Payable Debt: Owning Up To It's Responsibility by merit.ahama

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hive-153850 · @merit.ahama · Oct 25 '24

$8.78

Payable Debt: Owning Up To It's Responsibility

There is no way we can sugarcoat debt and the responsibilities that come with it, if you're not sure or ready to take a loan but you go ahead to take it, you're opting for bondage, a cage that you may never come out from. It's scary how bad a loan once taken out for emergency or life saving situation can turn out for the debtors.

It's one thing I've come to think on in my life, I've almost never been in the debtor side of life. I not saying I am rich or have the most to not go into one, I'm saying I have just never had to think of that option so easily. If you find me lending money from someone, it's someone I know or the amount isn't huge or I'm paying in like the next hours or days.

I hate to see people go into debt and feel too entitled to pay back even when they have the money and it's heartbreaking to see those who take loans but can't pay back because an expectation was cut short or taken away. People have lost properties and even lives because of a bad debt they went into, it's scary really!

From my family's experiences with debt to sort out pressing issues including food *(that would be eaten and hunger will come again)*, I've learned over time to be very mindful of taking loans. It has become my last resort and honestly, I can't seem to remember anytime I've taken any loan.

![IMG_20221209_112431.jpg](https://files.peakd.com/file/peakd-hive/merit.ahama/242hU29zDjXARdJ6UYziEWv8uWEwGfNRkkCnZYAyViGAPYQr5KzuppxRQNVGHbSb9MDVH.jpg)

If there is one thing that scares me or keeps me unsettled, it is going into debt and be unable to pay. Only the fear of it has helped me own up to the responsibilities that comes with the little debts I go into. No matter what happens, I always find a way to pay up my little debts even before the creditor raises alarm about it.

The most memorable good debt I've gone into was the one for my little business, I didn't want to tamper my stake here on Hive and I needed a huge sum to begin the business. I had to lend a little sum of money from my sister to complete the bigger part of the money I had already, I know she's my sister and I was sure I'll be able to pay back anytime soon so the fear was little. She agreed to send it to me and I started my business on a good note.

*Did I pay back early enough?* I can't really say but it wasn't too late considering the fact that she was thanking me and even surprised I paid back lol. What is most important was that, I have the business going well and I'll be taking profits from it long after I've sorted out my debt like it never happened. A good debt indeed!

I know it is only a little compared to the stories I've heard about good and bad loans but with those stories, I'm learning to be a better person as a debtor and as a creditor when the situation presents itself. </div>

<sub>**Image used is mine**</sub>
![20240101_094050_0000.jpg](https://files.peakd.com/file/peakd-hive/merit.ahama/EoySQsgCXRWV42ZwnDHNJ81NeAV49kNyfGJiCcUbCbBbM4gTyAUsjbkiJwHtbg9NupM.jpg)

Posted Using [InLeo Alpha](https://inleo.io/@merit.ahama/payable-debt-owning-up-to-its-responsibility-anq)

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properties (23)vote details (425)

