<div class="pull-right">https://i.imgur.com/3ZAX1q5.png</div> **For over 20 years I haven't had a 'proper' job.** **By proper job I mean a salaried job with holiday pay, and sick pay, and all those other lovely benefits of being employed by an employer.** **Instead I chose to take the freelance, self-employed, be your own boss, come and go as you please, work when you want approach to earning my living.** For the most part, with a few ups and downs, that has worked out well. I've built up a good number of regular clients that meant I have always had several projects on the go that brought in an adequate flow of money. My income status would I guess be termed 'comfortably off' - not wealthy, not poor, but always enough to provide for the family's needs. **Then the virus came...** I've worked from home for many years, and I've always been a bit of a prepper, so I should have been well set. But there was a chink in my armour that I hadn't spotted. I work in the web. I do all sorts of web stuff. And I have built a bit of a niche specialism in a couple of sectors... **Hospitality and Leisure !** So as the impact of the pandemic became more apparent back last March and April I got a stream of polite (and sometimes a little panicky) calls and emails from clients... "Really sorry, got to put the project hold", "Tightening our belts", "We can continue but won't be able to pay for at least six months". **My income streams dropped hard and fast.** As an all round prepper I should have had savings stashed away for just such an occurrence. But (and there always is one) I had been using all my spare cash over the past couple of years to pay off an historic debt. I was just about at the end of those repayments, and I was just about to start building up some savings. But I was just too late, and now the hard rains were going to fall. **I had to re-engineer my financial strategy fast and furiously.** Unfortunately because of how my 'business' was set up I fell through the cracks and was not eligible for any of the various government grants, loans or furlough payments being offered as 'virus aid'. I was on my own. This was not the first time in my life when the purse strings had tightened so I knew the routine... **Work hard, spend little.** So I began to hustle. I looked in every nook and cranny, turned over every stone, dug out every old contact, took whatever was going, at whatever rate was being offered. Alongside that we started to look at everything we spent. We changed our eating habits - out with the convenience meals, processed foods and little treats, in with the cooking from scratch and home made cakes. Soups and jacket pototoes are nutritious, healthy and cheap. And I've rather grown to like them. We cut our own hair, make our own clothes, burn our own wood and grown our own veg. Subscriptions were cut, we got rid of one of our phones, and SORNed our older car to save on the tax, insurance and MOT costs. --- **2020 was tough, but with hustle and frugality as our watch words we began to get the ship back on course.** We've managed to diversify our income sources to bring us back up to about where we were before. And we have managed to cut our expenditure by at least a third. So all in all we have ended up in a better place with a bit more spare monthly income than we had at the start of the year. Now we have to make sure we use that extra money wisely and put it to work. That is what I will cover in Part 2 of My Financial Strategy for 2021. --- --- _[ image from pixabay.com ]_ Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@pennsif/hustle-and-scrooge-my-financial-strategy-for-2021-part-1)
| author | pennsif |
|---|---|
| permlink | hustle-and-scrooge-my-financial-strategy-for-2021-part-1 |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["leofinance","personalfinance","palnet"],"canonical_url":"https://leofinance.io/@pennsif/hustle-and-scrooge-my-financial-strategy-for-2021-part-1","image":["https://i.imgur.com/3ZAX1q5.png"]} |
| created | 2021-01-04 02:54:36 |
| last_update | 2021-01-04 02:54:36 |
| depth | 0 |
