个人如何接收国际汇款 ? by rivalhw

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cn-reader · @rivalhw · Mar 27 '18 (edited)

$13.67

个人如何接收国际汇款 ?

<html>
<p>　　前几日，我有一笔国外的美金汇款需要打到我在国内的银行账户，因为先前没操作过，这次就把经验写下，如果你有类似的需求也可以参考下，如果你已经很熟悉这个就直接飘过或当欣赏本篇文章了。<br>
&nbsp;</p>
<p>　　第一次接收国际汇款，不清楚国际间银行汇款还需要提供其它的内容，当时只是简单地如往常国内汇款一样，把自己的国内银行开户行、账户和名称这三项发给了对方，很快当天晚上就收到了对方的反馈，需要提供国际汇款的资料，包括SWIFT BIC及账户英文名等。<br>
&nbsp;</p>
<p>　　于是第二天去了趟银行，我家楼下有个农商银行的小网点，早上去的时候，已经快10点了，我咨询了下里边的工作人员，表示有另外一个同事负责，但对方现在没在办公室，银行近年来生意大滑坡由此看来是有原因的。<br>
&nbsp;</p>
<p>　　于是跑去稍远的网点银行去问，这次对方给到了明确的信息，直接给我打印好，如下：</p>
<p><img src="https://steemitimages.com/DQmPKXFFxx75rZSHmecZoy5mmoFPSZyYmkkMbybQvNpr11U/swift.jpg" width="847" height="604"/></p>
<p>　　有了这个银行的SWIFT BIC信息后，连同我个人的账户信息，我重新又发了次给对方。<br>
&nbsp;</p>
<p>　　大约两天后，我收到了对方发来的汇款凭证，仔细看了下，金额是没错，但文字不是英文的，看不明白，当时以为没有问题了，但就是这个中间出了点小插曲。<br>
&nbsp;</p>
<p>　　国际汇款不像国内汇款实时到账，因为可能中间牵扯到其它行，几天后，我收到了银行打来的电话，告诉我有笔国外的美金汇款。<br>
&nbsp;</p>
<p>　　这一切都在意料中，所以我也没在意，但紧跟着银行工作人员跟我讲，对方将我的英文名字写错了，所以这笔款暂时还无法入我个人账户。。。<br>
&nbsp;</p>
<p>　　神马？这是几个意思？我当时第一反应是怎么会出现这种情况，但后来核实时的确是对方将我的账户英文名打错了引起的，这老外办事，也是有点马虎了啊。<br>
&nbsp;</p>
<p>　　接下来银行工作人员告诉我，有两种解决办法，一是银行可以将这笔汇款退回去，然后我再让对方重新汇款；二是让我跟对方讲，将我的名字重新修改并通知汇款行知晓就可以了。<br>
&nbsp;</p>
<p>　　我当然毫不犹豫选择后者，让对方修改下并通知汇款行。<br>
&nbsp;</p>
<p>　　之后又过了几天，直到今天上午，我再次接到银行工作人员电话，告诉我汇款已经收到，但因为我账号没有开通美元账户，所以美金无法转入，然后对方告诉我方法，可以在手机银行中买入最低5元美金后，账户就会自动开通美元账户等。<br>
&nbsp;</p>
<p>　　我按照对方的说法，打开我的手机银行，如下图：</p>
<p><img src="https://steemitimages.com/DQmcb3FrNWWtbM74wSnEYGr9MZNRKqBWZMii65VkdN14UZ2/3.jpg" width="419" height="734"/></p>
<p>　　之后买入最低5元美金，确认后，电话告知银行工作人员，很快十多分钟后，我收到了银行发来的短信：<br>
&nbsp;</p>
<p>　　您尾号xxxx的账户于3月27日11:09汇入汇款转入美元xxxx元,存款账户余额美元xxxx元。详询95511-3【xx银行】<br>
&nbsp;</p>
<p>　　一切大功告成。<br>
&nbsp;</p>
<p>　　当然，如果你想要将美金换成人民币的话，手机银行里有个外汇卖出功能，按照当日的汇率，填写好资料，确认后很快就会转成人民币到你的账户。<br>
&nbsp;</p>
<p>　　弄明白之后，是不是觉得也挺简单的？<br>
&nbsp;</p>
<p>　　但是即便再方便，也的确没有支付宝方便啊。</p>
</html>

