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@eddie-earner
[Saturday Savers Club with @susie-saver | Week 3 - Saturday 16 January 2021](https://peakd.com/hive-167922/@eddie-earner/saturday-savers-club-with-susie-saver-or-week-3-saturday-16-january-2021-hbi-giveaway-for-comments)

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When I first read the post for this challenge, I thought it was an interesting endeavor. Everyone should have a plan in place to save in some form and at regular intervals. However, I bookmarked it and didn't return for a while.

The reason is I have throughout the years been in a position save regularly.

We all know the concept of *saving*. The word normally refers to the amount one has of his disposal income that remains  **AFTER** all expenses have been taken care of.

In this day and time, the ability to save any amount is almost non-existent. The reason is the economic downturn of the economy due to the circumstances from the pandemic.

Wage earners barely are able to afford the necessities they need to live and take care of their families. I remember how hard it was for my family to have any amount of money saved. The disposal income was just not adequate that there was any available at the end of each pay period to put aside. The concept at the time was known as "living paycheck to paycheck". That is true today are families are struggling.

However, if you are able to have enough disposal income that you have money left over after expenses, then you need to either start or continue a savings plan, no matter how small. 

After I returned to the post by @eddie-earner, I decided to join in this Saturday Savers Club challenge. **I had already saved 100 Hive during the entire year of 2020.** 

To this amount, starting on January 1, 2021, I added the amount set out in the challenge post: **.01 Hive each day.** That means that for Day 1, .01 Hive; Day 2, .02 Hive; Day 3, .03 Hive;...and so on.

I plan to purchase crypto at some point this year.

Last week I brought my Hive Savings Account up to the amount needed to catch up with the challenge. I began on January 16th and transferred 1.360 to savings.

Today is Saturday, January 23rd. This is the third week I have participated. Here is my proof of participation for this past week 1/17 - 1/23:

|DAY|Amount Hive Saved|Balance|
|-|-|-|
|**1.16.21**|**Beginning Balance**|**101.360**|
|1.17.21|+0.17|101.530|
|1.18.21|+0.18|101.710|
|1.19.21|+0.19|101.900|
|1.20.21|+0.20|102.100|
|1.21.21|+0.21|102.310|
|1.22.21|+0.22|102.530|
|1.23.21|+0.23|102.760|


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***
###### I'm proud of my achievement.
### <center>The balance of my Hive Savings Account as of 1/23/21 is:</center>
### <center> **102.760 HIVE**</center>

Start saving whatever amount you can. See you next week.

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@flaxz initiative #iamalivechallenge (Published my post for my blog today)

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Thanks,
@justclickindiva

*Happy rest of the week everyone with whatever your endeavors.*

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