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Smarter and Harder by tarazkp

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· @tarazkp ·
$67.41
Smarter and Harder
<div class="text-justify">

This week isn't busy just because of work, it is because I have a range of doctors appointments that I have to fit in around all the other things I have to do. Some of them I can schedule, but some of them are just made and require various tests to be done, which takes time and can't be completed in one trip. For one thing, I got told at the end of last week that the doctor is "going to call", and I have to have several tests done before that. It is annoying, but hey, at least I have access to healthcare. 

>And a job.

![image.png](https://files.peakd.com/file/peakd-hive/tarazkp/23xV8ZiRUL4axUabn3THfNp62hsQqKDxTS6wpZg1tsDotDsxmUZayVNn4JweTmS2ZJhqi.png)

I get asked relatively often how someone is able to increase their Hive earnings, or improve their crypto portfolio and the like. What many are looking for is some kind of magic formula that gives them the possibility of that dream of future riches, so they have the chance to do more of what they want. There are plenty of formulas, but in my opinion, really there is only one way to do it effectively.

>Work.

And I mean *literal work.* Get a job, get a second job, get a third if you have the energy. Anything to increase your potential to either not have to spend crypto, or invest more into generative assets. For many, this is not a satisfactory answer apparently, because they got into crypto so they didn't have to get a job, so it seems counterintuitive to their reasoning.

>Work smarter, *and harder.*

It annoys me a bi when people say "work smarter, not harder", because it degrades potential. For example, if you can work smarter  and save 50% of your time to earn 100%, essentially you should work the 100% smarter and double your income. But, if you can also increase the time you work by 20% as well as working smarter, that would give you a 240% increase in income, when you used to earn 100%. Obviously, these are just illustrative numbers, but my point is that additional income streams are more valuable than just the value you get from them. 

For example, if you were to use 100 HIVE a week to live today, that is about 45 dollars worth. However, if you were able to get a job that pays $22.50 for the week, you could reduce the HIVE burden by 50%, using 50 HIVE instead. Not much changes, right? But, the difference is that say this remains constant and in two years from now HIVE is at 3 dollars, the difference is 50x104x3, $15,600 + the interest earned + the additional curation. 

However, if spending the 22.50 per week in HIVE, that will use $2,340 worth of HIVE. However, as the price increases, less HIVE will be used, but nowhere near as much as if being able to replace the need for HIVE by 50% or completely if possible. 

Getting a job is the most horrible thing that someone can do these days apparently, as there are plenty available, yet not many willing to do them. Sure, working some crappy dead-end job might not be ideal, but if it is an *means to an end* where it is possible to use the possibility to build a better future and not necessarily have to work, is it so bad? 

And yes, depending on where you live is going to affect all kinds of the variables including what kinds of jobs are available, how much is earned, how much is needed, what needs to be covered and whatever else affects locally. Plus, there are personal factors to consider like personal health and the like, that can affect potential. But really, is everyone "so ill" that they are unable to work, or are people making excuses for themselves while they can get away with not working?

>That is a personal question for the individual to answer.

There are of course ways to increase the possibility to earn and build a portfolio, but they nearly all come with some form of investment and then of course, risk exposure. Buying in, trading, staking etcetera are all great, but you have to have something to buy with, trade and stake in order to get access to the gains. The *lowest risk* way to have the funds to spend is to have jobs and income streams that create "extra" income, rather than using funds that are possibly needed for living costs. 

>If one job covers living costs, get a second to be able to use it to invest with.

And as the saying goes, money begets money, so once this is happening consistently and the income and portfolio are growing, it is also possible to increase the amount that is being earned and rolling it back into the investment portfolio to compound further, like using curation return to increase stake. 

But, over the years I have heard so many excuses as to why people can't work that I assume that those who are actually willing to work, are already working. Not many people seem to like the work they do perhaps, but for those that are not stuck working but are instead working toward *really being able to do what they want,* they actually enjoy the work because it has meaning beyond the job itself and, beyond being able to cover their living costs.

But no, I don't know of ay magic formula, but there are plenty of basics that people can do to increase their chances of investment success, but it does require *investing.* Investing isn't just buying a generative asset, it is also investing time, skills, energy and time into being able to get the resources required to buy. 

Not that hard, is it? 
Not that smart either - it is pretty basic.

Taraz
[ Gen1: Hive ]


</div>

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@tarazkp/smarter-and-harder)
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@abdul01 ·
$0.23
One thing I have seen and realized is, crypto should be a side business one should have a real business. We all need to learn crypto. That is why I use my bedtime to read about this crypto stuff before I sleep. I wish to get more knowledge before I take it up as a business.

