It's funny.  I never thought I was a stupid man, but I am absolutely baffled by all this.  I suppose that if I read it enough times it may start to sink in but I'm not hopeful. 
What would help me I think is having someone actually show me and explain it in the process.  
I have screwed up somehow in that I cannot figure out how to find my real password or main key.  Somewhere along the line, when I was trying to use steemit on my little tablet, I tried to regenerate a new password.  Not sure why now.  But at any rate, I never was able to get it to work. And now, when I go to the password page, copy the password that is there, open up Chrome, (I've always used Firefox), and try to log in to steemit on Chrome, it tells me that it is the wrong password.  So I figure that the only reason I'm still able to access stemmit on Firefox is because I've never logged out.  I am sure that if I do log out, I'll never be able to log in again. 
If there were someone in my geological area, Tampa/St. Pete FL, that would be willing to help me with this I would be eternally grateful and would try to make it worth their time.  Otherwise, I'm afraid that when this ancient computer, (still using XP), gives up the ghost I will be history on steemit.