 You can look to a better future with debt settlement or negotiation. If your debts are so high that you can't pay them anyhow, you can choose this option. It will help you negotiate a reduction in your outstanding debt with your creditor. You can get a drop of as high as half of your outstanding debt. It is not that difficult to fall into debt, especially with the abundance of credit cards and a high-end lifestyle. Everybody who is in debt wants to become free from it. However, only a few consult debt negotiators before they go into bankruptcy. While bankruptcy might solve your debt problems for the present, it has several nasty repercussions for your financial future.  Therefore, it is better to go for debt negotiation than to file for bankruptcy. Remember one thing; bad debt has no easy solution. You have to seek help from a reliable debt counselor. Before you sign up with any debt negotiator, you should know that it will not be easy. It is mainly debt management, and it won't be easy. You might have to pay some predetermined negotiation fees. Besides that, you might not be able to leave the program without paying extra penalties. Therefore, you should think twice before selecting your debt negotiator. Now, getting help from a professional debt negotiator is not compulsory or necessary. If you think you can take up the challenge and do the work, you can contact your lender directly. You can talk to them about your problem while asking if they can reduce your payment. While you can do this yourself, letting a professional do it will be much less stressful and more manageable. Besides, they might come with better results than you could have achieved.  After you have negotiated your debt, it is better to make a lump sum payment. This causes you to save a lot on your interest and principal payments. This will make your debt settlement cheaper and affordable for you. You can choose from various plans and programs with a professional debt negotiator. Any of these plans will work for you to help you save on your principal amount, and you can settle your debt. The first step in debt negotiation is to discharge any higher rates of interest so that you can eliminate any delinquency. It is easier for them to spot and understand the fundamental problem of your debt. Debt negotiation will help you reduce the number of years you can become debt free. --- Thank you for reading, and I hope you have a good rest of the day! Follow me on these other platforms where I also post my content: [Publish0x](https://www.publish0x.com/@aftershock9?a=Vyb82ANmev) || [Hive](https://hive.blog/@mercurial9) || [Steem](https://steempeak.com/@mercurial9) || [Read.Cash](https://read.cash/@merurial9) || [Noise.App](https://noise.App/mercurial9) || [Twitter](https://twitter.com/minimalistpixel) || [Torum](https://www.torum.com/u/mercurial9) Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@mercurial9/understanding-more-about-debt-settlement-and-consolidation)
| author | mercurial9 |
|---|---|