| children | 30 |
| last_payout | 2021-01-11 02:54:36 |
| cashout_time | 1969-12-31 23:59:59 |
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| author_reputation | 636,410,097,572,565 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
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| author_curate_reward | "" |
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| jrxplorer | 0 | 0 | 7.5% | ||
| jacobpeacock | 0 | 37,264,676,913 | 100% | ||
| communityaction | 0 | 5,078,449,488 | 100% | ||
| qwoyn | 0 | 849,761,114 | 17.5% | ||
| diegor | 0 | 13,263,367,100 | 100% | ||
| memeteca | 0 | 1,127,822,603 | 8.71% | ||
| scholarsph | 0 | 1,368,320,594 | 100% | ||
| actnearn | 0 | 1,455,876,310,362 | 100% | ||
| pauliinasoilu | 0 | 5,543,443,361 | 100% | ||
| michealb | 0 | 273,479,822,101 | 100% | ||
| dashand | 0 | 29,605,092 | 3.75% | ||
| cakemonster | 0 | 131,781,657,675 | 100% | ||
| cowpatty | 0 | 686,236,857 | 17.5% | ||
| bia.birch | 0 | 7,541,962,661 | 50% | ||
| maajaanaa | 0 | 3,914,952,454 | 100% | ||
| optimizer | 0 | 652,609,831 | 2% | ||
| jpbliberty | 0 | 505,848,242,939 | 100% | ||
| khan.dayyanz | 0 | 1,287,381,275 | 6% | ||
| jacuzzi | 0 | 6,524,150,003 | 6% | ||
| steemstorage | 0 | 120,907,845,930 | 100% | ||
| fire451 | 0 | 1,532,812,990 | 100% | ||
| starfighter | 0 | 967,156,150 | 100% | ||
| seekingalpha | 0 | 782,937,173 | 100% | ||
| navyactifit | 0 | 155,729,040,520 | 10% | ||
| princessamber | 0 | 961,546,734 | 50% | ||
| whiterosecoffee | 0 | 37,808,635,347 | 100% | ||
| creary | 0 | 1,874,282,987 | 12.5% | ||
| topoisomerase | 0 | 8,466,997,793 | 100% | ||
| ctime | 0 | 493,585,275,125 | 3% | ||
| jamesbattler | 0 | 210,252,559,216 | 100% | ||
| thekillingqueen | 0 | 611,156,771 | 50% | ||
| ghostdylan | 0 | 965,484,220 | 50% | ||
| battlemaster | 0 | 3,124,043,955 | 50% | ||
| steemclub-uk | 0 | 30,300,980,745 | 100% | ||
| tankometry | 0 | 6,287,593,087 | 25% | ||
| jetometry | 0 | 6,248,648,490 | 25% | ||
| rockstarbm | 0 | 5,621,655,839 | 25% | ||
| goodcontentbot | 0 | 808,499,122 | 15% | ||
| deanpiecka | 0 | 533,293,442 | 17.5% | ||
| blockbeard | 0 | 1,586,886,990 | 100% | ||
| ultima-alianza | 0 | 1,874,545,289 | 100% | ||
| cooperfelix | 0 | 4,294,353,844 | 40% | ||
| peter-bot | 0 | 1,091,679,934 | 100% | ||
| dfacademy | 0 | 120,851,159,431 | 100% | ||
| dcommerce | 0 | 680,580,999,510 | 100% | ||
| bluemaskman | 0 | 3,609,791,889 | 17.5% | ||
| abbenay | 0 | 1,071,750,014 | 5% | ||
| hashkings | 0 | 7,131,051,889 | 3% | ||
| thelogicaldude | 0 | 43,507,199,970 | 30% | ||
| hungryharish | 0 | 5,663,917,092 | 100% | ||
| kharma.scribbles | 0 | 1,523,475,267 | 37.5% | ||
| steem-queen | 0 | 3,541,853,606 | 100% | ||
| itisjustme | 0 | 1,097,100,343 | 50% | ||
| kryptogames | 0 | 55,901,340,926 | 12% | ||
| spotlight.artist | 0 | 26,165,314,571 | 100% | ||
| ruggedbeardmedia | 0 | 694,134,915 | 100% | ||
| chunkysoupsvc | 0 | 37,702,792,907 | 100% | ||
| hungryanu | 0 | 2,819,709,245 | 50% | ||
| steemadventures | 0 | 529,190,533 | 80% | ||
| nerdvania | 0 | 532,437,701 | 100% | ||
| bonfirepit | 0 | 556,602,145 | 100% | ||
| engrsayful | 0 | 14,479,356,906 | 12% | ||
| maiu | 0 | 4,313,056,637 | 100% | ||
| frugalgamer | 0 | 3,099,292,688 | 100% | ||
| crazydaisy | 0 | 285,251,472 | 100% | ||
| epicdice | 0 | 17,653,387,220 | 3% | ||
| steelborne | 0 | 2,561,243,994 | 20% | ||
| theresteemer5000 | 0 | 1,214,819,180 | 100% | ||
| megavest | 0 | 3,898,221,700 | 20% | ||
| yonnathang | 0 | 10,961,948,547 | 100% | ||
| star.lord | 0 | 143,445,826,867 | 100% | ||
| pearltwin | 0 | 23,941,227,848 | 10% | ||
| socialbot | 0 | 17,283,816,587 | 39% | ||
| likwid | 0 | 28,943,511,256 | 30% | ||
| haxxdump | 0 | 115,830,929 | 10% | ||
| steemvpn | 0 | 14,506,505,637 | 100% | ||
| girlfoundationgh | 0 | 1,303,493,791 | 25% | ||
| travelwritemoney | 0 | 5,055,069,203 | 20% | ||
| kendra19 | 0 | 4,219,639,223 | 100% | ||
| weedcash | 0 | 5,070,740,656 | 11.55% | ||
| steemindian | 0 | 18,724,225,899 | 100% | ||
| teamashen | 0 | 1,064,492,745 | 2% | ||
| cryptogambit | 0 | 1,442,730,644 | 7.5% | ||
