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HBD Savings Plan Not Going According To Plan by rubilu

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· @rubilu ·
$17.99
HBD Savings Plan Not Going According To Plan
![A9E56F5F3245458BAB13AA76B1F834E4.jpeg](https://i.imgur.com/YYiSbh2.jpg)


<div class="text-justify">

Before the end of 2022, I made my hive goals post. In that post, I made certain goals known as to how I wanted to grow my account. I made the goals for hp, comments, posts, and second-layer tokens amongst others. In that post, I also made a target for hbd savings. According to me, 20% APR is a lot and anyone not taking advantage of it right now is actually missing out on a lot of things. 

Well, I am one of those people who is missing out on that 20%. I pledged and stated how I wanted to save to take advantage of the 20%, but so far things are not going on well. I have less than 1 hbd saved and the sad part about this is that it’s from last year. 


I don’t know why but it suddenly feels like my savings goal is becoming more difficult by the day. In that post I said I wanted to get 1000hp by the end of 2023, I think things are going well as am almost at 1000 Hp. I think I’ve overdone myself as at that time I had like 300hp and I honestly didn’t think I could get to 800 and something hp by March. If things go on well for April I might as well get to that 1000 and then things can go on from there. 

For me I think getting to 1000 is a good thing now, if I can get the first 1000 then I can go for the next 1000 and so on. 

For my savings plan, I said I will be saving around 0.26 hbd every day. Having said this, it meant I was gonna make a post every day and if things were good after the payout I will be saving 0.26 every day. This was done in accordance with my monthly goal of 8 hbd. 

So saving 0.26 hbd was not a constant figure but then I think having that in mind was a good thing. I didn’t want to force myself into doing something I was not ready to do because I was still trying to build my stake and also trying to build on my second-layer token stack. 


So I might have to bring out new plans on a way to get that 8 hbd into savings every month. Since we are entering into a new month I might as well stop with the excuses and start. We are 3 months into the year and I think saving 0.26 hbd will be my priority now. If I can get that 8 hbd into savings for next month I think it will be pretty cool right? So I think I can do it. 

</div>

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@rubilu/hbd-savings-plan-not-going-according-to-plan)
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vote details (336)
@happyphoenix ·
!LUV
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@luvshares ·
@rubilu, @happyphoenix<sub>(1/10)</sub> sent you LUV. | <a
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@mayorkeys ·
Once there is determination to do something no matter the distraction and obstacle, it will always come out good. The 0.26 plan can be executed perfectly just determination is involved
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@rubilu ·
RE: RE: HBD Savings Plan Not Going According To Plan
Thanks for the words of motivation. I think I should be able to get that 0.26 if I am determined. And since I want to post everyday then I think I can do it. 

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@rubilu/re-mayorkeys-5bcedk)
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@mayorkeys ·
That can be achieved for sure
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@princessbusayo ·
Well, I think it's not too late to start anything on Hive. I also thought I would continue saving my HBD too but responsibilities came that made me withdraw all my Hbd savings and right now, I haven't started saving again. 

I hope to start that once I have settled things and should focus on my goals too because I planned having 500+ hbd in my savings at the end of the year. I hope it happens. 
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@rubilu ·
RE: RE: HBD Savings Plan Not Going According To Plan
Oh yep I think it’s not late. We are just 3 months into 2023. Also with the 8 hbd target every month I think I should be able to achieve it easily. 

Your goal of 500+ is a really cool one.I wished I could set mine higher too but I don’t wanna over commit as usual 😂. 

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@rubilu/re-princessbusayo-3jleqc)
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@takhar ·
Good luck with your HBD savings plan. I'm also planning on storing almost all of my HBD earnings to savings starting next month. 
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@rubilu ·
RE: RE: HBD Savings Plan Not Going According To Plan
Thank you. I don’t think I can save all my hbd. I use the earnings to buy second layer tokens and to also power up. Anyways, goodluck in your savings plan. 

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@rubilu/re-takhar-4rond2)
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@takhar ·
Thank you so much. I appreciate it :) 
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