There is more to crypto that we must discover. When we learn, we will know. But first, we need money to do it.
πŸ‘  
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@tarazkp ·
What kinds of things are you reading about at the moment? 
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@abdul01 ·
The way to invest into it. How I could get the basic knowledge about it. Most people think crypto is all about the rise and fall and I want to know pass that before I get involved.

Maybe you can help I guess😁
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@ajorundon ·
It is not easy to get most things as one want. One job may cover both living and investing. One job may not cover living not to speak of investing. There should more of support groups that help serious minds to get it right. Cool write up
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@bibson10 ·
You have a point regarding working harder, however I always believe in working smarter 
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@boboman ·
$0.21
Hey mate, hopefully all the scans and tests turn out positive and this time next year, will just be a blip in the grand scheme of things.

I thought the trick to being rich normally starts with being rich to start with as being rich to start with opens more doors for you that are not available to the regular folk. 

Regular folk (i.e. me) all want to create a better life and be richer, that's why the Lottery is so popular. Also it seems like every generation wants to get there sooner. My parents were comfortable working till retirement, I would like to retire several years before retirement age, my daughter's generation might want it now. Perhaps this is the reason why your answer to some people about getting rich isn't warmly welcomed.

Personally, crypto will always be a side project and even though I have put in a decent chunk of money into it, it has to be something I am willing to walk away from should it all comes crashing down. That's my mindset about investing, whether it's time or money, you need to be able to let it go. Getting too emotional will mostly get you burned in the long-run.
πŸ‘  
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@tarazkp · (edited)
>Hey mate, hopefully all the scans and tests turn out positive and this time next year, will just be a blip in the grand scheme of things.

For now it is okay at least :)

>I thought the trick to being rich normally starts with being rich to start with as being rich to start with opens more doors for you that are not available to the regular folk.

For sure. It is almost a guarantee - unless an idiot with money or very unlucky.

>Perhaps this is the reason why your answer to some people about getting rich isn't warmly welcomed.

For sure. People want to "be" not *get* rich. They don't realize that unless winning that lottery, there has to be a progression.

ten years down the track and I wonder if crypto will still be a side hustle? 

And yes. Being unattached helps a lot. Don't want too much, don't fear losing a lot.
πŸ‘  
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@boboman ·
$0.20
"Being unattached helps a lot. Don't want too much, don't fear losing a lot." Had to do this in close inverted commas as I have no idea how you all do that line quote thing.

This is actually very true. When you own have to worry about feeding and shelter yourself, your risk profile changes as I can live off white bread and butter (only the good kind tho :D). My family most probably can too, but would I want them to, most definitely not.
πŸ‘  
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@bozz ·
$0.22
I hope things go well with your doctors appointments I used to hate that when I was going through my cancer. They would just call and say you need to be at this place at 9:30 at night to get an ultrasound done.  Don't mind me that I have plans.  It's not like I can just shrug them off because they were more important than the cancer...  I'm really glad that like you I have a decent regular job.  Of course I would love to see my Hive account grow to whale status, but it isn't a necessity.
πŸ‘  
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@tarazkp ·
$0.03
I don't mind it too much, though it can be a struggle when I have scheduled sessions with ten people around the world, then have to reschedule. Doesn't happen often that way though. 

>Hive account grow to whale status, but it isn't a necessity.

Yep, I feel you here. It is a nice goal, even if never met :)
πŸ‘  
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@bozz ·
$0.23
I'm lucky that I have most of that medical stuff behind me now.  All the scans and everything anyway.  I still have to do an annual appointment, but they schedule that well in advance.
πŸ‘  
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@dbooster ·
$0.21
The job thing is interesting to me. 

I remember reading about a guy who was a janitor all his life. Never bought a new car, never owned nice clothes. People assumed he was some loser. But then after he retired, it was discovered that he was actually quite wealthy, with a net worth well north of a few million. His janitor pay may have been low, but he saved all he made, and also invested some wisely. 

I think of that story often when I think of "bad" jobs. 

It always reminds me of the Zen saying:

> Before enlightenment chop wood and carry water.
> After enlightenment, chop wood and carry water.

The idea is before enlightenment we hate the work. We are angry at it. We wish we could be rich and comfortable, some great prince living in comfort and surrounded by beautiful women. But no, we have to do this stupid humbling work that makes us feel like a loser. Our attitude makes this work our own personal hell. 

But after enlightenment, we still have to work, but now we see how the work itself is part of the universe and that doing this work is just as valuable as anything else. There is no longer any need or desire to escape from the work, because we embrace it. 

