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**Introduction**
Crypto holders dream of a world where crypto would be used in day to day commercial activities. I am guilty of dreaming that exact same dream. If you feel the same, then this article is just for you. Come with me, let’s discuss [KINESIS](https://www.kinesis.money/).
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**[KINESIS](https://www.kinesis.money/):**
[KINESIS](https://www.kinesis.money/) was designed to overcome various problems facing different markets. Let’s view these problems
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**The Cryptocurrency Market problem**
Volatility of cryptocurrencies is a big problem, and this has made crypto an ill-advised option for storing of values and inappropriate for use as day to day currencies. With this volatility problem, crypto is not a currency that can stimulate widely spread global commerce. However, [KINESIS](https://www.kinesis.money/) solves this by providing an utmost stable and definable store of value which can be used in global commerce activities.
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**The Fiat Currency Market problem**
From history, every fiat currency has always experienced devaluation collapse, and this affects the economy of the currency negatively. Also, fiat currencies can also be regarded as a poor store of value due to the fact that, central banks print currencies, and thus devalues the currencies by creating inflation in prices. However, with [KINESIS](https://www.kinesis.money/) providing stability, this problem is solved.
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**The Asset-Backed currency problems**
“Bad money drives out good”. This law (Gresham’s Law) affects crypto and asset-backed currencies. Holders of cryptos tend to hoard cryptos, and instead spend fiat currencies in day to day commercial activities. However, [KINESIS](https://www.kinesis.money/) incentivizes holders to spend crypto through a multifaceted rewards system which rewards based on participation and capital velocity.
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Another problem of asset-backed currency is that, these assets are placed in banks, with no yield/returns gotten from them, yet, it costs to safeguard these assets. However, [KINESIS](https://www.kinesis.money/) gives yield/returns to these assets by giving multiple yields for different levels of participation.
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Security is also a problem facing asset-backed currencies. However, [KINESIS](https://www.kinesis.money/)’ primary currencies are backed 1:1 with allocated physical gold and silver, which is the greatest stable and definable stores of value, and thus, security is assured.
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**The Bullion Market Problems**
Bullion market presently do transactions in an over-the-counter (OTC) manner via phone, email or in person, and this is inefficient, ineffective and expensive. However, with [KINESIS](https://www.kinesis.money/) partnering with ABX, bi-lateral trading would be done through the blockchain.
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Another problem facing bullion market is that these markets are independent and disconnected from each other. This also creates an entry barrier for international customers, as local traders only trade in their home region. [KINESIS](https://www.kinesis.money/) solves this by interfacing these markets.
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Limited resources to perform necessary research into rules and regulations governing global operations is another problem. [KINESIS](https://www.kinesis.money/)’ system and technology would enable bullion market users to gain more resources, and thus attract international customers.
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**[KINESIS](https://www.kinesis.money/)’s Vision**
[KINESIS](https://www.kinesis.money/) has a vision to bring about a monetary system that would enhance crypto as both a store of value and a medium of commercial exchange. This vision relies on those who participates, and it would benefit everyone.
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**[KINESIS](https://www.kinesis.money/)’s Mission**
[KINESIS](https://www.kinesis.money/)’s mission is to bring about a globally accepted fungible monetary system. This system would reward the participants and also create a solution for the current insatiable need for sound and reliable money.
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**[KINESIS](https://www.kinesis.money/) strategic partnership**
[KINESIS](https://www.kinesis.money/) has a partnership with ABX and thus, it uses the auditing and verification system of ABX’s quality assurance framework. ABX has been in business since 2013, with a great track record. Additionally, [KINESIS](https://www.kinesis.money/) could get instant clientele from Deutsche Borse Group (DBG), since they are in partnership. DBG is one of the largest exchange groups in the world
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**The [KINESIS](https://www.kinesis.money/) Monetary System**
From [KINESIS](https://www.kinesis.money/)’s Mission, we see that [KINESIS](https://www.kinesis.money/) reward participants that make uses of its currency. With this method, movement of capital is stimulated, and thus, commerce and economic activity is non-avoidable. The primary elements of [KINESIS](https://www.kinesis.money/) includes:
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1 **[KINESIS](https://www.kinesis.money/) Currency Suite**
[KINESIS](https://www.kinesis.money/) Currency suite is backed by a 1:1 direct allocated asset (physical Gold and silver). Gold and silver is the utmost stable and definable stores of value which can be used in commercial activities. It has the following products incorporated:
* Reserve & Payment currencies
* Physical Gold and Silver
* Segregated Physical Gold and silver bars
* Physical bank notes: EUR, JPY, GBP & CHF
* Digital currencies: TBA
* Investment Currencies (in pair: physical silver/paper silver)
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2 **Velocity-based Yield**
Yield is a regular return that is gotten from economic/commercial activities. This return is continuous and it provides a definable value which can be used in commercial, institutional and/or retail investment. [KINESIS](https://www.kinesis.money/) has a multifaceted yield system. This yield system is set to attract capital by incentivizing the use and velocity (rate at which coins changes hands) of the currency suite (capital). Participants are rewarded financially, and this reward depends on the rate of participation and the total velocity of the [KINESIS](https://www.kinesis.money/) coins.