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denizcakmak	811,660,261	50%
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hungryanu	722,058,736	11.27%
rashid5	1,141,482,449	18.79%
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g-spot-bot	1,019,215,605	100%
g-spotbot	1,024,044,443	100%
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officialhisha	2,425,723,405	4.25%
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impurgent	652,237,710	40%
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nfttunz	64,346,043,415	3.55%
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memesupport	2,019,546,629	20%
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twicejoy	766,356,469	7.51%
readthisplease	1,049,657,694	10%
dibblers.dabs	9,122,581,985	2.1%
davidbright	16,661,542,445	45%
steentijd	7,110,264,458	8.5%
newbies-hive	3,513,903,049	45%
solominer.leo	736,285,488	100%
offia66	2,639,255,987	25%
bokica80	854,431,057	3.55%
jaydr	29,580,599,668	100%
intishar	48,889,378,671	50%
funshee	27,693,368,247	100%
ovey10	7,274,441,079	12.5%
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onwugbenuvictor	11,350,358,643	30%
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banzafahra	1,384,273,318	8.5%
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chidubem26	1,567,574,174	90%
poggersdude	632,609,122	18.79%
larissalugo	21,716,858,529	100%
djrockx	1,863,002,505	11.9%
lazy-panda	5,796,942,691,556	25%
michupa	120,984,639,257	38%
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otuyanancy	9,762,589,976	100%
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heutorybr	591,721,291	19%
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olujay	121,422,581,376	100%
sayu907	1,163,362,906	25%
mdasein	1,230,349,771	8.5%
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onos-f	1,432,053,548	18%
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lifeoflade	2,156,433,714	45%
nwothini335	734,075,805	4.5%
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drstrings	1,786,009,525	45%
quduus1	35,134,088,886	45%
hk-curation	25,335,067,671	17%
lightpen	10,870,850,549	45%
abreusplinter	1,486,945,105	19%
hive-117638	789,494,450	22.5%
babymoyin	10,645,497,855	57%
owdgibber	2,351,350,230	100%
yinjuolu	4,772,950,317	90%
ngwinndave	2,851,729,558	12.5%
kingsleyy	28,287,014,941	52%
mercysugar	1,674,027,102	18.79%
tuba777	840,636,042	18.79%
depressedfuckup	122,115,471,219	100%
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leo.tasks	830,461,335	17%
yahuzah	5,162,582,872	18.79%
rubilu	5,595,140,258	50%
neal.power	28,702,085,606	8.5%
humbe	8,029,100,985	2%
moremoney28	83,135,736,074	100%
jhymi	13,884,682,988	8.5%
slothbuzz	775,131,195	2.1%
lizizoo	1,595,470,827	5%
winanda	2,891,842,092	15%
cindy911	12,230,437,563	17%
eosdios	232,474,632	15%
miztajovial	767,311,370	12.5%
actordontee	2,418,254,109	18.79%
wizj	622,029,820	9%
beauty197	3,748,326,532	45%
sammyhive	536,797,004	9%
kristowe	44,333,908,837	100%
ngobaby	3,725,859,806	45%
chidistickz	5,064,905,424	22.5%
uzoma24	3,146,260,562	45%
drplasticwill	574,276,885	22.5%
dahpilot	552,843,283	2%
mhizsmiler.leo	3,240,422,358	100%
luchyl	2,068,341,163	5.1%
chinay04	68,548,380,785	100%
morentis	730,021,760	12.5%
egbre	839,697,397	18.79%
aunty-tosin	1,314,206,073	12.5%
preciouz-01	1,078,981,038	45%
wahlterwhite	2,038,578,337	9.39%
ginika	779,441,265	5%
scraptrader	2,723,516,189	8.5%
wallay	1,788,221,549	45%
tmicezack	728,318,556	18.79%
jaouad2d	8,142,124,285	100%
ismartboy	474,892,757	8.5%
pandex	795,876,011,388	25%
dailydab	96,279,041,603	3.55%
trexane	1,713,784,848	18.79%
edwincj	3,650,437,762	45%
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@chinay04 · Oct 25 '24

The good part over here at least you take the money to make more out of it, otherwise ppl use it as an expense and stay broke all life.

👍 merit.ahama

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@merit.ahama · Oct 25 '24

Yeah, that's the good thing Chinay

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@intishar · Oct 25 '24

@intishar "Repaying the debt as early as possible is a very g..."

Repaying the debt as early as possible is a very good habit. I am just thinking If any time I have borrowed money from others or not. I can't remember I have taken money from anyone in my life. I think there must be one like you have. I need to give pressure to my brain to remember it.

👍 merit.ahama

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@merit.ahama · Oct 25 '24

Haha keep thinking Intishar, but it's possible you haven't or didn't consider it a debt 😅

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@kingsleyy · Oct 25 '24

The way they attach bravery to those that take loan gets thinking....we that are scared of loans are weaklings 😅.

But yeah, if the situation, investment is well planned, loan is a good way out but let shortcomings don't crawl into the investment in a short run

👍 merit.ahama

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@merit.ahama · Oct 25 '24

That's where it all goes wrong, issues unknown 😅

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@michupa · Oct 25 '24

Investing in businesses is always a good option. It’s great that you paid your sister; she must have been happy about it, and so were you for achieving what you wanted!

👍 merit.ahama

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@merit.ahama · Oct 25 '24

Yeah, she was.

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@pandex · Oct 25 '24

<center> https://images.hive.blog/DQmea7cHGShhCdBrr3ocJ9H2VYs8QjKXHYUh8Rva3opuZxW/Curated_by_Pandex_banner_20240617_190332_0000.webp </center>

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@princessbusayo · Oct 25 '24

Just like you, if I am not pushed to take a loan, I won't. I take loans for a good cause because who would want to hear that I borrowed just to lavish on myself? I'd rather starve myself than do that. When you take a loan for the good cause, you are considered as a wise person and having plans of how to pay back is another beautiful thing. We wouldn't want to disappoint our creditor na

👍 merit.ahama

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@merit.ahama · Oct 25 '24

Those debts taken to lavish on oneself is what scares me most, like why? Let me just be managing what I have please.

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@princessbusayo · Oct 27 '24

Exactly oo. Contentment is a great gain.

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