| permlink | understanding-more-about-debt-settlement-and-consolidation |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["money","personalfinance","cryptofinance","ctp","palnet","neoxian","proofofbrain","leofinance"],"canonical_url":"https://leofinance.io/@mercurial9/understanding-more-about-debt-settlement-and-consolidation","links":["https://www.publish0x.com/@aftershock9?a=Vyb82ANmev","https://hive.blog/@mercurial9","https://steempeak.com/@mercurial9","https://read.cash/@merurial9","https://noise.App/mercurial9","https://twitter.com/minimalistpixel","https://www.torum.com/u/mercurial9"],"image":["https://images.hive.blog/DQmNUTepWc8vLaLtaoLuYao9SEmfMqXsEcsnjpN2ieXbLSM/new%20thumbnail.png","https://images.hive.blog/DQmYPR6D1adJL84XsXYb9CXC6xx4tkyvTCx5WwMvxuZMAmg/meme1.jpg","https://images.hive.blog/DQmSDRKwSMMfcPuymCwKZG6isTFe5DR5vEdzYfmzSyppP7g/meme2.jpg"]} |
| created | 2022-11-28 05:33:06 |
| last_update | 2022-11-28 05:33:06 |
| depth | 0 |
| children | 2 |
| last_payout | 2022-12-05 05:33:06 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 4.016 HBD |
| curator_payout_value | 3.995 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 3,313 |
| author_reputation | 189,439,572,413,119 |
| root_title | "Understanding More About Debt Settlement and Consolidation" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 118,668,575 |
| net_rshares | 16,564,628,408,341 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| rufans | 0 | 21,218,006,160 | 50% | ||
| penguinpablo | 0 | 674,741,781,504 | 36% | ||
| uwelang | 0 | 13,888,528,745 | 6.4% | ||
| funnyman | 0 | 3,551,034,686 | 14.4% | ||
| funnel | 0 | 5,049,363,996 | 10% | ||
| kennyroy | 0 | 785,599,996 | 3.2% | ||
| bitrocker2020 | 0 | 97,981,823,461 | 8% | ||
| arrliinn | 0 | 3,856,071,417 | 3.2% | ||
| alphacore | 0 | 24,497,637,691 | 18.32% | ||
| ew-and-patterns | 0 | 28,247,013,552 | 10% | ||
| thauerbyi | 0 | 16,648,755,325 | 100% | ||
| jeanlucsr | 0 | 1,816,275,161 | 3.2% | ||
| costanza | 0 | 209,766,248,242 | 40% | ||
| roleerob | 0 | 78,924,609,834 | 8% | ||
| divinekids | 0 | 496,184,950 | 3.2% | ||
| thetimetravelerz | 0 | 2,866,139,228 | 8% | ||
| khaleelkazi | 0 | 16,567,784,098 | 16% | ||
| senorcoconut | 0 | 1,995,843,058 | 4% | ||
| xabi | 0 | 6,996,428,895 | 20% | ||
| felipejoys | 0 | 1,531,578,328 | 5% | ||
| vintherinvest | 0 | 6,084,134,755 | 8% | ||
| joannewong | 0 | 647,817,370 | 8% | ||
| vempromundo | 0 | 950,063,888 | 8% | ||
| dudeontheweb | 0 | 4,269,010,964 | 6% | ||
| purefood | 0 | 1,541,377,168 | 16% | ||
| fullcoverbetting | 0 | 344,053,020,699 | 100% | ||
| shaidon | 0 | 17,027,022,906 | 10% | ||
| sportfrei | 0 | 6,272,592,489 | 20% | ||
| fireguardian | 0 | 654,352,240 | 5% | ||
| organduo | 0 | 5,958,017,010 | 16% | ||
| oadissin | 0 | 1,122,253,931 | 5% | ||
| obsesija | 0 | 4,367,390,873 | 8% | ||
| gadrian | 0 | 35,465,449,665 | 6.4% | ||
| silwanyx | 0 | 1,043,530,299 | 16% | ||
| getron | 0 | 918,244,655 | 16% | ||
| slobberchops | 0 | 300,826,233,461 | 6.8% | ||
| zaxan | 0 | 743,995,793 | 8% | ||
| steemxp | 0 | 962,140,893 | 8% | ||
| myfreebtc | 0 | 29,621,643,758 | 100% | ||
| carl05 | 0 | 551,284,449 | 5% | ||
| gallerani | 0 | 961,166,730 | 16% | ||
| ireenchew | 0 | 6,491,578,262 | 11.2% | ||
| raiseup | 0 | 73,922,449,271 | 16% | ||
| dlike | 0 | 78,148,427,666 | 16% | ||
| steemaction | 0 | 107,632,613,339 | 16% | ||
| pedrocanella | 0 | 529,567,192 | 10% | ||
| minnowshares | 0 | 18,125,620,279 | 100% | ||
| upvoteshares | 0 | 155,822,836,569 | 42% | ||
| dosh | 0 | 1,133,290,981 | 10% | ||
| sanjeev021 | 0 | 10,698,211,124 | 5% | ||
| marianaemilia | 0 | 82,297,962,635 | 10% | ||
| jacuzzi | 0 | 6,035,597,121 | 3.6% | ||
| ragnarhewins90 | 0 | 492,119,978 | 10% | ||