| we-are-palcoin | 0 | 0 | 9.15% | ||
| grannabis | 0 | 607,466,626 | 23% | ||
| asmr.tist | 0 | 12,337,736,100 | 100% | ||
| steem-key | 0 | 3,165,095,085 | 100% | ||
| tiffin | 0 | 1,052,744,092 | 20% | ||
| abh12345.leo | 0 | 276,926,796 | 20% | ||
| plook | 0 | 3,938,082,751 | 100% | ||
| leovoter | 0 | 1,152,417,473 | 50% | ||
| leo.voter | 0 | 16,377,466,667,640 | 20% | ||
| leo.curator | 0 | 2,252,021,803 | 45.6% | ||
| trichomesnetwork | 0 | 2,497,471,044 | 100% | ||
| onealfa.leo | 0 | 174,053,238 | 1.19% | ||
| penpals | 0 | 586,881,997 | 60% | ||
| vxc.leo | 0 | 64,466,829 | 21% | ||
| bala-leo | 0 | 654,150,548 | 20% | ||
| freedomring | 0 | 660,209,275 | 17.5% | ||
| good.game | 0 | 18,382,756,921 | 100% | ||
| babytarazkp | 0 | 3,347,151,339 | 85% | ||
| arctis | 0 | 965,710,447 | 55.86% | ||
| midlet-yourleo | 0 | 794,488,062 | 45.6% | ||
| dfacademy-tokens | 0 | 947,919,384 | 100% | ||
| taskmaster4450le | 0 | 13,667,955,837 | 15% | ||
| tokensink | 0 | 46,102,196,295 | 100% | ||
| eloi | 0 | 1,005,983,136 | 56.43% | ||
| refinement | 0 | 1,089,934,666 | 57% | ||
| beta500 | 0 | 82,397,809,864 | 100% | ||
| dechuck | 0 | 15,546,595,765 | 100% | ||
| knightsunited | 0 | 1,154,500,844 | 100% | ||
| sbi-tokens | 0 | 2,239,365,083 | 26.12% | ||
| bastionpm | 0 | 666,374,937 | 20% | ||
| fucanglong | 0 | 5,706,726,324 | 100% | ||
| re2pair | 0 | 297,858,000 | 100% | ||
| untersatz | 0 | 10,604,735,820 | 50% | ||
| steembatangas | 0 | 604,655,629 | 90% | ||
| bcm | 0 | 1,021,593,851 | 9% | ||
| freddlm | 0 | 706,309,104 | 100% | ||
| homeedders | 0 | 115,249,978,519 | 30% | ||
| hongdangmu | 0 | 658,999,535 | 10% | ||
| coinlogic.online | 0 | 658,899,058 | 17.5% | ||
| astraeas | 0 | 602,021,076 | 57% | ||
| akpofure | 0 | 258,343,041 | 57% | ||
| chloem | 0 | 779,119,458 | 57% | ||
| leotrail | 0 | 2,080,563,410 | 57% | ||
| cd-leo | 0 | 522,681,869 | 100% | ||
| dappstats | 0 | 3,698,018,525 | 15% | ||
| enison1 | 0 | 2,390,352,461 | 50% | ||
| sandymeyer | 0 | 337,773,163,623 | 35% | ||
| felander.leo | 0 | 852,635,419 | 100% | ||
| diy-homestead | 0 | 38,525,416,491 | 100% | ||
| unpopular | 0 | 1,703,610,885,399 | 100% | ||
| ibt-survival | 0 | 392,271,812,316 | 100% | ||
| autowin | 0 | 1,070,631,909 | 57% | ||
| meosleos | 0 | 1,063,823,647 | 56.43% | ||
| sumatranate.leo | 0 | 2,241,735,699 | 50% | ||
| marlians.token | 0 | 7,993,636,269 | 100% | ||
| galenkp.aus | 0 | 1,201,343,263 | 100% | ||
| khallotus | 0 | 640,598,527 | 50% | ||
| toni.curation | 0 | 141,703,190 | 4% | ||
| gmlrecordz | 0 | 642,853,393 | 50% | ||
| chireerocks.leo | 0 | 63,871,866 | 100% | ||
| empoderat.leo | 0 | 163,617,033 | 57% | ||
| chireerocks.pal | 0 | 94,541,591 | 100% | ||
| jeffmackinnon | 0 | 625,072,549 | 20% | ||
| kgsupport | 0 | 1,386,550,125 | 36% | ||
| marblesz | 0 | 1,928,189,446 | 30% | ||
| dalz4 | 0 | 765,496,739 | 90% | ||
| platino94 | 0 | 20,026,789,914 | 57% | ||
| grindle | 0 | 70,877,283,979 | 100% | ||
| drew0 | 0 | 629,461,225 | 5% | ||
| cornavirus | 0 | 7,740,883,252 | 100% | ||
| groove-logic | 0 | 1,244,909,810 | 17.5% | ||
| almightymelon | 0 | 3,803,317,106 | 17.5% | ||
| fengchao | 0 | 15,767,445,169 | 3% | ||
| leofinance | 0 | 16,518,483,662 | 20% | ||
| laruche | 0 | 68,064,637,361 | 1.5% | ||
| master-lamps | 0 | 10,742,821,154 | 100% | ||
| creators-voter | 0 | 0 | 0.89% | ||
| softworld | 0 | 348,352,280,178 | 31% | ||
| captainhive | 0 | 379,563,088,130 | 20% | ||
| quello | 0 | 4,340,078,744 | 15% | ||
| globalcurrencies | 0 | 7,525,352,892 | 7.5% | ||
| pinoysports | 0 | 0 | 1.5% | ||
| hiveonboard | 0 | 12,137,100,506 | 7.5% | ||
| hive-143869 | 0 | 1,533,751,809 | 1.5% | ||
| teikn | 0 | 30,791,869 | 100% | ||
| hivelist | 0 | 3,187,532,620 | 3.5% | ||
| miguelaag | 0 | 19,760,283,379 | 100% | ||
| tattytoque | 0 | 928,135,018 | 50% | ||
| hive-169313 | 0 | 7,858,824,196 | 100% | ||
| localgrower | 0 | 15,589,810,189 | 10% | ||
| ar2r | 0 | 0 | 3.75% | ||
| actioncats | 0 | 6,301,212,655 | 12% | ||
| beehivetrader | 0 | 3,036,355,072 | 10% | ||
