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4 Bad Excuses to Keep Your Crypto on Exchanges by ph1102

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hive-167922 · @ph1102 · (edited)
$8.22
4 Bad Excuses to Keep Your Crypto on Exchanges
Before even starting to write this post I would like to say that there is no good excuse to keep your crypto on exchanges rather than in your personal wallet... But, let's try to give a chance to some of the most often said excuses... 

<center>
![Bad Excuses.jpg](https://files.peakd.com/file/peakd-hive/ph1102/23w2gxRYaAK3i62XqHDuefTGmwGn8n8B6dxfdsX76udAVBkYmN1NnTk3md5MT9TwMPxHR.jpg)
*Created in Canva.com*</center>

#### 1) I'm afraid I will lose my private keys, so I find it more convenient to keep crypto on the exchange...
Interesting... So, you say that you are afraid of losing your private key, and you are not scared of losing your password for the exchange? Oh, you are using 2FA also to log in to your exchange? You are not afraid of losing your phone and the password to retrieve your 2FA account? 

#### 2) I don't know where to safely keep my private keys...
Do you think that they know better? Websites (not just crypto) are hacked on daily bases and your login details are almost always saved directly on the machine where the exchange is hosted... Even if you keep your key saved in the .txt file on your USB stick, you are doing much better than exchanges...

#### 3) I'm using the funds to trade... 
I have to admit that this one is a good excuse... I also have some trading funds on the exchange, but I have ONLY the amount that I actually use for trading... That's less than 5% of my portfolio and that's the sum that I CAN AFFORD TO LOSE! Any sum over that is irresponsible trading and unprofessional... And if you are doing that, you should immediately stop doing it, take your funds to your wallet, and re-evaluate your trading strategies and your TRADING portfolio... Don't mix this stuff... Your TRADING portfolio and your HODLING portfolio... There is a big difference between these two!

#### 4) I trust to exchange as they are regulated, backed by other entities, and bla-bla-bla... 
I have no idea what response can I give to this excuse... I suppose that's enough to look back at the past and you will get the idea... How many companies have scammed other people? How many lives they have ruined? Even before crypto, you can find many examples... You don't have to go further than 2008 and the real-estate bubble and scam by huge banks and financial institutions... 


I will finish this here... And just a reminder, the crypto didn't fail now with this FTX scandal... It didn't fail with LUNA collapse... It didn't fail with the Mt.Gox hack... It didn't fail with Cryptopia... The only thing that has failed every time is humans' greed, and centralized entities... Every one of these events has just made the crypto strengthen... It has filtered out bad actors, send them to oblivion, and made the space fairer... That doesn't happen in traditional finances... There, bad actors are bailed out, and good actors pay the price... Crypto is different... Crypto is resilient... 

Thank you for your time,

~ph~

<center>
![pg divider203.png](https://images.hive.blog/DQmZPr4hR3gSAiy5so6igJkAJP66K8gpN26kYYNeJZAruay/pg%20divider2-03.png)

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</center>

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@ph1102/4-bad-excuses-to-keep-your-crypto-on-exchanges)
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@curation-cartel · 
![1UP-PIZZA.png](https://files.peakd.com/file/peakd-hive/curation-cartel/23xediR4hotaNsS5pUJrmYVg3YGeTLpui41uCij2jhUDZ4uFT84zoGJf8a8VnfELXLJgt.png) |  <div class="phishy"><u><h4>You have received a __1UP__ from @thecuriousfool!</h4></u></div> The @oneup-cartel will soon upvote you with:<hr> __@leo-curator, @ctp-curator, @bee-curator, @vyb-curator, @pob-curator, @cent-curator__ <hr>_And they will bring !PIZZA 🍕._
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@cursephantom ·
$0.05
Meanwhile me... 
Keep it in Binance simple earn in USDT and get a return daily until I need the money 🤣

