<center>![SaturdaySaversClub-WeeklyReport.png](https://files.peakd.com/file/peakd-hive/justclickindiva/ALLKUcU1KDpEG9LaGU1gqDtGqRkgCL1uftjXskGiYcnrN9mecx1GyTQWdFdkErH.png)
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https://media.discordapp.net/attachments/658410090872963112/658411730292178945/Stars.png?width=1067&height=68

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Last month I decided to convert my weekly progress reports to reporting on a monthly basis. Starting with my report for Week 45, my summary for December will consist of my progress in the Club through Week 48.

<u><b>*Saturday Savers Club Question of the Week:*</b></u>
Each week at the Club, members are invited to participate in relevant conversation and engagement related to various matters concerning savings, investing, other Hive matters of interest. 

This week, @eddie-earner states:
>"One of the things that has been said about minimising risk is about knowing where you are investing and the governance or management of your savings or investments.
*Hive is governed by the witnesses, so the challenge this week is all about witnesses.* 
>- *Do you vote for witnesses - yes or no and why?*
>- *How do you choose who to vote for?*
>- *What do you think about the idea of decentralised governance?"*

>**Why not visit @eddie-earner's post and participate in the discussion in the comment section. As stated in the post, all comments in the challenge get a chance to win an EDSMM and an HSBI.**

**667.95 HBD** Savings. This is my Savings Goal. I feel I'm on track with my Club savings. Returning to WEEK 1, I'm now in Week 26. *I decided to combine two weeks of savings. I contributed 11.62 HBD [Week 25] and 12.11 HBD [Week 26] for a (<b>total 23.73 HBD</b>) transferred to my HBD account for a current balance of **467.096 HBD**.* In several hours, I'll collect approximately <u>*6.600 HBD* as 20% interest</u> on my balance. 

<b>*LARYNX*</b>. Today is the first day to claim your December [LARYNX Tokens](https://peakd.com/hive-112019/@spknetwork/how-to-claim-larynx-step-by-step-tutorial).

<b>*CubLife*</b> On Nov. 21st, I participated in CubLife's buy-in adding 47.462 to my balance. This brings my total to **915.781**. Hopefully, I'll be able to reach my goal of 1K by year-end. 

<b>*EDSMM*</b> (EDS mini miners). Another round of **MINI MINERS** were offered for sale to bridge the gap until the new distribution token for EDS is issued.

**Hive Account**. Earned **260.232 HP** in total rewards during the month of November. I can honestly say that I worked hard in November producing quality content each week. Together with my December Hice power up, my HP increased 300.000 for a total of ***14,300.000 HP***. I'm pleased with this progress and my accomplishment.

We're in [Week 48 of the Club](https://peakd.com/@eddie-earner/saturday-savers-club-with-susie-saver-or-week-48-saturday-26-november-2022-or-edsmm-giveaway-or-win-eds-for-comments-everyone). Meetings are held each Saturday for Club activities and encouragement. 

I hold numerous tokens for projects I like to support. Each month, I stake my earnings to increase my holdings and participate in the communities. Only a few are highlighted in this report. 

Overall for the month of November, I feel I accomplished all I set out to do. Even in this bear market, I was able to comfortable grow my account while taking time offline to tend to personal matters.

Below is a chart of several projects I wanted to provide a progress report on:

https://media.discordapp.net/attachments/658410090872963112/658411730292178945/Stars.png?width=1067&height=68

|PROJECT|Previous Bal.|Activity|New Bal.|**GOAL**|Comments|
|-|-|-|-|-|-|
|Saturday-Savers Club 12/01/22)|362.092 HBD|+105.004 HBD|467.096 HBD|**667.95 HBD**|Reset savings at Week 1. Currently on Week 25 and 26 (combined)|
|Hive Power|14,000.000 HP|+300.00 Liquid|14,300.00 HP|**15,000 HP**|Of which 39.768 HP was powered up for December 1 HivePUD.|
|Leo @leofinance|1,265.056|+55.543|1,309.953|**2,000 Leo**|LPUD (44.897 LPUD). Plus holding (10.646 liquid) to participate in 12/15 LPUD.|
|Leo Token||-889.985|419.968||Delegated Leo for 2 Leo Leases.|
|CubLife @lbi-token|868.319|+47.462|915.781|**1,000 CL**|Participated  @cublife 11/21 buy-in. Goal of 1K CL is in sight!|
|EDS-@eddie-earner|195.11|+7.75|202.86||Realizing increased holdings due to addition of mini miner.|

You can join the Club and start saving at any time of the year. I, along with other members, meet over on @eddie-earner's account every Saturday and sometimes on Sunday. To see all Club members goals and objectives for 2022, visit the current official Club.

@shanibeer is our host and super saver with her @susie-saver account. She keeps the Club running smoothly and shares excellent ideas to get and stay involved with savings.

***

**PLEASE NOTE**: 
*As I have reiterated, I'm not a financial adviser. My post is not meant to be financial advice. My articles on cryptocurrency, investing, and saving are meant to share my personal opinion, experiences, and general information about those items once I discover interesting facts and figures. Please perform your own research before investing in any project that you feel comfortable with. In all cases, only spend and invest in project where you have the available resources.*
  
https://media.discordapp.net/attachments/658410090872963112/658411730292178945/Stars.png?width=1067&height=68

**Why not join in this fun initiative and start saving whatever amount you can. To get started, why not take a look at the 2022 Savings Plans for the Club on @eddie-earner's account here: [Saturday Savers Club with @susie-saver | 2022 Launch and FAQs | Everyone Welcome | EDS for Comments](https://peakd.com/hive-167922/@eddie-earner/saturday-savers-club-with-susie-saver-or-2022-launch-and-faqs-or-everyone-welcome-or-eds-for-comments).**

There is also a daily savings chart for 365 days. Check out the weekly Saturday Savers Club post on @eddie-earner's account for more details here. 

![SaturdaySaversClubNew2022SavingsChart.png](https://files.peakd.com/file/peakd-hive/justclickindiva/23tSxLi3qpdErReMSh8GYropZWeBt8dW3bhzutnSYm4X7JoqQSih99gbs1nPhEpWPdbvB.png)

###### Tell me what's your savings plan. I'd like to hear about different ideas. See you next week.

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https://media.discordapp.net/attachments/658410090872963112/658411730292178945/Stars.png?width=1067&height=68

Thanks,
@justclickindiva

*Happy rest of the week everyone with whatever your endeavors.*

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SOURCES:

a) JustClickindiva's Footer created in Canva utilizing its free background and images used with permission from discord admins.
b) Unless otherwise noted, all photos taken by me with my (i) Samsung Galaxy 10" Tablet, (ii) Samsung Phone, & (iii) FUJI FinePix S3380 - 14 Mega Pixels Digital Camera
c) Purple Butterfly part of purchased set of Spiritual Clip Art for my Personal Use
d) All Community logos, banners, page dividers used with permission of Discord Channel admins.
e) Ladies of Hive banner used with permission of and in accordance with the admin's guidelines.
f) Saturday Savers Club logo created by me @justclickindiva in Canva utilizing its free templates and free images from PXFuel [(i)](https://www.pxfuel.com/en/free-photo-qlneh) and [(ii)](https://www.pxfuel.com/en/free-photo-jrhkz).

<sup>1</sup> [The Man Cave Project - Few Updates Over the Last Few Days](https://peakd.com/hive-189872/@brofund/few-updates-on-the-last-few-days)

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