| freeescritura | 0 | 2,823,998,931 | 100% | ||
| poshbot | 0 | 87,964,601,893 | 10% | ||
| picsart | 0 | 587,453 | 7.5% | ||
| hivecur2 | 0 | 37,281,073,150 | 10% | ||
| koxmicart | 0 | 586,654,084 | 100% | ||
| portsundries | 0 | 1,952,551,134 | 100% | ||
| recoveryinc | 0 | 3,963,530,760 | 0.5% | ||
| uyobong.venture | 0 | 34,662,275 | 50% | ||
| pixiedust4u | 0 | 940,287,822 | 50% | ||
| dying | 0 | 628,122,803 | 1% | ||
| davidmuhammad | 0 | 3,215,570,969 | 100% | ||
| vtol79 | 0 | 540,424,942 | 100% | ||
| leoneil.leo | 0 | 35,401,258 | 20% | ||
| borbolet | 0 | 8,668,050,051 | 30% | ||
| abdul.qadir | 0 | 246,005,723 | 20.5% | ||
| atardeceres81 | 0 | 371,956,008,588 | 100% | ||
| ztfo | 0 | 1,026,187,709 | 54.15% | ||
| gcomplex | 0 | 996,882,956 | 57% | ||
| baluthor | 0 | 555,876,079 | 57% | ||
| hanez | 0 | 1,247,032,861 | 57% | ||
| minebb | 0 | 988,516,705 | 55.29% | ||
| plasticsoul | 0 | 1,014,261,201 | 57% | ||
| scrpt | 0 | 1,034,346,017 | 57% | ||
| ropehold | 0 | 995,451,946 | 57% | ||
| fitlet | 0 | 674,399,986 | 57% | ||
| anggreklestaleo | 0 | 367,571,508 | 64% | ||
| strk | 0 | 947,886,730 | 57% | ||
| hemerit | 0 | 1,031,731,906 | 57% | ||
| midtrain | 0 | 973,217,209 | 57% | ||
| starle | 0 | 999,653,915 | 57% | ||
| thorc | 0 | 981,761,542 | 57% | ||
| meta.condeas | 0 | 6,861,556,991 | 80% | ||
| basechain | 0 | 977,829,061 | 57% | ||
| torrey.leo | 0 | 1,893,913,837 | 100% | ||
| flowc | 0 | 979,615,710 | 57% | ||
| tv-d | 0 | 979,854,646 | 57% | ||
| supersla | 0 | 972,787,044 | 57% | ||
| alorian | 0 | 981,482,873 | 57% | ||
| slat | 0 | 922,985,167 | 57% | ||
| protoleo | 0 | 923,177,430 | 57% | ||
| muski | 0 | 870,545,884 | 57% | ||
| netaterra.leo | 0 | 2,553,887,678 | 100% | ||
| twrk | 0 | 971,007,543 | 57% | ||
| nathen007.leo | 0 | 1,628,195,726 | 25% | ||
| eth2 | 0 | 980,203,892 | 57% | ||
| lbi-token | 0 | 50,937,709,264 | 15% | ||
| tslap | 0 | 996,868,677 | 57% | ||
| hodol | 0 | 845,528,852 | 57% | ||
| theco | 0 | 999,560,879 | 57% | ||
| muskland | 0 | 911,208,536 | 57% | ||
| hochismin | 0 | 1,041,486,728 | 57% | ||
| finleo | 0 | 956,532,890 | 57% | ||
| givup | 0 | 1,058,346,921 | 57% | ||
| etheru | 0 | 1,066,543,321 | 57% | ||
| bynd | 0 | 1,067,586,286 | 57% | ||
| elong | 0 | 1,057,092,887 | 57% | ||
| logroll | 0 | 1,086,701,062 | 57% | ||
| outperform | 0 | 1,065,078,388 | 57% | ||
| perfi | 0 | 1,050,998,292 | 57% | ||
| hykss | 0 | 4,315,490,496 | 10% | ||
| foreo | 0 | 1,022,779,000 | 57% | ||
| capsule | 0 | 1,066,145,394 | 57% | ||
| sn8 | 0 | 1,067,445,810 | 57% | ||
| fundament | 0 | 1,067,231,997 | 57% | ||
| ikaro | 0 | 11,921,075 | 1.19% | ||
| theatdhe | 0 | 3,603,275,166 | 100% | ||
| index-a | 0 | 1,047,248,744 | 57% | ||
| kropak | 0 | 1,031,394,653 | 57% | ||
| bitbi | 0 | 1,053,016,035 | 57% | ||
| feelfor | 0 | 1,049,031,461 | 57% | ||
| mercador | 0 | 1,035,250,097 | 57% | ||
| companyx | 0 | 1,068,407,841 | 57% | ||
| hallogen | 0 | 1,048,702,863 | 57% | ||
| hodldays | 0 | 1,042,930,438 | 56.43% | ||
| mandawanda | 0 | 1,069,636,988 | 57% | ||
| portfoliomargin | 0 | 1,067,764,185 | 57% | ||
| kenechukwu97 | 0 | 1,220,345,219 | 100% | ||
| fremo | 0 | 1,068,889,934 | 57% | ||
| deliveries | 0 | 1,078,913,981 | 55.29% | ||
| nengai800 | 0 | 0 | 100% |
I like your story. I'm also a bit of a prepper and like saving. I am a salaryman but I could freelance if I wanted to. My wife does that. I'm kinda glad I didn't because I like my job even though I could make more and work less freelancing. I think the security of one of us having a salary makes up for it.
| author | abitcoinskeptic |
|---|---|
| permlink | re-pennsif-qmeazg |
| category | hive-167922 |
| json_metadata | {"tags":["hive-167922"],"app":"peakd/2020.12.3"} |
| created | 2021-01-04 05:52:30 |
| last_update | 2021-01-04 05:52:30 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 05:52:30 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 308 |
| author_reputation | 335,387,091,612,941 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,210,398 |
| net_rshares | 0 |
Good idea
| author | davidmuhammad |
