With 20% APR for HBD Savings I would sell all my Hive and buy HBD by offgridlife

View this thread on: hive.blog | peakd.com | ecency.com

hbd · @offgridlife · Apr 9 '22 (edited)

$3.34

With 20% APR for HBD Savings I would sell all my Hive and buy HBD

In response to @geekgirl ‘s awesome post about 20% APR on HBD 

Here: https://hive.blog/hive-167922/@geekgirl/20-apr-for-hive-dollars-or-decentralization-in-action

Where else can you earn 20% these days ? 

I think most people need to earn 20% just to keep up with the Cost of Living.

If the Interest payments on HBD gets increased to 20% I would definitely Power down 100% and sell all my Hive for HBD .

Let’s do this. 


![EE56F7EC-C1A0-4702-92BE-E720F8002622.jpeg](https://images.hive.blog/DQmbKEM5hrjsSEweUJrL1jEYu6Lz33ggGQN7GKKyELJkxQK/EE56F7EC-C1A0-4702-92BE-E720F8002622.jpeg)

Source: https://pixabay.com/illustrations/twenty-20-percent-statistic-money-706886/

The LEO.voter APY looks very good also. Earn 16% with Delegation to @leo.voter


![376AD2A4-BB81-49C2-9F87-9A8C25489782.jpeg](https://images.hive.blog/DQmNWCV7SGSM6J5sMbznYLvJcN2pp7eXgicsdZ939ve4Ucx/376AD2A4-BB81-49C2-9F87-9A8C25489782.jpeg)

You could also earn 50% APR with the BYT token… paid out in Hive very 7 days.

👍 daveks, taskmaster4450le, pouchon, tonyz, cryptoandcoffee, kerrislravenhill, ecoinstats, lbi-token, saboin, adambarratt, eturnerx-dbuzz, investegg, elenasteem, eturnerx, ozelot47, sbi8, rmsadkri, jacuzzi, hykss.leo, p-props, ew-and-patterns, leifasaur, shadflyfilms, eliel, lnakuma, vempromundo, alokkumar121.leo, rodent, albuslucimus, balvinder294, src3, steem-key, khan.dayyanz, fracasgrimm, thisismylife.leo, we-are, magnacarta, globalcurrencies, jocieprosza.leo, sd974201, ejmh, aulia1993, lucemtenebris, star.leo, greenhouseradio, iamfarhad, mindtrap-leo, foreverhero, oakshieldholding, ajanaku, artonmysleeve, alz190, uyobong.venture, beemd, leonordomonol, robmojo.leo, philnewton, we-are-palcoin, balina, taseli

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daveks	812,615,869,282	12%
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eliel	11,923,260,604	5%
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rodent	6,030,366,859	27%
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investegg	34,709,025,904	1.4%
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fracasgrimm	1,964,766,472	100%
philnewton	511,574,855	6.75%
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sd974201	1,364,756,556	3%
saboin	81,240,809,992	8%
we-are	1,823,675,434	9.4%
cryptoandcoffee	172,338,876,130	9%
aulia1993	1,034,689,269	8%
oakshieldholding	661,860,621	30%
ecoinstats	98,074,154,998	30%
sbi8	21,297,397,997	13.54%
khan.dayyanz	2,751,383,929	5%
jacuzzi	18,512,257,507	7.5%
greenhouseradio	780,189,992	85%
src3	3,559,671,701	4.5%
we-are-palcoin	378,087,426	100%
steem-key	2,854,340,569	100%
mindtrap-leo	727,339,902	30%
ejmh	1,157,205,059	30%
ozelot47	26,662,069,387	100%
taskmaster4450le	591,948,219,295	30%
lnakuma	10,889,312,691	30%
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rmsadkri	18,926,857,475	30%
balvinder294	3,844,161,524	100%
uyobong.venture	582,029,243	30%
beemd	545,423,887	20%
iamfarhad	753,879,265	50%
lbi-token	95,822,660,055	30%
hykss.leo	16,168,886,969	4.5%
eturnerx-dbuzz	36,541,670,181	69.8%
star.leo	911,160,308	30%
ajanaku	638,139,452	100%
alokkumar121.leo	6,327,988,411	100%
leonordomonol	524,345,539	100%
taseli	148,155,136	100%
magnacarta	1,478,336,893	15%
robmojo.leo	514,235,411	15%
leifasaur	13,620,647,776	100%
jocieprosza.leo	1,373,003,495	30%
thisismylife.leo	1,840,070,916	75%
foreverhero	694,412,492	100%
albuslucimus	4,116,103,423	9%
lucemtenebris	1,023,650,843	100%

@barski · Apr 9 '22

B20. There is a good balance in everything, sharp steps can lead to the wrong steppe).