👍 rivalhw, abit, htliao, lemooljiang, ace108, jademont, jackhircus, cn-reader, susanli3769, herpetologyguy, hannahwu, stabilowl, nanosesame, renzhichu, mark-waser, aaronli, linuslee0216, arcange, trueart, digital-wisdom, fundurian, vandadream, jiangchen, peterschilder, donchate, inmylife, connorhcranston, btsabc, jwaser, lancy, ethical-ai, strong-ai, veronicazhu, winniex, humaidi, technoprogressiv, cnbuddy, saiku, chann, aamaksal, raphaelle, juvyjabian, davidjkelley, abialfatih, vickylin, morgan.waser, rafka90, profitgenerator, santiagocazorla, needhunt, rjayilustre, blc, timlechner, chessmasterhex, dgorbunov, dragon40, ellepdub, faisal79, xiaoshancun, cn-naughty.boy, tetas08, raheelkhan1, luneknight, bwaser, and 4 others

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veronicazhu	4,158,041,398	100%
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raheelkhan1	237,341,812	100%
connorhcranston	6,906,314,510	28%
xiaoshancun	385,846,237	100%
blc	613,122,478	100%
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winniex	3,784,853,696	10%
cnbuddy	3,165,217,103	0.1%
chann	2,521,167,179	10%
santiagocazorla	615,974,634	100%
stabilowl	40,181,794,099	30%
coindzs	128,697,658	100%
rafka90	892,217,178	100%
abialfatih	1,220,489,540	100%
cn-naughty.boy	322,324,773	1.01%
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@aaronli · Mar 27 '18

$0.06

我知道一個網站叫payoneer, 不錯的

👍 rivalhw

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voter	weight	wgt%	rshares	pct	time
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@hmayak · Mar 29 '18

大陆这边听得比较多的的是PayPal，记得还有叫一个skrill的，这三家提现回国内银行卡都会收取不同的手续费

properties (22)

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@rivalhw · Mar 27 '18

哦？我看看先

properties (22)

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@abialfatih · Mar 27 '18

Thanks you very much for your sharing to us valuable and usefull article, greeting friendship from me @abialfatih in aceh indonesia, i like it and have upvote and resteem your post to more than 1600 my follower

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@bungaterakhir · Mar 27 '18

Nice post friend, thanks for sharing

properties (22)

@cn-naughty.boy · Mar 27 '18

@rivalhw, 有品位！

properties (22)

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@evathinking · Mar 27 '18

很有用

properties (22)

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@faisal79 · Mar 27 '18

![116.png](https://steemitimages.com/DQmThvpucuKgVFXNCcWN6sq8um85fyjGd9B5cummZhk6pHS/116.png)

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@hmayak · Mar 29 '18

一般这些信息可以在官网上找到，有些银行在到款之后还需要自己去营业厅现场申报确认，当年碰到过这个麻烦，所以在网上找信息的最好打电话问下开户行的要求。一般来说汇过一次之后，再收到外汇也不需要去现场了，不过大额汇款还是得去营业厅。
听说招行是4000美元自动解付，超过4000的大额美元可以通过优盾在网上操作

properties (22)

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@humaidi · Mar 27 '18

good job friend, please support him for my last post, you have not helped me for a long time

properties (22)

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@lemooljiang · Mar 27 '18

$1.21

看来跨国间比特币和瑞波还是有优势啊

👍 lemooljiang, rivalhw

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properties (23)vote details (2)

voter	weight	wgt%	rshares	pct	time
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@maiyude · Mar 27 '18

好复杂，我把Skrill账户上美元电汇回来。
啥都不用我做，扣了一笔挺贵的手续费后过几天就变成人民币躺在我的银行卡里了。

properties (22)

`author`	maiyude
`permlink`	re-rivalhw-6bbhkc-20180327t145048433z
`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"app":"steemit/0.1"}
`created`	2018-03-27 14:50:57
`last_update`	2018-03-27 14:50:57
`depth`	1
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`cashout_time`	1969-12-31 23:59:59
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@nostalgic1212 · Mar 27 '18