|---|---|
| permlink | re-pennsif-202114t174328171z |
| category | hive-167922 |
| json_metadata | {"tags":["leofinance","personalfinance","palnet"],"app":"ecency/3.0.11-mobile","format":"markdown+html"} |
| created | 2021-01-04 10:43:27 |
| last_update | 2021-01-04 10:43:27 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 10:43:27 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 9 |
| author_reputation | 6,813,184,461,391 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,212,868 |
| net_rshares | 0 |
Your post has been **voted** as a part of [Encouragement program](https://ecency.com/ecency/@good-karma/encouragement-program-continues-82eafcd10a299). Keep up the good work! <br>Try https://ecency.com and Earn Points in every action (being online, posting, commenting, reblog, vote and more).<br>**Boost your earnings, double reward, double fun!** 😉<br><br>Support Ecency, [in our mission](https://ecency.com/hive/@ecency/proposal-ecency-development-and-maintenance):<br>Ecency: https://ecency.com/proposals/141 <br>Hivesigner: [Vote for Proposal](https://hivesigner.com/sign/update-proposal-votes?proposal_ids=%5B141%5D&approve=true)
| author | ecency |
|---|---|
| permlink | re-202114t406130z |
| category | hive-167922 |
| json_metadata | {"tags":["ecency"],"app":"ecency/3.0.5-welcome","format":"markdown+html"} |
| created | 2021-01-04 03:00:06 |
| last_update | 2021-01-04 03:00:06 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 03:00:06 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 635 |
| author_reputation | 624,423,015,843,338 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,208,857 |
| net_rshares | 0 |
And something good that comes out of this is also that you take an interest in things that you didn't know AND because of the need you have to learn and you can develop them and create a business with that. Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@fabian98/re-pennsif-2tnq59)
| author | fabian98 |
|---|---|
| permlink | re-pennsif-2tnq59 |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@fabian98/re-pennsif-2tnq59"} |
| created | 2021-01-04 17:36:36 |
| last_update | 2021-01-04 17:36:36 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 17:36:36 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 300 |
| author_reputation | 317,540,777,933,517 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,217,831 |
| net_rshares | 0 |
This is the kind of economic disaster that makes us realize more about financial stability. Anyway, I hope that people like us that are being affected by this pandemic will soon find themselves in a comfortable situation after all this settles. Stay strong and be optimistic. Cheers! Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@funtraveller/re-pennsif-3srdju)
| author | funtraveller |
|---|---|
| permlink | re-pennsif-3srdju |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@funtraveller/re-pennsif-3srdju"} |
| created | 2021-01-04 09:26:48 |
| last_update | 2021-01-04 09:26:48 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 09:26:48 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 383 |
| author_reputation | 506,366,970,014,731 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,212,034 |
| net_rshares | 0 |
Bienvenido mi señor una vez más, welcome back my sr, we miss you for this Places. I really really sorry that you have this kind of problems. Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@galberto/re-pennsif-4spydf)
| author | galberto |
|---|---|
| permlink | re-pennsif-4spydf |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@galberto/re-pennsif-4spydf","links":["https://leofinance.io/@galberto/re-pennsif-4spydf"]} |
| created | 2021-01-04 03:06:39 |
| last_update | 2021-01-04 03:35:18 |
| depth | 1 |
| children | 1 |
| last_payout | 2021-01-11 03:06:39 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 234 |
| author_reputation | 319,007,851,524,203 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,208,916 |
| net_rshares | 0 |
Thank you. Hope you and your family are doing well @galberto.
