![20220621_045647_0000.png](https://i.imgur.com/CMGKyGj.png)




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The bear market automatically tailors people to be minimal with their spending, ironically this has been the opposite for me. It's currently the most testing phase of my life at the moment because I'm facing a bear market and spending heavily at the same time.

 This isn't because I choose to, it's just that some of my important life goals have aligned with the inception of the bear market. In reality, this sense of accountability kicks in with every cent one spends during the bear market. 

Normally, people create a limit through which they spend, this means that our aim in a bear market is to mostly accumulate more and spend less as well. The reason is that everything we're giving off, we're giving off for too free. 



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### Potential Cost & Value


For example, a 100$ can buy more Hive at the moment than when it was $1 Potentially this $100 is only $100 and wields the purchasing power of $100 alone, but potentially, this can be tripled by spending it on Hive. 

However, if a $100 necessity come through, it'll be difficult for a person to envisage the futuristic prospects of Hive, because of the present need they need to take care of.


 However, if Hive eventually does some really good figures, one would have lost what they could have potentially gained. Any money we choose to excessively spend during the bear market taps into our accumulation plans which isn't exactly futuristically healthy. Being able to take advantage of a prospective bull market is to be seasoned with our preparations during the bear market. 

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### A Personal Accumulation Scope


This is to say that the degree of change to one's financial status is dependent on the sophistication of the accumulation method.
This is why it's important to develop a personal accumulation style. 

However life's expenditures are inevitable, it becomes more annoying especially when you're powerless to redirect them to a certain period where you'll be financially buoyant. For example, paying rent or utility bills are slated for a certain period, which means that whether it's the bear or not, you'll have to spend money to get it done. 

In reality, we miss out futuristically when we begin to spend outrageously in a  gathering season. I find myself to have given off every ounce of my life to get a house to rent, it's either they do not want someone who works from home, a person who isn't married or they do not want someone from my tribe.


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### The Downside To Spending Aimlessly


 For all the times I've attempted I've fallen short of one or two of these rules, making me spend hugely on agency fees, transportation, and even spending on drugs due to being largely sick for the past three weeks. At the end of the day, I've ended up not gathering, every penny I've planned to use to buy the dip has been spent with achieving any aim. 

This hurts because I'm a very disciplined person when it comes to being in the position to unwillingly spend without actualizing any aim is something that I hate to do. For every dollar I spend, I use to consider its **crypto opportunity cost**. 

I do this by asking myself this question "If I had bought Crypto with this money, would it have served me better value?" However, since volatility is an issue we cannot calculate the prospective value of crypto. 






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### Definite Value Vs Volatility


This is because some of the expenditures we engage with daily are **life savers**, however, we can weigh or measure value with something definite and relative, this isn't sadly the same with crypto.

 However, there's a sentimental belief we all hold that the growth of crypto is inevitable irrespective of the crazy decline that always comes in between the seasons. The truth is, the bear market is for gathering and accumulating and if we cannot do this, there's going to be the fear that this might haunt us. 

I'm at that period when all my spending have not achieved anything for the past five weeks. While this is scary, the aim is to hope that I can put an end to this soonest while concentrating on accumulating again. 





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> **Interested in some more of my works?**



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##### [Crypto & The Outrageous Learning Curve: My Splinterlands Journey As A Case Study](https://hive.blog/hive-167922/@josediccus/crypto-and-the-outrageous-learning-curve-my-splinterlands-journey-as-a-case-study)



##### [Understanding & Adjusting To The Real Purpose Of Motivation](https://hive.blog/hive-123046/@josediccus/omkcyzoa)





##### [Thematic Expression: African Child (Shot & Edited On My iPhone 12)](https://hive.blog/hive-147010/@josediccus/thematic-expression-african-child-shot-edited-on-my-i-phone-12)



##### [How I Create Original Images for My Blog & Why This is Important](https://hive.blog/hive-153850/@josediccus/how-i-create-original-images-for-my-blog-and-why-this-is-important)





##### [Budgeting: Paying Yourself First With Crypto](https://hive.blog/hive-167922/@josediccus/budgeting-paying-yourself-first-with-crypto)



##### [Establishing Compatibility: A Case For Self-Improvement](https://hive.blog/hive-190212/@josediccus/establishing-compatibility-a-case-for-self-improvement)



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![png_20220427_140059_0000.png](https://images.hive.blog/DQmYidsWoaM6bSuMr2JaeQeo4vBnHQgKcyAQKQAQfioXgJj/png_20220427_140059_0000.png)






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#### @Josediccus, your brother-in-pen & heart

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*I'm hoping to reach more people who are broken at heart and spirit, so share on any platform or reblog*

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### <center> [My Twitter handle](https://mobile.twitter.com/PERCIVAL_JOEY)</center>



Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@josediccus/spending-and-accumulating-the-low-and-high-point-of-the-crypto-seasons)