Ok... the metaphor breaks down when I try to apply that saving to a dead-end job. Haha. But maybe you can see where I'm coming from. If people would adjust their attitude towards work, they would see that even low-paying jobs that seem "beneath them" still pay, and we can use that money to invest. 

That also reminds me of a gif I saw recently comparing buying a $5 coffee at Starbucks daily to investing $5 daily in Starbucks stock over a period of 20 years. I don't remember the math offhand, but it showed how one left you in the hole thousands of dollars while one led to impressive gains. 

Anyway, sorry for the ramble here. Just a few things that popped in my head as I read your post.
πŸ‘  
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vote details (1)
@tarazkp ·
Your janitor story reminds me of a friend's parents who ran a corner store in Australia. In India, they were wealthy. My friend ended up being a lawyer with a staff of 50+ and his brother a doctor :)

That is one of my favourite quotes btw!

I like your take on it. I take a slightly different view, where regardless of enlightened or not, our needs still need to be met and the work for that doesn't change. 
πŸ‘  
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@tarazkp ·
And rambling is fine by me!
πŸ‘  
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@deraaa ·
$0.21
>*Not many people seem to like the work they do perhaps, but for those that are not stuck working but are instead working toward really being able to do what they want, they actually enjoy the work because it has meaning beyond the job itself and, beyond being able to cover their living costs.*

I used to wonder why I'd get home tired, and even aching but still feel fulfilled about my day. This is it! What I'm doing is just for the mean time. Both jobs. And it is not the job I love, it is where the jobs are leading me to. That is my goals. Sure, they aren't paying much and I still have to touch my Hive account for bigger responsbilities (which is school) but that is until I get a third or maybe just really take the bull by the horn and send those proposals out. I don't know. Either way, I'm learning something here...
πŸ‘  
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@tarazkp ·
Having goals and focusing on larger meaning, makes the menial tasks of the day seem irrelevant. 
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@deraaa ·
Is that a good or bad thing?
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@estilodereba ·
$0.21
I understand investing time in Hive, but it seems difficult, I'll try anyway, I hope it's not in vain
πŸ‘  
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vote details (1)
@tarazkp ·
It is up to each of us to decide what we are willing to do. 
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@fieryfootprints ·
$0.20
>I get asked relatively often how someone is able to increase their Hive earnings

I am earning much more hive now when I am consistent on Hive. ~~I guess powering everything up also has something to do with this.~~  Lately I am even getting some comments.
πŸ‘  
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vote details (1)
@tarazkp ·
:) Great to hear!
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@galenkp ·
$0.22
> And I mean literal work. Get a job, get a second job, get a third if you have the energy.

I don't know what it's like there, but here...no one seems to want to work anymore. Company's and businesses have so much trouble finding people...That makes it a target rich environment for those who want to work though. 

πŸ‘  
πŸ‘Ž  
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vote details (2)
@tarazkp ·
It isn't as bad here, but it is getting worse. The complacency of the younger generations is spreading upward. 
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@galenkp ·
Yeah, what more does a young girl need but an OnlyFans account huh? 
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@heruvim1978 ·
$0.23
I like the idea to work smarter, in order to create more time to work harder, and then have double the benefits. Both of them are a requirement to succeed much faster than doing it only one way. We use to have a boss that was giving various new assessments and tasks to the laziest person in a group, thinking that if there is a way to do stuff faster and easier, that guy will find it. Worked quite a few times. Thinking out of the box, right?
πŸ‘  
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vote details (1)
@tarazkp ·
I am a big proponent of "If you want something done fast, give it to the laziest person" mindset. The trick is, to also set a quality standard :)

*I am generally the laziest person* ;D

The other thing with working smarter is, it develops skills and when working hard too, new opportunities arise that weren't available earlier. There is a reason why some never get promoted, or payrises. 
πŸ‘  
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vote details (1)
@heruvim1978 ·
So the solution is: be lazy but work harder. He he!
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@janitzearratia · (edited)
$0.21
Since I was very young I have worked and studied, many years have passed, and I still continue to work because success is achieved only with discipline, and effort I stop counting, we are in the 4th industrial revolution of which we must be aware of how it impacts us, the advancement of technology and how it is transforming and will transform even more jobs and businesses in the near future considering what you say Mr. Taraz, for example, my country is with the economy in a fierce and brutal recession, my social pension is of 7$ a month and the minimum wage at this time is at $5.5 a month. I have 2 jobs, and I am a professional with 4th level studies and still they do not value your work with remuneration and socioeconomic benefits consistent with reality.

