Very good points.  I actually started buying some more cypto when I saw the prices drop.  I was going to pick up some more this morning, but I think I am going to wait and see if they go lower.  Your explanation of the payouts is something I struggled with early on and it took quite some time for me to finally realize what you explained very well in a sentence or two :)

in me i still hafve a little hope that steem will still hit 1$. i am still hoping

Electronic-terrorism, voice to skull and neuro monitoring on Hive and Steem. You can ignore this, but your going to wish you didnt soon. This is happening whether you believe it or not. https://ecency.com/fyrstikken/@fairandbalanced/i-am-the-only-motherfucker-on-the-internet-pointing-to-a-direct-source-for-voice-to-skull-electronic-terrorism

You said it all. The analysis you did are just the truth. I have friends at this stage who said they can't be blogging on steem at this time because the price is so down. I educate them, I told them this is the perfect time if they are aiming to sky rocket with bull run if it comes. If not for issues, I will never want to sell my steem at this point. 

The good thing is that with the low price, what you earnings is kind of okay. I am not looking at the price now, am looking at what the future hold for me @rok-sivante

Lastly, I want to say am sorry for our last conversation