| anonsteve | 0 | 87,399,086 | 16% | ||
| flyingbolt | 0 | 1,166,684,212 | 16% | ||
| a1004 | 0 | 1,859,537,309 | 100% | ||
| apokruphos | 0 | 3,507,104,760 | 1% | ||
| hungrybear | 0 | 1,607,420,246 | 36% | ||
| steemmonsterking | 0 | 4,352,744,758 | 100% | ||
| megavest | 0 | 45,573,073,200 | 16% | ||
| sm-silva | 0 | 136,619,903,684 | 100% | ||
| bastter | 0 | 686,540,492 | 10% | ||
| shauner | 0 | 2,711,397,057 | 8% | ||
| travelwritemoney | 0 | 7,476,332,357 | 16% | ||
| steem.leo | 0 | 20,484,137,130 | 16% | ||
| leo.voter | 0 | 13,002,576,566,704 | 16% | ||
| leo.curator | 0 | 596,867,221 | 12.8% | ||
| empoderat | 0 | 1,582,954,279 | 8% | ||
| babytarazkp | 0 | 3,810,899,685 | 40% | ||
| asteroids | 0 | 1,233,535,162 | 16% | ||
| agro-dron | 0 | 1,570,967,132 | 16% | ||
| pouchon.tribes | 0 | 16,274,697,946 | 12% | ||
| coinlogic.online | 0 | 2,416,042,366 | 8% | ||
| chloem | 0 | 2,512,616,148 | 16% | ||
| leotrail | 0 | 546,674,620 | 16% | ||
| libertygame27 | 0 | 1,357,152,590 | 100% | ||
| leofinance | 0 | 26,197,165,619 | 16% | ||
| x9ed1732b | 0 | 3,062,967,596 | 7.2% | ||
| goldmonsters | 0 | 3,415,178,857 | 50% | ||
| babalor | 0 | 6,952,372,534 | 100% | ||
| beehivetrader | 0 | 619,640,739 | 8% | ||
| mercurial9 | 0 | 50,074,710,993 | 100% | ||
| adedayoolumide | 0 | 626,149,406 | 8% | ||
| mightyrocklee | 0 | 63,055,659,999 | 100% | ||
| thegcc | 0 | 5,374,595,521 | 100% | ||
| nateaguila-spt | 0 | 3,720,946,302 | 100% | ||
| gonklavez9 | 0 | 1,850,823,838 | 100% | ||
| patientgamer9 | 0 | 1,847,510,991 | 100% | ||
| scooter77.spt | 0 | 931,687,227 | 80% | ||
| reonarudo | 0 | 1,052,591,527 | 8% | ||
| tehox | 0 | 44,634,521,099 | 100% | ||
| leo.tokens | 0 | 1,427,390,091 | 16% | ||
| cielitorojo | 0 | 10,639,579,890 | 8% | ||
| carlosro | 0 | 2,718,161,090 | 10% | ||
| brucolac | 0 | 705,160,188 | 6% | ||
| elongate | 0 | 518,366,062 | 16% | ||
| giemo | 0 | 859,818,110 | 10% | ||
| amongus | 0 | 575,888,860 | 16% | ||
| elgatoshawua | 0 | 3,361,592,976 | 8% | ||
| liotes.ctp | 0 | 453,126,246 | 80% | ||
| b-leo | 0 | 3,038,283,010 | 16% | ||
| vanidike | 0 | 1,197,718,907 | 100% | ||
| brume7 | 0 | 1,284,946,654 | 8% | ||
| steentijd | 0 | 3,300,567,566 | 8% | ||
| bella76 | 0 | 581,067,247 | 8% | ||
| axlertwinblade | 0 | 1,636,455,125 | 100% | ||
| vitoragnelli | 0 | 851,041,444 | 100% | ||
| cugel | 0 | 6,492,862,298 | 8% | ||
| kushyzee | 0 | 674,880,614 | 8% | ||
| hkinuvaime | 0 | 870,573,558 | 5% | ||
| trasto | 0 | 884,641,715 | 8% | ||
| kojiri | 0 | 514,702,595 | 5% | ||
| elfino28 | 0 | 856,644,802 | 7% | ||
| methodofmad | 0 | 72,387,847,877 | 50% | ||
| crypt0gnome | 0 | 41,155,109,394 | 12% | ||
| listnerds | 0 | 83,709,485,832 | 20% | ||
| saboin.leo | 0 | 128,375,158 | 20% | ||
| femcy-willcy | 0 | 541,002,870 | 8% | ||
| eijibr | 0 | 656,874,416 | 6% | ||
| grabapack | 0 | 4,345,279,598 | 8% | ||
| jagmeet12 | 0 | 677,594,087 | 5% | ||
| genepoolchlrn8r | 0 | 1,102,068,296 | 5% | ||
| prosocialise | 0 | 7,057,495,103 | 5% | ||
| khaltok | 0 | 1,390,281,982 | 16% | ||
| dragonmk47 | 0 | 5,051,083,655 | 5% | ||
| xleo.voter | 0 | -43,364,202 | -16% | ||
| genepoolcardlord | 0 | 4,673,635,824 | 5% | ||
| p-hive | 0 | 18,671,609,599 | 16% | ||
| genepoolrentsclr | 0 | 2,650,248,209 | 5% | ||
| bnb-hive | 0 | 284,567,408,048 | 16% | ||
| cubdaily | 0 | 1,637,406,415 | 16% |