!LOL
👍  
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vote details (1)
@lolzbot · 
<div class='pull-right'><center><img src="https://lolztoken.com/lolz.png"><br><a href="https://lolztoken.com">lolztoken.com</a></p><br><br><br><br></center></div><p><center><strong>My dog chewed a hole in my shirt<br>We have the same taste in clothes.</strong><br><sub>Credit: <a href="https://peakd.com/@reddit">reddit</a></sub><br>@ph1102, I sent you an <a href="https://lolztoken.com">$LOLZ</a> on behalf of @cursephantom<br><br>Delegate Hive Tokens to Farm $LOLZ and earn 110% Rewards.  <a href='https://peakd.com/@lolztoken/introducing-lolz-defi-now-you'>Learn more.</a><br>(1/2)</center></p>
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@ph1102 · 
lol... Should I edit the post and add this as No.5? 😂
Is it worth the risk? What is the APR?
I mean, I have on Binance some BUSD as I'm using their debit card, but I transfer funds there from "outside" only when I need it... 

!LUV
👍  
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vote details (1)
@cursephantom · (edited)
$0.05
🤣 Up to you if u want to add it as no. 5

The risk 🤔 kinda low as it's in flexible earning (You can withdraw anytime) and I'm using binance + the token is USDT = which should be low risk.
 
APR? 8%

Update:
USDT already go to 5% 🤔 and I have some HIVE and WAX there before I can fill the minimum trade of $10
![](https://images.ecency.com/DQmefMcwLNFhL4sKsoemVFzU1vhr8uV4KhVh8EpEEXeqYrt/image.png)
👍  
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vote details (1)
@luvshares · 
@cursephantom, @ph1102<sub>(1/4)</sub> sent you LUV. <a href="https://peakd.com/@luvshares/about" style="text-decoration:none"><img src="https://files.peakd.com/file/peakd-hive/crrdlx/AKU7oyCXxGwYyudB42kJ7JtoZ63bdeHvm4icoT9xdGNxA4i4BwudGyPvTQrEwPd.gif"></a> <a href="https://tribaldex.com/wallet/" style="text-decoration:none">wallet</a> | <a href="https://hive-engine.com/trade/LUV" style="text-decoration:none">market</a> | <a
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@eii ·
$0.03
!BEER
👍  
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@beerlover · 
<div class='pull-right'>https://files.peakd.com/file/peakd-hive/beerlover/yiuU6bdf-beerlover20gives20BEER.gif<p><sup><a href='https://hive-engine.com/?p=market&t=BEER'>View or trade </a> <code>BEER</code>.</sup></p></div><center><br> <p>Hey @eii, here is a little bit of <code>BEER</code> from @ph1102 for you. Enjoy it!</p> <p>Learn how to <a href='https://peakd.com/beer/@beerlover/what-is-proof-of-stake-with-beer'>earn <b>FREE BEER</b> each day </a> by staking your <code>BEER</code>.</p> </center><div></div>
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@ph1102 · 
Thanks for the !BEER
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@india-leo ·
$0.03
Indiaunited Curation 1668307715661
This post has been manually curated by @bhattg from Indiaunited community. Join us on our [Discord Server](https://discord.gg/bGmS2tE). 

Do you know that you can earn a passive income by delegating your Leo power to @india-leo account? We share 100 % of the curation rewards with the delegators. 

<sub>**Please contribute to the community by upvoting this comment and posts made by @indiaunited.**</sub>
👍  
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@ph1102 · 
Thanks for the curation! Appreciate the support!
!PIZZA
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@jfang003 ·
$0.05
RE: 4 Bad Excuses to Keep Your Crypto on Exchanges
Yea the scandal really made people rethink crypto more and I saw some of the financial Youtubers saying that they thought an exchange would be safer. I do agree that decentralized solutions will help but it's just not there yet. It's hard to get fiat into crypto without them.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@jfang003/re-ph1102-58g3jr)
👍  
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vote details (1)
@ph1102 · 
>  I saw some of the financial Youtubers saying that they thought an exchange would be safer.

Lol... If some "influencer" can say something like that, that's the first sign to unsubscribe from it and stop listen that kind of poisonous content... There are people who are talking about crypto and they are here for 1-2 years... They have no idea about the bear market, about what crypto has survived in the past, nor how resilient it is... I would say that those "influencers" make bigger damage than events like this FTX... 

> It's hard to get fiat into crypto without them.