| author | pennsif |
|---|---|
| permlink | qmkmhz |
| category | hive-167922 |
| json_metadata | {"users":["galberto"],"app":"hiveblog/0.1"} |
| created | 2021-01-07 15:46:48 |
| last_update | 2021-01-07 15:47:36 |
| depth | 2 |
| children | 0 |
| last_payout | 2021-01-14 15:46:48 |
| cashout_time | 1969-12-31 23:59:59 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,263,541 |
| net_rshares | 426,511,621 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| re2pair | 0 | 426,511,621 | 100% |
You grow your own food, at least you are eating healthier than a large majority of the population and that's a great achievement already :) Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@hykss/re-pennsif-6x43wy)
| author | hykss |
|---|---|
| permlink | re-pennsif-6x43wy |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@hykss/re-pennsif-6x43wy"} |
| created | 2021-01-04 03:39:00 |
| last_update | 2021-01-04 03:39:00 |
| depth | 1 |
| children | 1 |
| last_payout | 2021-01-11 03:39:00 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
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| pending_payout_value | 0.000 HBD |
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| author_reputation | 12,394,581,684,735 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,209,246 |
| net_rshares | 57,607,963,894 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| nathen007 | 0 | 57,607,963,894 | 100% |
| author | pennsif |
|---|---|
| permlink | qmkmgs |
| category | hive-167922 |
| json_metadata | {"app":"hiveblog/0.1"} |
| created | 2021-01-07 15:46:03 |
| last_update | 2021-01-07 15:46:03 |
| depth | 2 |
| children | 0 |
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| author_reputation | 636,410,097,572,565 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,263,532 |
| net_rshares | 1,069,870,638 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| re2pair | 0 | 436,184,000 | 100% | ||
| hykss | 0 | 633,686,638 | 20% |
One word - Survivor And to come out better than when you started the year is amazing :D
| author | kaerpediem |
|---|---|
| permlink | re-pennsif-qmeloi |
| category | hive-167922 |
| json_metadata | {"tags":["hive-167922"],"app":"peakd/2020.12.3"} |
| created | 2021-01-04 09:43:30 |
| last_update | 2021-01-04 09:43:30 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 09:43:30 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
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| post_id | 101,212,238 |
| net_rshares | 0 |
Happy New year to you and your family 🎉🎉🎉🎉🎊 @tipu curate 👍🏾 good to see you back
| author | kgakakillerg |
|---|---|
| permlink | qmenkp |
| category | hive-167922 |
| json_metadata | {"users":["tipu"],"app":"hiveblog/0.1"} |
| created | 2021-01-04 10:24:30 |
| last_update | 2021-01-04 10:24:30 |
| depth | 1 |
| children | 1 |
| last_payout | 2021-01-11 10:24:30 |
| cashout_time | 1969-12-31 23:59:59 |
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| author_reputation | 560,062,245,307,961 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,212,640 |
| net_rshares | 0 |
<a href="https://tipu.online/hive_curator?kgakakillerg" target="_blank">Upvoted 👌</a> (Mana: 24/48) <a href="https://peakd.com/hive/@reward.app/reward-app-quick-guide-updated" target="_blank">Liquid rewards</a>.
| author | tipu |
|---|---|
| permlink | re-qmenkp-20210104t102438z |
| category | hive-167922 |
| json_metadata | "{"app": "beem/0.24.20"}" |
| created | 2021-01-04 10:24:39 |
| last_update | 2021-01-04 10:24:39 |
| depth | 2 |
| children | 0 |
| last_payout | 2021-01-11 10:24:39 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
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| max_accepted_payout | 1,000,000.000 HBD |
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| post_id | 101,212,646 |
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Well, all in all, I think you're coming out of this in a better place than when you went in! Sometimes we all need a shake-up and reset in life to make us change for the better. Best wishes to you and your family and what a great, honest and personal post. Just the sort I like reading. Posts like this truly help to make the world feel connected.
| author | nathen007 |
|---|---|
| permlink | qmefq3 |
| category | hive-167922 |
| json_metadata | {"app":"hiveblog/0.1"} |
| created | 2021-01-04 07:34:54 |
| last_update | 2021-01-04 07:34:54 |
| depth | 1 |
| children | 1 |
| last_payout | 2021-01-11 07:34:54 |
| cashout_time | 1969-12-31 23:59:59 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,211,140 |
| net_rshares | 0 |
Thank you. 2020 has definitely been a special year in many ways - both good and bad.
