 [Source](https://pixabay.com/illustrations/invest-money-finance-business-1995438/) Hardly a day goes by without hearing the big word "**Investment**". If you are business-minded, I am sure you must have gotten some investments for yourself and even for your children. Sometimes, you make bad investment choices, and other times, it goes well. Whatever the case may be, everyone should ensure they have an investment. An investment for me is something that you fall back to at the end of the day. Investment could be in form of acquiring landed properties, buying shares, holding tokens etc. But understand that whatever investment that you chose to have, ensure that it is genuine. Some people fall for cheap scam because of their greed. I remember a particular investment that was trending some years ago. Everyone wanted to be part of it. Well, for people that started early, it fetched them a lot of money. At the end of the day, the ponzi scheme crashed and left a lot of people in a turmoil. The worse thing you can do as a business owner is indulging in ponzi schemes. I must confess that these offers are enticing. Imagine getting 100% of whatever you deposit. That's a mouth- watering deal that takes only discipline to ignore. Then again, to what end? Because at the end of the day, it will crash. No investor should engage in ponzi schemes. It is risky.  Never ever borrow money to invest. If you don't have that money at that time, relax. Other opportunities will come. Someone will say, "what if I don't get that kind of opportunity again"? Well, let's look at it this way, if you borrow money to invest, how are you going to pay back? Obviously, if you had the money, you wouldn't borrow the money to invest right? What if you loose that investment? For people who trade, it is not everyday that you are lucky. What if you don't make profits for a whole year. Especially now that the bear market seems like it is still going to stick around for a while.  [Source](https://pixabay.com/illustrations/dices-over-newspaper-profit-2656028/) Investing should be done after a thorough research. Personally, before I invest in anything, I try my best to do some research myself. People hype some things just to draw your attention to it. Sometimes, they don't even go into details. They only tell you the part that sounds interesting. But if you do your own quality research, you will find out a lot of things that will guide you properly before investing. Some of these overly hyped investments crash before you know it. So it is important that you carry out your research and follow your heart too. Don't put all your eggs in one basket as an investor. Nothing is 100% guaranteed in business. Split your market as much as you can. This way, you are sure that at least one of these investments will come back profitable. Imagine spending your whole money on a particular investment and at the end of the day, you loose. In fact when you split your market, the risk is reduced a great deal. # Conclusion The market may be favourable if you invest wisely. Don't let greed make you loose your money on investments that will not yield anything but bring you loses. I rather make little profits with lower risks daily than engage in businesses that looks enticing but has higher risks. Relax and take those baby steps.  **Thank you for reading. If you love this post, please support me by reblogging and upvoting. Thank you so much for your support on all my articles**. πππππππππππππππππ  Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@joydukeson/investment-choices-pro-s-and-con-s)
| author | joydukeson |
|---|---|
| permlink | investment-choices-pro-s-and-con-s |
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I know a lot of people I wish I can send this article to in retrospect. > Never ever borrow money to invest. If you don't have that money at that time, relax. Other opportunities will come. Some friends I know would have been grateful to have access to good investment advice and tips like this before they made decisions they did in the past. Thank you for sharing; great talk, dear Joy.
| author | atyourservice |
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>Some friends I know would have been grateful to have access to good investment advice and tips like this before they made decisions they did in the past. We learn everyday. I am sure their experiences too have taught them. Thanks for readingππ
| author | joydukeson |
|---|---|
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These are wise advice on prior to investing. I personally know some people who often make the mistake of borrowing money in the thought of making it big. Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@ifarmgirl-leo/re-joydukeson-pxqqp)
| author | ifarmgirl-leo |
|---|---|
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That's a really wrong move. I hope people begin to understand that borrowing money to invest is not and can never be a good decision. Thank you for your contribution
| author | joydukeson |
|---|---|
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Yes, and most times those who do it usually find themselves in an unpleasant situation when their investments don't go the way they expected. You're welcome and thank you too :) Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@ifarmgirl-leo/re-joydukeson-5wewjj)
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https://twitter.com/joyundisputed/status/1577120906404855809 <sub> The rewards earned on this comment will go directly to the people( @joydukeson ) sharing the post on Twitter as long as they are registered with @poshtoken. Sign up at https://hiveposh.com.</sub>
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hiveblocks