![20210910_171222_0000-01.jpeg](https://images.hive.blog/DQmUdfdVfYUXXD97S3cf6Dhvw6LpLUL39kkpNyhbifnbt4h/20210910_171222_0000-01.jpeg)





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### Weighing The Options

A lot of people feels that their current money problems is actually the biggest and most important that they need to solve. People who are reactive when it comes to personal finance sees the present as the *biggest need* they should take care of because they feel the future isn't certain.

Hence they have to use whatever means they have to take care of their current problems this isn't just the case with fiat currency, it's the same with Crypto. Early last year when the chain split and hive was born.

Iwanted to spend my steem stake and use it to take care of issues then I knew that I needed hive liquidity, not just to grow my account but also to help the growing chain, buy back from those who are dumping it and also to take advantage of the cheap prices of hive in other to increase my liquidity and power up. 


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### To Buy, Swap & Hodl

There's no two ways about it, to increase your liquidity you have to buy at some point, it could be buying with your own personal money or swapping one coin for the other, it could be holding one coin for passive income, it could be for compound interest but then when you're completely swapping, holding, exchanging, it's just the same as having futuristic plans for your coins. 

Splinterlands for example has shown how valuable hive's resource credit can be in the future, so for someone who's doing away with their holdings and at the same time making away with their resources credits, would it have been worth it when the real scarcity comes, and they found out that they have sold their holdings at a terribly underrated price?

 This isn't to say that the certainty is there it's why we take advantage of the present trend to make analysis for how the future would be like, just like SPK network is bringing one of the purest form of decentralization by ensuring true ownership. 


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### To Liquidate Or Not?


One of the reasons why I never think of ever liquidation my assets to take care of my present needs is because they're worth more than their present valuation, especially at a period of time when there will be scarcity.

 While many might not think the future will  be that attractive or promising, I find it as a huge reason why many are exposed to plenty at a time, but then the next time, they're left with no liquidity because they've liquidated their assets in the thoughts that the future is uncertain.

 At one point in time, it's always important for one to be smart. Having the right price, the right liquidity and the right conditions to sell is almost every crypto holder's prayer, but then to get to that point is often difficult because they would need to make the right choices to actually get there. 

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![PXL_20210906_182244868.PORTRAIT-02.jpeg](https://images.hive.blog/DQmZMAySu1SNuHsDVrhwF6pfGC8VF9HBJXG9WaT2PVBYMHg/PXL_20210906_182244868.PORTRAIT-02.jpeg)

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### Futuristic & Precise

There's no miracle to growth, in crypto you have to be incredibly precise with your decisions and this includes being painstakingly futuristic. Crypto has proven to be futuristic in the way it accrues value, it's why people must see the essence of having the right liquidity at all time. 

About two days ago, I got 1.2 HBD for saving around 160 HBD, I actually didn't pay attention to how long it takes to pay out, I'm happy to take it, HBD is pegged to the dollar, or it's making huge attempts to be permanently pegged.

I could earn more interest for saving more HBD, truth was that if I sell that HBD I wouldn't get the opportunity to gain that interest. Hive of course might dip overtime and imagine accumulating more HBD by saving more and of course using that interest to buying more hive to actually increase my hive holding. 





### The Need To Be Detailed

 I'm someone who is incredibly detailed when it comes to earning interest, but you can not do this without owning, or having liquidity. It's why a lot of people lament about not owning at all.

For example, I've discovered that earning interest on the Nigerian naira is rather unimpressive and doing it on HBD for example can even be more profitable, what I do is make sure I have more HBD not because I want to earn interest alone but because I want to be in the pole position go buy back hive when it's cheap at one point in time. It's smart business.

 Furthermore, it's how I do with the second layer tokens too. The chain isn't just about blogging alone, it comes with so many interesting features that's begging to be discovered by the world. 


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### Images Owned by me

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> **Interested in some more of my works?**



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##### [Why Do Nigerians Choose To Dye Their Hair? (Feature Article)](https://hive.blog/hive-181017/@josediccus/why-do-nigerian-chose-to-dye-their-hair-feature-article)



###### [How Life's Issues Prevents Us From Obligatory Priorities](https://hive.blog/hive-196037/@josediccus/y7mhppeu1a9)




##### [A Sense Of Self Accountability: Why Minimalism Exceeds Beyond Spending Money.](https://hive.blog/hive-167922/@josediccus/a-sense-of-self-accountability-why-minimalism-exceeds-beyond-spending-money)




##### [A Taste Of You.... (POB WOTW) {An Original Poetry)](https://hive.blog/hive-150329/@josediccus/a-taste-of-you-pob-wotw-an-original-poetry)




##### [Causality & Common Sense: Some Answers To Most Plausible Questions?](https://hive.blog/hive-150329/@josediccus/causality-and-common-sense-some-answers-to-most-plausible-questions)



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![FB_IMG_1602619272142-01.jpeg](https://images.hive.blog/DQmRS2fEdV9y8aqPioRCH62W2YvE2oXZahyxGTaukvigR9q/FB_IMG_1602619272142-01.jpeg)












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**My name is @Josediccus, a young Nigerian entrepreneur who is a Vlogger, A Psychologist, Poet, Sports Writer/Analyst & Personal Finance Coach. I'm using my contents as a process to create shared meaning as well as create expressions through which people on/off hive can relate. I believe content is a process to be enjoyed and relished and I'm up for any collaborations in my field stated above. Cheers**


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#### @Josediccus, your brother-in-pen & heart

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*I'm hoping to reach more people who are broken at heart and spirit, so share on any platform or reblog*

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### <center> [My Twitter handle](https://mobile.twitter.com/PERCIVAL_JOEY)</center>




Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@josediccus/personal-ways-of-discovering-how-to-increase-your-crypto-liquidity)