Agree with you about this, but we don't have to keep crypto on the exchange when we do a deposit... The point of exchange is to exchange and spend or move to the wallet... But, they have created a million of "products" that they sell on the exchange and try to keep money there... Sounds familiar? Check out your bank and their "financial products"... Same story, probably the same actors...

!LUV
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@luvshares · 
@jfang003, @ph1102<sub>(3/4)</sub> sent you LUV. <a href="https://peakd.com/@luvshares/about" style="text-decoration:none"><img src="https://files.peakd.com/file/peakd-hive/crrdlx/AKU7oyCXxGwYyudB42kJ7JtoZ63bdeHvm4icoT9xdGNxA4i4BwudGyPvTQrEwPd.gif"></a> <a href="https://tribaldex.com/wallet/" style="text-decoration:none">wallet</a> | <a href="https://hive-engine.com/trade/LUV" style="text-decoration:none">market</a> | <a
    href="https://crrdlx.websavvy.work/" style="text-decoration:none">tools</a> | <a 
    href="https://discord.gg/K5GvNhcPqR" style="text-decoration:none">discord</a> | <a href="https://peakd.com/c/hive-159259">community | <a href="https://ichthys.netlify.app" style="text-decoration:none"><>< daily</a>
<br>
<center><a href="https://crrdlx.websavvy.work/wiki" target="_blank"><img src="https://crrdlx.websavvy.work/wiki/lib/exe/fetch.php?media=wiki:logo.png"></a><br><a href="https://crrdlx.websavvy.work/wiki" width=65 target="_blank">HiveWiki</a></center>
<br>
<center><a href="https://peakd.com/nftforpeace/@hivebuzz/nft-for-peace" target="_blank"><img src="https://files.peakd.com/file/peakd-hive/luvshares/242henrWsje7ivLwY3jxy15af3LJqvUzEmrEKAViGAowE1XsPqkDUuQ6QnwYpVJUWKN7c.gif"></a><br><a href="https://peakd.com/nftforpeace/@hivebuzz/nft-for-peace" target="_blank">HiveBuzz.me NFT for Peace</a></center>
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@libertycrypto27 ·
$0.05
>the crypto didn't fail now with this FXT scandal...The only thing that has failed every time is humans' greed, and centralized entities...

Completely agree and only decentralization solutions are the future
!CTP
👍  
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vote details (1)
@ph1102 ·
$0.10
Decentralization is a solution and with every failure of centralized entities that is proven, but I don't live in an illusion that we will get rid of centralized exchanges... After a few days, people will forget this and go heavily again into some centralized solution, as it's "easier"...

!WINE
👍  
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vote details (1)
@wine.bot · 
<center>
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</center>
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@pizzabot · (edited)
RE: 4 Bad Excuses to Keep Your Crypto on Exchanges
<center>🍕 PIZZA !


I gifted <strong>$PIZZA</strong> slices here:
@ph1102<sub>(2/10)</sub> tipped @thecuriousfool (x1)
ph1102 tipped india-leo (x1)


<sub>Join us in <a href="https://discord.gg/hivepizza">Discord</a>!</sub></center>
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@thecuriousfool ·
$0.05
> the crypto didn't fail now with this FTX scandal... It didn't fail with LUNA collapse... It didn't fail with the Mt.Gox hack... It didn't fail with Cryptopia... The only thing that has failed every time is humans' greed, and centralized entities... Every one of these events has just made the crypto strengthen... It has filtered out bad actors, send them to oblivion, and made the space fairer... That doesn't happen in traditional finances...

I also wonder why non-crypto people see this as a negative side of crypto when it is in fact showing the strength of crypto (blockchains and decentralized exchanges).

!1UP
<div class="text-center"><a href="https://discord.gg/zQrvxAu7mu"><img src="https://files.peakd.com/file/peakd-hive/thecuriousfool/23wCNFDyCLJu1v77TTg2MYKkd7XWkgF9fhiLujTDAaLaUz7H4AaQkDentB5UMVS8FcrVs.png"></a></div>
👍  
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vote details (1)
@ph1102 · 
Exactly that is the point of all of this! It is not negative at all... We can only see negative/bad people being "kicked out" from the system, which is only a positive thing... 

!PIZZA
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