Congratulations @mercurial9! You have completed the following achievement on the Hive blockchain And have been rewarded with New badge(s) <table><tr><td><img src="https://images.hive.blog/60x70/http://hivebuzz.me/@mercurial9/payout.png?202211281721"></td><td>You received more than 3000 HP as payout for your posts, comments and curation.<br>Your next payout target is 4000 HP.<br><sub>The unit is Hive Power equivalent because post and comment rewards can be split into HP and HBD</sub></td></tr> </table> <sub>_You can view your badges on [your board](https://hivebuzz.me/@mercurial9) and compare yourself to others in the [Ranking](https://hivebuzz.me/ranking)_</sub> <sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub> **Check out the last post from @hivebuzz:** <table><tr><td><a href="/hive-102201/@hivebuzz/wc2022-recap-day9"><img src="https://images.hive.blog/64x128/https://i.imgur.com/uNPMgnd.png"></a></td><td><a href="/hive-102201/@hivebuzz/wc2022-recap-day9">HiveBuzz World Cup Contest - Recap of Day 9</a></td></tr><tr><td><a href="/hive-122221/@hivebuzz/pud-202212"><img src="https://images.hive.blog/64x128/https://i.imgur.com/805FIIt.jpg"></a></td><td><a href="/hive-122221/@hivebuzz/pud-202212">Hive Power Up Day - December 1st 2022</a></td></tr><tr><td><a href="/hive-102201/@hivebuzz/wc2022-ranking"><img src="https://images.hive.blog/64x128/https://i.imgur.com/8kplXrX.png"></a></td><td><a href="/hive-102201/@hivebuzz/wc2022-ranking">HiveBuzz World Cup Contest - Check your ranking</a></td></tr></table>
| author | hivebuzz |
|---|---|
| permlink | notify-mercurial9-20221129t163154 |
| category | hive-167922 |
| json_metadata | {"image":["http://hivebuzz.me/notify.t6.png"]} |
| created | 2022-11-29 16:31:54 |
| last_update | 2022-11-29 16:31:54 |
| depth | 1 |
| children | 0 |
| last_payout | 2022-12-06 16:31:54 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 1,582 |
| author_reputation | 367,861,411,283,351 |
| root_title | "Understanding More About Debt Settlement and Consolidation" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 118,707,310 |
| net_rshares | 0 |
https://twitter.com/1150276624119717889/status/1597101859650801665 <sub> The rewards earned on this comment will go directly to the people( @mercurial9 ) sharing the post on Twitter as long as they are registered with @poshtoken. Sign up at https://hiveposh.com.</sub>
| author | poshtoken | ||||||
|---|---|---|---|---|---|---|---|
| permlink | re-mercurial9-understanding-more-about-debt-settlement-and-conso33980 | ||||||
| category | hive-167922 | ||||||
| json_metadata | "{"app":"Poshtoken 0.0.1","payoutToUser":["mercurial9"]}" | ||||||
| created | 2022-11-28 05:36:21 | ||||||
| last_update | 2022-11-28 05:36:21 | ||||||
| depth | 1 | ||||||
| children | 0 | ||||||
| last_payout | 2022-12-05 05:36:21 | ||||||
| cashout_time | 1969-12-31 23:59:59 | ||||||
| total_payout_value | 0.000 HBD | ||||||
| curator_payout_value | 0.000 HBD | ||||||
| pending_payout_value | 0.000 HBD | ||||||
| promoted | 0.000 HBD | ||||||
| body_length | 269 | ||||||
| author_reputation | 3,941,425,713,598,230 | ||||||
| root_title | "Understanding More About Debt Settlement and Consolidation" | ||||||
| beneficiaries |
| ||||||
| max_accepted_payout | 1,000,000.000 HBD | ||||||
| percent_hbd | 0 | ||||||
| post_id | 118,668,605 | ||||||
| net_rshares | 0 |
hiveblocks