I am not complaining, I am only speaking from the real, the tangible, and the faster I understand that everyone must adopt the necessary changes to have a professional dedication space in that future very different from the current one, the better. Think fast and act much faster!
πŸ‘  
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vote details (1)
@tarazkp ·
And this is exactly what I am talking about in terms of localized differences and how the value of work is going to change. The value of what you do on Hive is worth a lot to you, where for example, when I vote your posts from time to time it is a significant amount in regards to what you might get locally. However, it also gives you the possibility to live like everyone else does there, but also have a chance to invest a little too. There is risk in the investment, but the potential payoff might be worth it for you. 
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@jfang003 ·
$0.20
RE: Smarter and Harder
It's not that hard and I have a job to pay the expenses. I am able to just grow my Hive account based on this but I am not sure if I would even try for a 2nd job. It's tough because work already takes a lot out of me and I feel tired from just one full time job.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@jfang003/re-tarazkp-3jqq6n)
πŸ‘  
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vote details (1)
@tarazkp ·
It varies person to person and job to job. But for example, let's say you have a full-time job that covers everything you need and nothing else, but it is also tiring mentally or something. Getting a job for example stacking shelves a four hour shift a week gives you that amount to invest on top. That is the length of watching two movies or four episodes on Netflix, for what might be a return that well outstrips the capital investment put in. 
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@mirita21 ·
Hello, I have seen ways to invest in cryptocurrencies but it is quite risky, some platforms decline, therefore it is worth looking for another method of income, many people want the easy way, but the truth is that everything has its sacrifice
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@p1k4ppa10 ·
$0.23
I totally agree with the idea of working smarter and especially with the percentage accounts that you have done, yes they are at an exemplary level but they are a very good example.

To invest you need to have what to put in it; I'm not working right now but I'm on a constant search... in reality maybe something has moved just today, these last three days have been like the maypole heh heh!

I am an advocate of financial freedom and the opportunity to free up time but, as I wrote in another post, once my time has been freed up, I would use it to do what I like and in this case what I'm doing now; I would still continue to work, in a different way and maybe when I reach those goals I will have the possibility to choose not to be exploited, to say no, for now there is only hard work.

Furthermore, as far as Hive is concerned, I don't know how the others are regulating, from here I won't touch anything and I won't touch anything for the next five years at least, then developments will be seen. If you want to create a source of passive income, first you have to work, build and accumulate and then the factors that will allow you to enjoy the fruits will intervene but in this whole process a series of coe are necessary:

Commitment, time and money... without it everything is damned more difficult.
πŸ‘  
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vote details (1)
@tarazkp ·
You bring up lots of good points here. 

I also see that having a job gives a little "security" in terms of if something happens unexpectedly, or with the economy for example. Having two jobs increases the protection. As long as not expanding lifestyle to swallow any increases in income, when bad things happen, there is a cushion. I have found this reassuring mentally for me, especially considering how hard the first years were with Smallsteps. 

>Commitment, time and money... without it everything is damned more difficult.

Yes. Money can't buy happiness, but it can insulate against the conditions that lead to struggle, pain and suffering. At least in regard to some things. 
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@rmsadkri ·
$0.23
>Investing isn't just buying a generative asset, it is also investing time, skills, energy and time into being able to get the resources required to buy.


This is key. Many fail to understand how much time and resource investing is required once you invest your money into something. The real investment begins when you put money into something. It is very similar to having an indoor plant. Buying a plant is your initial investment but the daily watering and pruning is needed that drains your resource and time.
I am investing my time and resources on Hive to build a portfolio. But, there is no guarantee that I will have a return based on my time investment. There are many aspects of the game as you pointed here.
πŸ‘  
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@tarazkp ·
That is a nice analogy. And then, there is having the money to buy the plant, the pot and have a place to live in in order to keep it :)
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@rmsadkri ·
$0.22
Exactly. Investing requires energy and resources. It has to be a way of life rather than a tool to change your life instantly.
πŸ‘  
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vote details (1)
@ryivhnn ·
$0.21
The problem with the β€œwork” answer is that they wanted to spend MORE time doing stuff they preferred to do whereas more work generally means the opposite if one doesn’t want to or know how to monetise the things that they prefer to be doing. 