$0.06

看到这个题目的时候，第一反应就是为啥不用支付宝转账😂我们果然是被马爸爸宠坏了啊🤦‍♀️

👍 rivalhw

`author`	nostalgic1212
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`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"app":"steemit/0.1"}
`created`	2018-03-27 14:42:15
`last_update`	2018-03-27 14:42:15
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properties (23)vote details (1)

voter	weight	wgt%	rshares	pct	time
rivalhw	0 B		24,908,061,187	1%

@crowflew · Mar 27 '18

$0.06

感觉蛮多国家都可以用支付宝的了……而且好像现在也可以转账

👍 rivalhw

`author`	crowflew
`permlink`	re-nostalgic1212-re-rivalhw-6bbhkc-20180327t144722416z
`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"app":"steemit/0.1"}
`created`	2018-03-27 14:47:27
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properties (23)vote details (1)

voter	weight	wgt%	rshares	pct	time
rivalhw	0 B		24,920,595,558	1%

@rivalhw · Mar 27 '18

我也这样想的呢，可惜对方不会用啊

properties (22)

`author`	rivalhw
`permlink`	re-nostalgic1212-re-rivalhw-6bbhkc-20180327t144705232z
`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"app":"steemit/0.1"}
`created`	2018-03-27 14:47:06
`last_update`	2018-03-27 14:47:06
`depth`	2
`children`	0
`last_payout`	2018-04-03 14:47:06
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
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`root_title`	"个人如何接收国际汇款 ?"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	46,910,203
`net_rshares`	0

@qifenggan · Mar 28 '18

$0.09

银行汇款一直很麻烦,而且应该不会直接到帐需要1周工作日吧, 
国外不用手机支付,有他们的国情, ^_^

👍 rivalhw, qifenggan, peiyi, gan.bot

`author`	qifenggan
`permlink`	re-rivalhw-6bbhkc-20180328t131443032z
`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"community":"busy","app":"busy/2.4.0"}
`created`	2018-03-28 13:14:45
`last_update`	2018-03-28 13:14:45
`depth`	1
`children`	2
`last_payout`	2018-04-04 13:14:45
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.070 HBD
`curator_payout_value`	0.021 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	51
`author_reputation`	9,635,475,502,638
`root_title`	"个人如何接收国际汇款 ?"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	47,090,228
`net_rshares`	36,448,493,127
`author_curate_reward`	""

properties (23)vote details (4)

voter	rshares	pct
rivalhw	24,920,595,558	1%
qifenggan	10,136,773,712	100%
gan.bot	555,724,541	100%
peiyi	835,399,316	100%

@rivalhw · Mar 29 '18

是得好几天，中间手续费也不低

properties (22)

`author`	rivalhw
`permlink`	re-qifenggan-re-rivalhw-6bbhkc-20180329t014246186z
`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"app":"steemit/0.1"}
`created`	2018-03-29 01:41:39
`last_update`	2018-03-29 01:41:39
`depth`	2
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`last_payout`	2018-04-05 01:41:39
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
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`root_title`	"个人如何接收国际汇款 ?"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	47,189,804
`net_rshares`	0

@qifenggan · Mar 29 '18

$0.03

还有一笔匿名扣款，不知道哪个中间商干的。 哈哈

👍 qifenggan

`author`	qifenggan
`permlink`	re-rivalhw-re-qifenggan-re-rivalhw-6bbhkc-20180329t014849066z
`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"community":"busy","app":"busy/2.4.0"}
`created`	2018-03-29 01:48:48
`last_update`	2018-03-29 01:48:48
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properties (23)vote details (1)

voter	weight	wgt%	rshares	pct	time
qifenggan	0 B		10,151,016,665	100%

@rafka90 · Mar 27 '18

A good post for a successful friend is always for you

properties (22)

`author`	rafka90
`permlink`	re-rivalhw-6bbhkc-20180327t144704655z
`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"app":"steemit/0.1"}
`created`	2018-03-27 14:47:09
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`percent_hbd`	10,000
`post_id`	46,910,211
`net_rshares`	0

@raheelkhan1 · Mar 27 '18

Well done job by you man, keep it up, Thanks for sharing.

