I made a small gain from XRP but got suspicious and pulled out. This article clarified my suspicions. Thank you.

Where is your Ripple wallet? ;)

Not sure I follow you on the volume part.  Bithumb with 27% of the market had higher volume earlier in December around the .47 cent level and has been significantly less since then despite the price increase.  Any idea on how that could be?

I think you are missing the whole point with the scarcity bit.  If it were actually scarce you might run into problems.  But it order for people to feel it will have value in the future it needs to be scarce.  How do we get the best ob both but without the downfalls.  Its a game of psychology pure and simple.

great analysis, we have made another XRP price prediction for 2020 here https://cryptoviral.net/xrp-price-prediction-2020/

Very interesting summary about ripple. I learned a lot from this article. Followed for more analysis.

Ripple is the king of shitcoins. If you are into Ripple, you are against the very ideology of blockchain, against free market and freedom in general.
Choose the future you want to build with your wealth wisely or crash with your friends banksters. Natural selection... ;)

https://steemit.com/cryptocurrency/@evolutionnow/how-to-make-millions-on-shitcoins

I would love to see a follow-up to this article in the New Year.  The market placed has changed drastically and "the people" have decided that XRP is worth something to them. Are they just ignorant, or is there real value to the coin?

#Nexty coin now has app wallet, you can download in CHPlay or Appstore. Every Nexty transaction (NTY) takes only 2 seconds and no transaction fees.
 A great thing, even the top coin like BTC or ETH are also jealous. #crypto

Reading this now, would be interesting to hear your opinion of XRP for the coming months, if you've stayed the same with your opinions or different.

You kind of completely ignored the fact that Ripple is devoted to promoting XRP to settle international payments and that if Ripple is successful at doing that, that would generate demand for XRP.

Ripple Ripple Ripple XRP - is where it is at.  $0.30 by Jan. and $1.00 next year.  The lockup will really boost it as well.  Very stable and well supported coin with a tremendous employee base of experienced and knowledgeable people.  Yes, it is not the ideal as it is heavily tied to the establishment, however I believe it will be one of the coins that lasts when the dust settles and 75% of the current crypto-coins are extinct. #ripplexrp  wallet:  rPVMhWBsfF9iMXYj3aAzJVkPDTFNSyWdKy  Tag: 1317751799

Wait until you see XRP blow up now that Western Union signed on.  There is more to come.  Market cap of XRP is only 7% away now from the other 1,290+ coins out there that total 22% of crypto market cap.  BTC now at 36%.  XRP will be #1 Market cap coin in 2 months or less.

Interesting blog.  I was about to start a similair discussion. The cryptospace definitely feels a bit inflated. However we also said that about the S&P 500 40 years ago An interesting website I found:  https://www.coincheckup.com They seem to give this complete indepth analysis of all cryptocoins.  See:  https://www.coincheckup.com/coins/Ripple#analysis For the Ripple Detailed analysis.

I agree with the burn rate, but your idea of xrp is all wrong. Ripple labs is a fintech company who has software the utilizes xrp as instant liquidity. All of banks using xcurrent  right now without xrp WILL be switching to xrapid settlement. ITs the same software, banks aren't using it yet because its still in BETA. This coin is going to release trillions in nostro, be cheaper than xcurrent, and settle instantly (current needs nostro vostro to settle instantly.
This is a no brainer every company will be using xrp and xrapid, its 6 months old, wait till commercial release. 

Also the increase in XRp price was BTC reaching a all new ATH. Are you serious RN, same reason for the decrease in the market RN. You are spreading a lot of FUD.

earn ripple on free websites mining
https://goo.gl/x6HZHi

Simply wrong. I don't know why the notion of banks are not going to use XRP is so viral in social networks even though the company's CTO is saying otherwise: 
http://www.huffingtonpost.com/entry/ripple-and-xrp-are-more-stable-than-you-think_us_591cb3bee4b0b28a33f62915

@primeer Thanks for post
For interesting read for ripple https://steemit.com/cryptocurrency/@pps/ripple-things-you-need-to-know-about-ripple

You are correct, many investors don't realize that Ripple and XRP are two different entities.  However, I do disagree with you in regards to XRP being overpriced.  Right now Ripple is in process of getting banks to utilize their software.  Banks may utilize Ripple's software and opt to never use XRP (Ripple's cross-border cryptocurrency)  However, banks that decide to use XRP will be able to complete inter-country fiat transfers in 4 seconds.  If banks decide to use another inter-country payment type they will lose some of the speed XRP provides.  Next, while XRP is considerably larger in total units circulating when compared to Bitcoin or Ethereum this is so because Ripple is not promoting this coin to individual investors but rather to banks.  Banks across the world move trillions of dollars among their facilities in any given year.  If banks decide to adopt XRP as their inter-country transfer method 100 billion XRP will be needed.  The below link shows total dollar figures for money movement just in the US (Fed Reserve).

https://www.federalreserve.gov/paymentsystems/fedfunds_ann.htm

Also, everyone seems to indicate that banks will not adopt the use of XRP.  Once Ripple hooks banks with their block-chain technology their secondary push (besides speed) will be the cost savings associated with using XRP.  Ripple will be able to effectively lower bank remittance cost by 60%.  See below link.

https://ripple.com/insights/ripple-and-xrp-can-cut-banks-global-settlement-costs-up-to-60-percent/

Also, the link below signals and proves that banks are willing to try XRP (speed and cost reduction).  Cuallix, and national bank in Mexico, is the first to utilize XRP as a way to save money for inter-country transfers.

https://www.cnbc.com/2017/10/10/ripple-has-over-100-clients-as-mainstream-finance-warms-to-blockchain.html

It's still not to early to consider investing in XRP.  It's definitely a long term hold (7-10 years), but IMO it will make many people rich.

I have a buddy who swears Ripple is going to $10, if I'm not mistaken that means it's worth 1 Trillion, more than Bitcoin and all other cryptos put together.

Thanks a lot for your descriptive post about Ripple.

It's really sad that you can't distinguish between what problem a crypto is trying to solve and compare that with other similar crypto's. Arguing that XRP is overvalued or useless is the same as arguing that the crypto coins with same tech or worse is useless which apart from lightning network and depending on the security of XRB is every coin out there..
Always diversify to Bitcoin + several problem tackling coins but seriously this is FUD and not a critical post. 
You don't hold any other crypto to the same standard..
Even having  "DODGE" in the description is laughable

I cannot disagree with your analysis. But still, Ripple is a great opportunity for long-term investment. Especially for those who bought it under $1.00
There will be drops of course, but XRP will most probably go over $5.00 in 2018! https://www.tokens24.com/coin/ripple/