| author | pennsif |
|---|---|
| permlink | qmkn2y |
| category | hive-167922 |
| json_metadata | {"app":"hiveblog/0.1"} |
| created | 2021-01-07 15:59:21 |
| last_update | 2021-01-07 15:59:21 |
| depth | 2 |
| children | 0 |
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| cashout_time | 1969-12-31 23:59:59 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
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| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,263,717 |
| net_rshares | 417,979,775 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| re2pair | 0 | 417,979,775 | 100% |
Buy hive and you'll be good. Joking ;) Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@oldtimer/re-pennsif-5jmq1g)
| author | oldtimer |
|---|---|
| permlink | re-pennsif-5jmq1g |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@oldtimer/re-pennsif-5jmq1g"} |
| created | 2021-01-04 03:05:48 |
| last_update | 2021-01-04 03:05:48 |
| depth | 1 |
| children | 3 |
| last_payout | 2021-01-11 03:05:48 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.012 HBD |
| curator_payout_value | 0.012 HBD |
| pending_payout_value | 0.000 HBD |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,208,908 |
| net_rshares | 197,895,244,565 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| lichtblick | 0 | 139,116,605,437 | 100% | ||
| nathen007 | 0 | 58,778,639,128 | 100% |
You give him some votes on @leofinance and he'll be even better lol ;-)
| author | nathen007 |
|---|---|
| permlink | qmefkh |
| category | hive-167922 |
| json_metadata | {"users":["leofinance"],"app":"hiveblog/0.1"} |
| created | 2021-01-04 07:31:30 |
| last_update | 2021-01-04 07:31:30 |
| depth | 2 |
| children | 1 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,211,114 |
| net_rshares | 0 |
😀
| author | pennsif |
|---|---|
| permlink | qmkmf4 |
| category | hive-167922 |
| json_metadata | {"app":"hiveblog/0.1"} |
| created | 2021-01-07 15:45:03 |
| last_update | 2021-01-07 15:45:03 |
| depth | 3 |
| children | 0 |
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| percent_hbd | 10,000 |
| post_id | 101,263,516 |
| net_rshares | 456,149,381 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| re2pair | 0 | 456,149,381 | 100% |
| author | pennsif |
|---|---|
| permlink | qmkmg5 |
| category | hive-167922 |
| json_metadata | {"app":"hiveblog/0.1"} |
| created | 2021-01-07 15:45:39 |
| last_update | 2021-01-07 15:45:39 |
| depth | 2 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
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| percent_hbd | 10,000 |
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| net_rshares | 3,883,465,051 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| oldtimer | 0 | 3,437,399,196 | 10% | ||
| re2pair | 0 | 446,065,855 | 100% |
Sounds like you had a tough one, must have been tough selling all your Hive?!? You could always resort to selling off some land, there must be plenty of people happy to part with £10K an acre?!?
| author | revisesociology |
|---|---|
| permlink | re-pennsif-qmes57 |
| category | hive-167922 |
| json_metadata | {"tags":["hive-167922"],"app":"peakd/2020.12.3"} |
| created | 2021-01-04 12:03:09 |
| last_update | 2021-01-04 12:03:09 |
| depth | 1 |
| children | 4 |
| last_payout | 2021-01-11 12:03:09 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.024 HBD |
| curator_payout_value | 0.024 HBD |
| pending_payout_value | 0.000 HBD |
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| body_length | 195 |
| author_reputation | 2,300,149,167,173,821 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
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| percent_hbd | 10,000 |
| post_id | 101,213,557 |
| net_rshares | 386,574,427,044 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| abh12345 | 0 | 386,574,427,044 | 15% |
It is a lot easier to buy back HIVE than it is to buy back land !
| author | pennsif |
|---|---|
| permlink | qmhwso |
| category | hive-167922 |
| json_metadata | {"app":"hiveblog/0.1"} |
| created | 2021-01-06 04:36:24 |
| last_update | 2021-01-06 04:36:24 |
| depth | 2 |
| children | 3 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
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| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,240,723 |
| net_rshares | 368,627,776 |
| author_curate_reward | "" |
| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| re2pair | 0 | 368,627,776 | 100% |
Well at the current prices, you're certainly right! Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@revisesociology/re-pennsif-7szcfw)
| author | revisesociology |
|---|---|
| permlink | re-pennsif-7szcfw |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@revisesociology/re-pennsif-7szcfw"} |
| created | 2021-01-06 10:18:51 |
| last_update | 2021-01-06 10:18:51 |
| depth | 3 |
| children | 2 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
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| percent_hbd | 10,000 |
| post_id | 101,243,726 |
| net_rshares | 0 |
> And we have managed to cut our expenditure by at least a third. That's a big saving 👌 which will help always.