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**[KINESIS](https://www.kinesis.money/) Players and their respective velocity-based yields**
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**[KINESIS](https://www.kinesis.money/) Minters and their Yield**
Minters are people that create and mint [KINESIS](https://www.kinesis.money/) coins. Coins are minted via purchase from the KCX. Minters are poised to receive 5% share of transaction fees on they created that was used. Once coins are created they are emitted into the KBN (via their unique wallets). Thus, the higher the coins created, the higher the yield.
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**[KINESIS](https://www.kinesis.money/) Holders and their Yield**
Holders are people that invest coins into the [KINESIS](https://www.kinesis.money/) platform. They receive 15% of the transaction fees of the coins they hold. The 15% of the transaction fees is calculated daily, and they it is credited into their e-wallet account monthly. Hence, the higher the coins held, the higher the yields.
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**Depositors and their Yield**
Depositors are people that deposit and purchase [KINESIS](https://www.kinesis.money/) coins via their wallet on KFN. They receive 5% transaction fees of the initial coins deposited in their wallet. They would continue to receive yield from that coin, throughout the life of the coin, as the coin moves from one wallet to another. The higher the initial coins deposited, the higher the yields.
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**Affiliates and their Yield**
Affiliates are people that refer new users to the currency suite. They would receive yield when they refer new users to the currency suite. Thus the more the number of new users referred, the higher the yield. They would continue to receive yield from the transactions which the participants they refer makes.
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3 **Blockchain & Cryptocurrency Technology**
[KINESIS](https://www.kinesis.money/) has a proprietary blockchain network that is forked off the Stellar blockchain. This proprietary blockchain enables high transaction speed, security, and many other value-added features in order to enable spending on KCC.
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**[KINESIS](https://www.kinesis.money/) Currency Specifications**
[KINESIS](https://www.kinesis.money/) Currency Suite ties one fine gram of gold to one token for KAU and ties 10 grams of silver to one unit of KAG. Both the KAU and KAG would bear a serial number which is attached to an identifying refiner’s stamp.
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For the wholesale segregated currencies, 1 fine kg of gold is tied to one token for KWG and 1,000 troy ounces of silver to one token for KWS. Both the KWG and KWS would bear a serial number which is attached to an identifying refiner’s stamp.
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**[KINESIS](https://www.kinesis.money/) Monetary System Featured Components**
The [KINESIS](https://www.kinesis.money/) Monetary System is a fully equipped system that consists of all the components needed for a effective and efficient monetary system. These components each have different functions, and when combined with one another makes up different business units.
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**[KINESIS](https://www.kinesis.money/) Currency Exchange (KCX)**
This is a wholesale market where currency is created and minted via the help of ABX. Coins are purchased from KCX, and then emitted into the KBN.
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**[KINESIS](https://www.kinesis.money/) Blockchain Network (KBN)**
The KBN is the component where coins purchased from KCX can be saved, sent, spent and/or traded. The coins purchased from KCX are poured out into the KBN with incentives which is based on the velocity of the coin.
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**[KINESIS](https://www.kinesis.money/) Blockchain Exchange (KBE)**
KBE is a cryptocurrency exchange where [KINESIS](https://www.kinesis.money/) currencies and other cryptos can be exchanged/traded. This is to ensure a very deep liquidity for [KINESIS](https://www.kinesis.money/) currencies.
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**[KINESIS](https://www.kinesis.money/) Financial Network (KFN)**
KFN serves as a mobile banking system, where [KINESIS](https://www.kinesis.money/) currencies can be used for utility functions such as savings, payments, remittance and money movement. KFN also has a MasterCard, Visa debit card and companion card facility, to provide the ability of withdrawing funds at an ATM and also using [KINESIS](https://www.kinesis.money/) as a payment currency globally. KFN has other features such as e-commerce tech suite, integration for APIs etc. These features each have their respective functions.