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@barski/re-offgridlife-3z2hpx)

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@offgridlife · Apr 9 '22

Possibly…. But I’m powering down to buy HBD.

👍 barski, beemd

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@cryptoandcoffee · Apr 9 '22

$0.04

Not something I would choose to do as what support are you giving your followers. If they all did that you would be screwed as no one would have any Hive Power to vote you. I think in moderation yes but all in there would be consequences. 

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@cryptoandcoffee/re-offgridlife-wherp)

👍 geneeverett

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@offgridlife · Apr 9 '22

$0.21

Well… I get everything I post downvoted  … so I have no choice.  I think I’m done with blogging for money. I’m just doing it for fun now.

👍 cryptoandcoffee

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@cryptoandcoffee · Apr 9 '22

Ok that makes more sense then.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@cryptoandcoffee/re-offgridlife-f2d2m)

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1 reply

@kerrislravenhill · Apr 9 '22

I'm ready for 20%! The math is easier to do in my head.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@kerrislravenhill/re-offgridlife-5e9vra)

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@geneeverett · Apr 12 '22

The 20% is just a high target for regulators. I don’t like it at all.  I don’t believe it will last.  I believe HBD will only bring attention and put a 🎯 here. The chain is decentralized but this data is all public.  The tax man will tax this beyond regular interest. Will be treated as income or a stock gain. I dunno I just don’t think this is a good sign. Just my take though

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@offgridlife · Apr 9 '22

I am selling all my Hive to buy HBD. I’m done with blogging on Hive. Since I started showing my support for the Ukraine  I get all my posts downvoted to zero .

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@kerrislravenhill · Apr 11 '22

$0.04

Oh my gosh, you too. What's this place coming to?

👍 geneeverett

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1 reply

@leifasaur · Apr 11 '22

Yes this is very attractive.

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@offgridlife · Apr 11 '22

I’m actually doing much better with the Leo.voter delegation…. 16% paid daily in LEO… 

Daily compounding makes a huge difference.


![5EB419F5-DBB0-46C0-B04F-7661EC919386.jpeg](https://images.hive.blog/DQmezwvQW64cPiVs2LL6MegwLdB8Kb1LLnzy8JeCVvyBXdX/5EB419F5-DBB0-46C0-B04F-7661EC919386.jpeg)

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@niallon11 · Apr 9 '22

Is it sustainable?

How would it play out over the long run i wonder.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@niallon11/re-offgridlife-3okaza)

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@geneeverett · Apr 12 '22

No it’s not in my opinion. There’s a reason it’s so high and it’s heavy risk.  I love our community here but that said there is fair critical things to say about HBD. It’s going to be a target by governments and with this interest rate the Regulators are definitely coming to make trouble.  I would rather have hive and no HBD personally.  Way 2 much risk. But just my thinking 🤷🏼‍♂️.

properties (22)

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`permlink`	ra85hn
`category`	hbd
`json_metadata`	{"app":"hiveblog/0.1"}
`created`	2022-04-12 11:34:36
`last_update`	2022-04-12 11:34:36
`depth`	2
`children`	0
`last_payout`	2022-04-19 11:34:36
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	384
`author_reputation`	281,493,924,815,538
`root_title`	"With 20% APR for HBD Savings I would sell all my Hive and buy HBD"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	112,226,862
`net_rshares`	0

@offgridlife · Apr 9 '22 (edited)

Not sure… we will see

properties (22)

`author`	offgridlife
`permlink`	ra2n36
`category`	hbd
`json_metadata`	{"app":"hiveblog/0.1"}
`created`	2022-04-09 12:09:06
`last_update`	2022-04-09 14:17:15
`depth`	2
`children`	0
`last_payout`	2022-04-16 12:09:06
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	21
`author_reputation`	409,359,713,092,806
`root_title`	"With 20% APR for HBD Savings I would sell all my Hive and buy HBD"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	112,136,158
`net_rshares`	0

@offgridlife · Apr 9 '22

$0.04

It is very Risky.