| author | sanjeevm |
|---|---|
| permlink | re-pennsif-qmefyr |
| category | hive-167922 |
| json_metadata | {"tags":["hive-167922"],"app":"peakd/2020.12.3"} |
| created | 2021-01-04 07:40:03 |
| last_update | 2021-01-04 07:40:03 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 07:40:03 |
| cashout_time | 1969-12-31 23:59:59 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
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| percent_hbd | 10,000 |
| post_id | 101,211,176 |
| net_rshares | 0 |
I am very glad that you are hanging in there. 2020 truly has been very difficult for everyone, that is for sure. I am happy to see you posting again. You have been sorely missed. Looking forward to part 2 of your future goals. Necessity truly is the mother of invention!
| author | sgt-dan |
|---|---|
| permlink | re-pennsif-qmfcsf |
| category | hive-167922 |
| json_metadata | {"tags":["hive-167922"],"app":"peakd/2020.12.3"} |
| created | 2021-01-04 19:29:06 |
| last_update | 2021-01-04 19:29:06 |
| depth | 1 |
| children | 1 |
| last_payout | 2021-01-11 19:29:06 |
| cashout_time | 1969-12-31 23:59:59 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
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| percent_hbd | 10,000 |
| post_id | 101,219,153 |
| net_rshares | 0 |
Hi Dan, now wrapped up all 3 parts. Just got get on and get going now. Hope you are doing well.
| author | pennsif |
|---|---|
| permlink | qmkn51 |
| category | hive-167922 |
| json_metadata | {"app":"hiveblog/0.1"} |
| created | 2021-01-07 16:00:36 |
| last_update | 2021-01-07 16:00:36 |
| depth | 2 |
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| voter | weight | wgt% | rshares | pct | time |
|---|---|---|---|---|---|
| re2pair | 0 | 408,714,889 | 100% |
I expect a lot of people who thought they would be okay will have been struggling. What about those who bought properties to rent out for holidays? Various other industries would be hit by the pandemic that might have seemed secure before. Sorry to hear you have been so affected, but I expect you will take measures to ride out the next crisis. Some self-sufficiency has to be useful for that. I got furloughed for six months, but still got paid something during that time. Okay so I made a little from Hive, but that was not going to feed us. I wonder how many people are looking to diversify their investments and income. I just hope they don't go too mad in betting on crypto. That can turn sour very quickly, but it's so hard to predict.
| author | steevc |
|---|---|
| permlink | re-pennsif-qmfdug |
| category | hive-167922 |
| json_metadata | {"tags":["hive-167922"],"app":"peakd/2020.12.3"} |
| created | 2021-01-04 19:51:54 |
| last_update | 2021-01-04 19:51:54 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 19:51:54 |
| cashout_time | 1969-12-31 23:59:59 |
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| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,219,425 |
| net_rshares | 0 |
This piece is indeed very encouraging, I sincerely lost the strength to pursue certain things but this is indeed a motivation..
| author | udygold |
|---|---|
| permlink | re-pennsif-qme65i |
| category | hive-167922 |
| json_metadata | {"tags":["hive-167922"],"app":"peakd/2020.12.3"} |
| created | 2021-01-04 04:08:09 |
| last_update | 2021-01-04 04:08:09 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 04:08:09 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 127 |
| author_reputation | 42,358,220,829,325 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,209,515 |
| net_rshares | 0 |
It's really been a long time I rad your post. Hope you're doing fine. Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@uyobong.venture/re-pennsif-7uez9b)
| author | uyobong.venture |
|---|---|
| permlink | re-pennsif-7uez9b |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@uyobong.venture/re-pennsif-7uez9b"} |
| created | 2021-01-04 05:28:21 |
| last_update | 2021-01-04 05:28:21 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 05:28:21 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 170 |
| author_reputation | 744,446,282,700 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,210,225 |
| net_rshares | 0 |
The best thing is that you didn't give up and had good companions. I guess it's your family? Waiting for the second part! Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@yonnathang/re-pennsif-2asgus)
| author | yonnathang |
|---|---|
| permlink | re-pennsif-2asgus |
| category | hive-167922 |
| json_metadata | {"app":"leofinance/0.2","format":"markdown","tags":["hive-167922","leofinance"],"canonical_url":"https://leofinance.io/@yonnathang/re-pennsif-2asgus"} |
| created | 2021-01-04 03:52:54 |
| last_update | 2021-01-04 03:52:54 |
| depth | 1 |
| children | 0 |
| last_payout | 2021-01-11 03:52:54 |
| cashout_time | 1969-12-31 23:59:59 |
| total_payout_value | 0.000 HBD |
| curator_payout_value | 0.000 HBD |
| pending_payout_value | 0.000 HBD |
| promoted | 0.000 HBD |
| body_length | 218 |
| author_reputation | 382,383,248,766,723 |
| root_title | "Hustle and Scrooge - My Financial Strategy for 2021 (part 1)" |
| beneficiaries | [] |
| max_accepted_payout | 1,000,000.000 HBD |
| percent_hbd | 10,000 |
| post_id | 101,209,363 |
| net_rshares | 0 |
hiveblocks