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**[KINESIS](https://www.kinesis.money/) Commercial Centre (KCC)**
The KCC is a platform where goods and services are exchanged for [KINESIS](https://www.kinesis.money/) tokens (KAG & KAU).
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**Advantages of [KINESIS](https://www.kinesis.money/) Monetary System**
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**Flexibility**
The [KINESIS](https://www.kinesis.money/) Monetary System can be superimposed on everything/anything that can be traded, standardized or stored as value. This includes, currency markets, investment markets etc.
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**Security**
Due to the stability of the [KINESIS](https://www.kinesis.money/) Monetary System, it is less risky and more profitable to engage in the [KINESIS](https://www.kinesis.money/) system in comparison to other markets.
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**User in control**
The [KINESIS](https://www.kinesis.money/) Monetary System allocates legal title directly to the user. This is in contrast to our current banking system, where the bank hold legal title of the deposits of their customers and thus, can put these deposits at risk through various activities. Thus, with [KINESIS](https://www.kinesis.money/), the user is in charge.
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**Scalability**
Given the high yield [KINESIS](https://www.kinesis.money/) would generate, capitals from markets experiencing low yields would be attracted to [KINESIS](https://www.kinesis.money/). Thus, the [KINESIS](https://www.kinesis.money/) Monetary System is highly scalable. Some of these markets which [KINESIS](https://www.kinesis.money/) would attract capital from includes:
* Cryptocurrency Markets
* Gold & Silver Markets
* Fiat Currency Markets
* Investment Markets
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**Rewarded according to participation**
Recall that I made mention that [KINESIS](https://www.kinesis.money/) attracts capital from other markets. Once capitals are put into [KINESIS](https://www.kinesis.money/), a unique multifaceted yield system that stimulates commercial exchange is attached to the capital. Via this unique multifaceted yield system, users are rewarded fairly in accordance to participation and velocity of the capital.
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**Use-Case**
Jimbo is a crypto holder. However he hoards his crypto, hoping that the price would increase, so he sells them. However with [KINESIS](https://www.kinesis.money/), he is incentivized to spend his crypto. Thus, he makes additional cool cash while enabling the use of crypto in day to day commercial activities.
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**Conclusion**
[KINESIS](https://www.kinesis.money/) has brought a way for crypto to be used in our day to day economic activities, and it can be applied in virtually anything. If you think [KINESIS](https://www.kinesis.money/) isn’t the solution to the volatility of crypto, then I suggest that you read this article again. [KINESIS](https://www.kinesis.money/) has the power to change the way crypto is used. Hence, all and sundry should embrace [KINESIS](https://www.kinesis.money/).
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Check out the short video I made about [KINESIS](https://www.kinesis.money/)
https://youtu.be/wYFjMkGbtnk
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**Check out these videos**
https://youtu.be/Htb0NhkRVUg
https://youtu.be/Xo5V_A2NBSY
https://youtu.be/moDBJCemGTM
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**For more information and resources**
[Kinesis.Money Website](https://kinesis.money/en/kinesis-etheralabs/)
[Kinesis.Money WhitePaper](https://kinesis.money/documents/translations/kinesis-whitepaper-en.pdf?r=01578)
[Kinesis.Money OnePager](https://kinesis.money/documents/translations/kinesis-whitepaper-summary-en.pdf?r=01578)
[Kinesis.Money YouTube](https://www.youtube.com/watch?v=Htb0NhkRVUg)
[Kinesis.Money Telegram](https://t.me/kinesismoney)
[Kinesis.Money LinkedIn](https://www.linkedin.com/company/kinesismoney/)
[Kinesis.Money GitHub](https://github.com/KinesisNetwork/kvt)
[Kinesis.Money SteemIt](https://steemit.com/@kinesis.money)
[Kinesis.Money BitcoinTalk](https://bitcointalk.org/index.php?action=profile;u=2202560;sa=showPosts)
[Kinesis.Money Medium](https://medium.com/@kinesis/)
[Kinesis.Money Twitter](https://twitter.com/kinesismoney)
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**[KINESIS](https://www.kinesis.money/) Roadmap**
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**[KINESIS](https://www.kinesis.money/) Executive Team**
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**[KINESIS](https://www.kinesis.money/) Operations Team**
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**[KINESIS](https://www.kinesis.money/) Development Team**
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**[KINESIS](https://www.kinesis.money/) Advisory Team**
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This is an [@originalworks sponsored contest](https://steemit.com/crypto/@originalworks/980-steem-sponsored-writing-contest-kinesis)
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**Link to Tweet**
https://twitter.com/okiTwiTs/status/1036681227594596352?s=19
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