And then there’s the do they find the return worthwhile blah blah blah if they do know how to monetise because it usually starts off pretty slow πŸ˜†
πŸ‘  
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@tarazkp ·
You don't need money to have more time to do stuff, just money to spend more time doing stuff that takes money to do! :D
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@ryivhnn ·
Well I guess I would like more money for that for sure XD

But then you get stuck because you work to get the money to be able to do the stuff that takes money but then because you're working to get the money you don't have the time to use the money to do the stuff XD

<sub>and that's assuming you don't lose most of it in tax which is what feels like happens here a lot</sub>

Like at work we got told we weren't "allowed" to take time off during the term; now obviously they can't stop us and we can just go ahead and whatever (or you know if people get sick or injured or whatever touch wood) but there's currently exactly enough staff to deal with what we've got, anyone going away for any reason (which some of the schoolkids have to do for school events and one of the adults has got something on down the track, all of them have given plenty of notice like months in advance) will make logistics interesting XD
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@shortsegments ·
$0.20
RE: Smarter and Harder
I agree.
Work Smarter is a good move only if it allows you to earn more, if you are in the building stage, which most of us.

I worked 3 jobs for years to put my oldest two through college and one through graduate school. I used work plus that experience to put the third through college cheaper then the third. I am working on the fourth with only two jobs.

Yes I work two jobs to pay my bills. 

Does that make me stupid? 

Some say it does. 

***They*** say: If I was smart I would figure out how to work half as many hours for twice as much pay. 

And everyday on YouTube someone offers to sell me a curriculum to do just that. 

I just don’t believe it or buy it.

Work+value= income
Increase value or increase work to increase income.
I am not a Rocket Scientist, but I think my math is correct, and the formula derived by trial and error seems pretty sound.

# πŸ‘

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@shortsegments/re-tarazkp-romgr)
πŸ‘  
πŸ‘Ž  
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vote details (2)
@tarazkp ·
>Yes I work two jobs to pay my bills.
Does that make me stupid?

Not in my books - it makes you practical and rational :)

What people will find is that generally the highest paid people by the hour, also work the longest hours. 
πŸ‘  
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vote details (1)
@skiptvads ·
$0.23
Totally agree with your take on having an income to properly keep investing, yes there are those that start with a certain amount of money can start investing and master the art of trading but for most the "safe" (nothing is safe) way to do it is buy just buying more and hold it until it increase in value, about 8 years ago I learn a few things that let me increment my income: 1) have multiple source of income, 2) live close to your place of work, 3) make this sources of income based on services not products, this are a few things that I follow and now Im starting to have enough money to invest and rest without worries, before I try it and didnt work for me since I constantly had to be selling so I thought I better focus on what I already know and do the best and then start investing, income is king and the best way is through hard work. thx for sharing @tarazkp 
πŸ‘  
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vote details (1)
@tarazkp ·
Seems like you are on the right track for sure. 

It took me years to break old habits learned in childhood, experiment and then relearn better ways, but slowly, I am getting there. One of the things I attribute a lot of my learning to, is this community and interacting with a lot of different people, with a wide range of experiences. Highly valuable.

Good luck and hopefully in the next handful of years it will all pay off well for you :)
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@urri2020 ·
$0.22
There is also a difference in salaries in different countries. During these 3 days I earned an annual salary in my country (about $ 3000). But if I could earn $2,000-3,000 dollars a month, I would certainly get that job.
πŸ‘  
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vote details (1)
@tarazkp ·
$0.05
Absolutely. My salary is good in most countries on earth - in Finland, it is "okay". But, it pays my bills so I don't have to use crypto and occasionally, even gives me some extra :)
πŸ‘  , ,
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vote details (3)
@videoaddiction ·
$0.22
I have got HIVE as a second or part time job as my enegry would just be enough for this kind of thing. I hope my efforts won't go down the drain.
πŸ‘  
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@tarazkp ·
The drain depends on how you look at it. If you can turn 100 into 10,000, if you lose the hundred, was it worth it? If you get to 2,000, was it worth it? 
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@videoaddiction ·
I meant in case the HIVE project loses its value.

 
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@wongi ·
$0.20
 I should  follow your "work hard and smart policy"as it seems like a smarter was to go about work 


But about the work, when you mention work @tarazkp  most people get fatigued already but the truth is most  people  can  create jobs for themselves if they don't want to be employees . Something they love doing. You don't necessarily have to work an 8-5 job. You could learn a trade and still work from home/ or be on a contract.

Say crocheting for example, you can literally make crochets  designs and art works from home and it's a win win. You could also be a contract crocheter.
πŸ‘  
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vote details (1)
@tarazkp ·
Depends on lifestyle as to whether doing something you love will pay the bills you need it to pay. 
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@wongi ·
This too should be put into consideration. If it doesn't work out, that's when improvisation comes in✨
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