I prefer digital cash or digital money, but also smart money is better than cryptocurrency.

good post, resteem it!

Steemit attracted me in 2017, looking forward to sharing my values...

Sounds like an idea whose time has come... "cryptocurrencies" sounds too much like "cryptic currencies" for most people's liking; I get quite a few eyerolls, even from smart people I know well... the only thing with "Smart Money" is, isn't it some mutual fund company's slogan? I don't *know,* I'm just asking....

Yes, this is a great idea @stellabelle. I will begin calling it smart money from now on. Spread the world. Very good post and resteemed it.

But what would all the crypto folk call themselves if they couldn't be *crypto* something or other!! Smart &insert cool name& just isn't the same!!!

Seriously though, i agree. I see the eye rolling when I mention cryptocurrency to your average Joe. The first thing they do think is that it's all an elaborate scam.

# Physics, government fiat, math, currency & money
There is a difference between money & currency, @stellabelle. 
##### This is why we have fiat currency, paper currency & crypto currency. ##### [Gold is sound, honest money.](https://medium.com/gold-is-money/honest-sound-money-ddf1a1c9aa58?source=collection_home---2------1----------) because of [physics not economics or math](https://twitter.com/nigelmarkdias/status/832284694070833152).
https://youtu.be/DyV0OfU3-FU
### Money
[With a Goldmoney account](http://goldmoney.com/r/zl6g4C), you can do everything that you can do with crypto because [the tech that under drives Goldmoney, earlier called BitGold is built on blockchain](https://www.linkedin.com/pulse/patents-awarded-bitgolds-aurum-tech-enabling-savings-payments-dias). The underyling asset being gold, not math, as in crypto, your gold is [stored or vaulted  in your name by Brinks or Loomis](https://goldau79.blogspot.ae/2016/06/your-bitgold-gold-is-stored-by-brinks.html) under [bailment](https://support.goldmoney.com/customer/en/portal/articles/1946269-ownership-safety-and-security-of-your-gold).

I agree crypto is cryeepy. But I think that the "smart" prefix is going the way of "e". Remember e-commerce, e-cash, e-mail? Well email is here to stay 😅  but smart will probably die completely in a few years. Same thing with "virtual" but didn't make as much of an impact.

What about cloud-money? Or cloud-cash? My prediction is that "cloud" still has a good few years left in it.

I agree. It's a heck of a lot more approachable and less cryptic (over a person's head.) And who doesn't want SMART money? It's a no brainer > only a woman could come up with that idea  > or a sensitive man. 
![giphy.gif](https://steemitimages.com/DQmU7o7okPYwPg5LYM7gDtxxvDh1erDhWPfEwa7vzXJ8rrE/giphy.gif)

great idea! Can you image the face of most of my friends here in italy when I talk to them about cryptocurrencies? "CryptoWHAT?" 
In Italian "crypto" souds as the word "cripta", one of the italian words for the place where people R.I.P, creepy!

Thats actually true lol everything is smart something these day haha.

If you just stay and think for a second, we are smart people with smart money! Poor people who don't know about crypto!

>I read an article on Steemit written by @pfunk and in it, he suggested that everyone in the cryptocurrency world should just start using the term, ‘smart money.’

**I thought it was a great idea then and I think it is a great idea now.**

Sadly cryptocurrency is the domain of very technical people and idealists who don't always get the importance or need for correct branding.

Success thus far has occurred in spite of rather than due to their ability to market.

**Using the smart money tag at least re-frames the situation in terms that most people can relate to.**

To be honest, I'm really surprised that no currency has actually used the name "SMART" - trademarking might be an issue _(but the only other use is for a car company so unless Mercedes Benz are making a cryptocurrency I don't think they would really have a case)._

I actually suggested it as a name for one of the alts I invested in back in 2014 as often is the case they didn't see the point (it had much bigger problems though).

**We should just start using the term "smart money" until it starts to stick.**

@stellabelle
I'm with you 100% on this one. From now on it's "SmartMoney", soon to be simplified to "smartmoney", and differentiated from "smart money".  Comapare  "mind set" with "mindset". 

It may be annoying at first to add "(cryptocurrency)" after the word early on, for clarity. Intelligent people like to be exacting in their terminology and many take pride in having more smarts than the overwhelming political majority whose IQs hover around 100 and lower. But this attitude will lead to failure or, at the least, slowing down "smartmoney" adoption.

Cryptocurrency fits in well with the geek mystique, but it thoroughly snubs and leaves cold the masses who will be using smartmoney as part of their daily lives in the future.
<center>http://d.stockcharts.com/img/articles/2015/02/1424999088210215118427.jpg</center>

Perhaps, we could even take things further and rename STEEM as Smartmoney! The first one to commandeer that term can create much acceptance through the use of some simple psychology: pound the word into the sheeple's brains until they accept it as God-given, especially since it is already a common phase in the English language and not requiring recognition.

"Smartmoney" does not represent the dumbing down of geeks, but rather the smartening up of the masses!
<center>https://cdn.meme.am/cache/instances/folder842/60213842.jpg</center>

https://bitshares.org/technology/price-stable-cryptocurrencies/