<a href="http://imgur.com/MkFagEz"><img src="http://i.imgur.com/MkFagEz.jpg" title="source: imgur.com" /></a>

I always hear people complain that they can't afford this and that.
They don't have savings and yet they claim they want one.

## EVERYONE WANTS A SAVINGS ACCOUNT FULL OF CASH! ##
Well, why don't you have one then?
People complain that they have too many bills to pay. They are living "paycheck to paycheck" So they cant afford to put money away.

# What is paying yourself first? #
Before paying ANY bills. You take the money and put it away. Preferably into a separate bank account. Then you use the rest for your bills.

What?
Can't afford it?
<a href="http://imgur.com/11lE57d"><img src="http://i.imgur.com/11lE57d.jpg" title="source: imgur.com" /></a>
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## What happens when you can't afford your bills? ##
Most people are afraid of not being able to pay their bills. If they don't have the money to make ends meet, They'll... 

- Neglect something that can be neglected so they can pay their bill. Instead of clothes shopping, they pay the bill.
- You eat less, Or at home to avoid spending unnecessary money.
- Instead of wasting money at the movies, You go for a walk as entertainment, Or a bike ride.


Overall it's safe to say; you'll budget more wisely and make smarter decisions about your spending. This is IMPORTANT! 
We are constantly hearing about how Americans eat too much, Americans buy too much junk, Americans consume way too much in general.
Just by changing this one little thing about your lifestyle, You'll grow your savings, So you'll have an emergency fund, a vacation fund or other things. Paying yourself first, Gives you a HUGE advantage.
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# You will be forced to change! #
By changing the way you do things, It will have a massive impact on your wealth. If you want to splurge on a shirt, you will have to earn EXTRA money to do so. You'll be more creative on saving money and getting the things that you want, Because they won't come as easily to you.