygYH.png"></a></td><td><a href="https://steemit.com/steemitboard/@steemitboard/steemitboard-notifications-improved">SteemitBoard notifications improved</a></td></tr></table>

> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!

properties (22)

`author`	steemitboard
`permlink`	steemitboard-notify-japh-20181028t103328000z
`category`	economy
`json_metadata`	{"image":["https://steemitboard.com/img/notify.png"]}
`created`	2018-10-28 10:33:27
`last_update`	2018-10-28 10:33:27
`depth`	1
`children`	0
`last_payout`	2018-11-04 10:33:27
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	1,592
`author_reputation`	38,975,615,169,260
`root_title`	""Why you should not get advantage cards?""
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	74,203,822
`net_rshares`	0

@steemitboard · Dec 20 '18

Congratulations @japh! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :

<table><tr><td>https://steemitimages.com/60x70/http://steemitboard.com/@japh/votes.png?201812200855</td><td>You made more than 17000 upvotes. Your next target is to reach 18000 upvotes.</td></tr>
</table>

<sub>_[Click here to view your Board of Honor](https://steemitboard.com/@japh)_</sub>
<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>



> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!

properties (22)

`author`	steemitboard
`permlink`	steemitboard-notify-japh-20181220t092708000z
`category`	economy
`json_metadata`	{"image":["https://steemitboard.com/img/notify.png"]}
`created`	2018-12-20 09:27:06
`last_update`	2018-12-20 09:27:06
`depth`	1
`children`	0
`last_payout`	2018-12-27 09:27:06
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	746
`author_reputation`	38,975,615,169,260
`root_title`	""Why you should not get advantage cards?""
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	77,111,345
`net_rshares`	0

@steemitboard · Jun 25 '19

Congratulations @japh! You received a personal award!

<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@japh/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>

<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@japh) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=japh)_</sub>


**Do not miss the last post from @steemitboard:**
<table><tr><td><a href="https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart"><img src="https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmQWnM36SWCPGn98nY83M1ArgweMz5fnovQEp2E4FiDdug/Wolfhart_header.png"></a></td><td><a href="https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart">The Steem community has lost an epic member! Farewell @woflhart!</a></td></tr><tr><td><a href="https://steemit.com/steemtoolbar/@steemitboard/steemtoolbar-update-display-bug-fixed"><img src="https://steemitimages.com/64x128/http://i.cubeupload.com/7CiQEO.png"></a></td><td><a href="https://steemit.com/steemtoolbar/@steemitboard/steemtoolbar-update-display-bug-fixed">SteemitBoard - Witness Update</a></td></tr></table>

###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!

properties (22)