As of now I no more want to invest in Cryptos. Actually it is a very good time to invest in Cryptos right now with the market going so down. But then I think for now I want to stop investing here and be ok with what I have already done and diversify my investments. At one point of time I was a regular investor in Mutual Funds in SIPs, but for the last 3 years I have not paid much of attention on that portfolio. The reason why I want to think differently is because I have some short term goals to be achieved for which I need to save money. I have no doubt that the Crypto market will boom, but when that cannot be said. So taking that into consideration, I would like to look at options where I do not have much of volatility and over the next 2 to 3 years I can save up to fulfill my goals. 

May be in the next 2 years the Crypto market will go through that 2017 euphoria and give some excellent results but again how can we be sure of that. In the past also, when I was not in the investing in Cryptos, I was actively investing in Mutual Funds and they have given me good returns of 14% to 15% annually. It's a slow and steady investment but gives some kind of guarantee. That's true that Mutual Funds returns are also heavily dependent on the stock market movement. But over a period of time it does give beneficial returns. I have been looking at some funds and shortlisted a few
- Tata Digital India Fund Direct-Growth
- HDFC Top 100 Fund
- ICICI Prudential Technology Direct Plan-Growth
- Aditya Birla Sun Life Digital India Fund Direct-Growth

My Indian friends can also advice me if they are known of other good funds.

![image.png](https://images.hive.blog/DQmRABKCNrKeR5sWaVWVCi2SFacvdP3cF7KVmRgW9zWeMa1/image.png)
[Source](https://cdn.pixabay.com/photo/2019/08/09/17/29/rupee-4395462_960_720.jpg)

I have met quite a few of my life goals with this investment. I wanted to do my house makeover some years ago, for that the money came out very handy for me. Right now even the Indian stock market is down and it will be a good time for Mutual Fund investments as I will be able to get more Units for the price that I want to invest. For the next one year I am going to focus now only on other investments which can get handy for me on short term basis and even if the Markets are down my plans do not get impacted. 

If the Crypto market booms, nothing like it. Then I do not have to worry about these little things, but if it does not, then I would like to be prepared to take care of my expenses. For the last 3 years my whole focus has been only on Crypto and some Land investments, and I feel that as of now I should stop here and look at other options for time being. My thought is to only start investing again in Crypto after it's next boom, till then I will hold on. The time period we cannot say, it's very unpredictable. It can happen in the next 1 years also or the next 3 to 4 years also. If it takes a long time then I still need to do things as per the timelines and for that I need to start preparing myself. 

***Thank you for visiting my blog.*** 👼🏻👼🏻💖💖🌹🌺🌸

![29074314-2B4D-4B6F-95BF-C36DA204CA63.gif](https://images.hive.blog/DQmVoUR1s5svnvaDKw3hD89uysyEH1eN7xEa6HmvDkZNJ4g/29074314-2B4D-4B6F-95BF-C36DA204CA63.gif)

![](https://cdn.steemitimages.com/DQmexfm7Y3xHUSDtYLX2gywbcyG8mt4FdQ6Uop8pxAcKw5L/image.png)
***<center>"Unlimited Abundance, Blissful Happiness and Unconditional Love"***</center>

<h1><center>Member of</center></h1>
<hr />
<table>
    <tr>
  <td><center><img src="https://images.hive.blog/DQmRz6wbYt8wrbrPz2XRhe2S9uz3ckdmZWhNbDZjevYJyhp/image.png" /></center>
        </a></td>
  <td><img src="https://images.hive.blog/DQmVi6HJWDP2BArxyyMjA36bHr6DGvJHVDxGnXDLHiRmHDJ/image.png" />
                  </a></td>
</table>
<hr />
<table>
    <tr>
  <td><img src="https://images.hive.blog/DQmcTq8R4yyK5VhohSM5Qtnc8k5dMLuKFHRBZrV1w4Vn1uj/image.png" />
                 </a></td>
                   </tr>
</table>
<table>
    <tr>
  <td><img src="https://files.peakd.com/file/peakd-hive/nainaztengra/pZYRZXWi-image.png" />
                    </a></td>
  <td><img src="https://cdn.discordapp.com/attachments/452511909695193088/694229678055227402/abundance-tribe2.gif" />
                  </a></td>
                   </tr>
</table>


Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@nainaztengra/looking-at-options-to-diversifying-my-investments)