👍 geneeverett

`author`	offgridlife
`permlink`	ra2n82
`category`	hbd
`json_metadata`	{"app":"hiveblog/0.1"}
`created`	2022-04-09 12:12:03
`last_update`	2022-04-09 12:12:03
`depth`	2
`children`	0
`last_payout`	2022-04-16 12:12:03
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.020 HBD
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`pending_payout_value`	0.000 HBD
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`body_length`	17
`author_reputation`	409,359,713,092,806
`root_title`	"With 20% APR for HBD Savings I would sell all my Hive and buy HBD"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	112,136,229
`net_rshares`	35,611,305,148
`author_curate_reward`	""

properties (23)vote details (1)

voter	weight	wgt%	rshares	pct	time
geneeverett	0 B		35,611,305,148	100%

@oneshot · Oct 20 '22

With which periodicity are interested paid? Monthly, yearly...

properties (22)

`author`	oneshot
`permlink`	re-offgridlife-rk1a47
`category`	hbd
`json_metadata`	{"tags":["hbd"],"app":"peakd/2022.10.1"}
`created`	2022-10-20 04:07:18
`last_update`	2022-10-20 04:07:18
`depth`	1
`children`	5
`last_payout`	2022-10-27 04:07:18
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	62
`author_reputation`	2,618,161,935,301
`root_title`	"With 20% APR for HBD Savings I would sell all my Hive and buy HBD"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	117,617,121
`net_rshares`	0

@offgridlife · Oct 20 '22

$0.03

Monthly

👍 oneshot

`author`	offgridlife
`permlink`	rk1tcg
`category`	hbd
`json_metadata`	{"app":"hiveblog/0.1"}
`created`	2022-10-20 11:02:39
`last_update`	2022-10-20 11:02:39
`depth`	2
`children`	4
`last_payout`	2022-10-27 11:02:39
`cashout_time`	1969-12-31 23:59:59
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`body_length`	7
`author_reputation`	409,359,713,092,806
`root_title`	"With 20% APR for HBD Savings I would sell all my Hive and buy HBD"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	117,623,962
`net_rshares`	45,656,591,876
`author_curate_reward`	""

properties (23)vote details (1)

voter	weight	wgt%	rshares	pct	time
oneshot	0 B		45,656,591,876	100%

@oneshot · Nov 7 '22

Hi, I would like report you this account https://wallet.hive.blog/@prozasst/transfers. This is an account in which one I'm somehow involved. You can notice that there are in savings $868.954 for almost two months. Never have interest paid, how that could be explained? Thanks in advance for any info.

properties (22)

`author`	oneshot
`permlink`	re-offgridlife-rkyqik
`category`	hbd
`json_metadata`	{"tags":["hbd"],"app":"peakd/2022.10.3"}
`created`	2022-11-07 05:42:21
`last_update`	2022-11-07 05:42:21
`depth`	3
`children`	3
`last_payout`	2022-11-14 05:42:21
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	300
`author_reputation`	2,618,161,935,301
`root_title`	"With 20% APR for HBD Savings I would sell all my Hive and buy HBD"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	118,130,639
`net_rshares`	0

3 replies

@rmsadkri · Apr 10 '22

20% sounds interesting but need to back that up with solid marketing and promotions.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@rmsadkri/re-offgridlife-6qcqdf)

properties (22)

`author`	rmsadkri
`permlink`	re-offgridlife-6qcqdf
`category`	hbd
`json_metadata`	{"app":"leofinance/0.2","format":"markdown","tags":["hbd","leofinance","hive-167922"],"canonical_url":"https://leofinance.io/@rmsadkri/re-offgridlife-6qcqdf"}
`created`	2022-04-10 01:00:36
`last_update`	2022-04-10 01:00:36
`depth`	1
`children`	1
`last_payout`	2022-04-17 01:00:36
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	182
`author_reputation`	130,180,323,376,561
`root_title`	"With 20% APR for HBD Savings I would sell all my Hive and buy HBD"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	112,154,785
`net_rshares`	0

@offgridlife · Apr 10 '22

I will promote 20% like crazy on Twitter, Instagram, Facebook, YouTube….

properties (22)