👍 smileplease403

`author`	raheelkhan1
`permlink`	re-rivalhw-6bbhkc-20180327t164120563z
`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"app":"steemit/0.1"}
`created`	2018-03-27 16:41:30
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properties (23)vote details (1)

voter	weight	wgt%	rshares	pct	time
smileplease403	0 B		5,681,426,895	100%

@songtiejun · Mar 28 '18

学习了，等着备用

properties (22)

`author`	songtiejun
`permlink`	re-rivalhw-6bbhkc-20180328t065259017z
`category`	cn-reader
`json_metadata`	{"tags":["cn-reader"],"app":"steemit/0.1"}
`created`	2018-03-28 06:53:06
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@tetas08 · Mar 27 '18

<html>
<p><strong>English version on todays article:</strong></p>
<p><strong>Titel: </strong>&nbsp;How do individuals receive international money transfers?</p>
<p>&nbsp;A few days ago, I had a foreign US bank remittance that needed to be credited to my bank account in China because I hadn't used it before. I'll write down the experience this time. If you have similar needs, you can also refer to it if you already If you are familiar with this, you can drift through or enjoy this article.&nbsp;</p>
<p>&nbsp;The first time I received an international remittance, it was unclear that international bank remittances still needed to provide other contents. At the time, just as the usual domestic remittances were made, the three items of domestic bank bank, account and name were sent to each other. I received the other party's feedback sooner that night and needed to provide information on international remittances, including SWIFT BIC and the account's English name.&nbsp;</p>
<p>&nbsp;So I went to the bank the next day. My family had a small outlet of a Rural Commercial Bank downstairs. When I went in the morning, it was almost 10:00. I consulted the staff on the inside and said that another colleague is responsible, but the other side Now that it is not in the office, it seems that there is a reason why the bank’s business has declined in recent years.&nbsp;</p>
<p>&nbsp;So I went to a bank outlet a little farther and asked, this time the other party gave clear information and printed it directly to me as follows:&nbsp;</p>
<p>(Here is a picture)</p>
<p>&nbsp;With this bank's SWIFT BIC information, along with my personal account information, I sent it again to the other party.&nbsp;</p>
<p>&nbsp;About two days later, I received the remittance voucher sent by the other party. After careful reading, the amount was correct, but the text was not in English. I didn't understand. At that time, I thought there was no problem, but there was an episode in the middle.&nbsp;</p>
<p>&nbsp;International remittances are not like real-time domestic remittances, because there may be other lines involved. A few days later, I received a call from the bank telling me that I had a foreign remittance.<br>
 　　</p>
<p>All this was unexpected, so I didn't care, but the bank staff immediately followed me and the other person mistyped my English name, so the money was not yet available in my personal account. . .<br>
 　　</p>
<p>What? This is a few meanings? My first reaction was how this happened, but then the nuclear real time was indeed caused by the other party's mistake in the English name of my account. This foreigner service is also a bit sloppy.<br>
 　　</p>
<p>Next, the bank staff told me that there are two solutions. First, the bank can return the remittance, and then I let the other party remit money; Second, let me talk to the other side, re-revise my name and notify the remittance OK to know it.<br>
 　　</p>
<p>Of course, I do not hesitate to choose the latter, let the other party modify and notify the remittance bank.<br>
 　　</p>
<p>After another few days, this morning, I once again received a phone call from the bank and told me that the remittance had been received, but because my account did not open a U.S. dollar account, the U.S. dollar could not be transferred, and the other party told me how to do this. After buying a minimum of $5 in mobile banking, the account will automatically open a US dollar account.<br>
 　　</p>
<p>I opened my mobile banking according to each other's statement, as shown below:&nbsp;</p>
<p>(Here is a picture)</p>
<p>&nbsp;After purchasing the minimum 5 US dollars, after confirming, call the bank staff and soon after more than 10 minutes, I received a short message from the bank:<br>
 　　</p>
<p>The account of your tail number xxxx is transferred to the US dollar xxxx at 11:09 on March 27, and the balance of the deposit account is US$xxxx. For more information on 95511-3 [xx Bank]<br>
 　　</p>
<p>Everything is done.<br>
 　　</p>
<p>Of course, if you want to convert US dollars into RMB, there is a foreign exchange selling function in the mobile banking. Fill in the information according to the exchange rate of the day, and soon after confirmation, it will be converted into RMB to your account.<br>
 　　</p>
<p>After understanding, does it mean that it is also quite simple?<br>
 　　</p>
<p>But even if it is convenient, it does not have the convenience of Alipay.&nbsp;</p>
<blockquote>This article written by: &nbsp;<a href="https://steemit.com/@rivalhw"><strong>rivalhw</strong></a>&nbsp;</blockquote>
<p>Thanks for your article my friend.</p>
<p><br></p>
<p><br></p>
</html>

properties (22)